Features and Demo
Manage your account and enjoy various services
My Banking Account
- See your past month’s transaction history, view e-statements, make balance enquiries
Two-factor authentication
- Activate i-Token (mobile security token) through BEA App for simpler and easier digital banking experience
Biometric Authentication
- Enable Biometric Authentication for a more convenient login experience
Overseas ATM Cash Withdrawals
- Activate overseas withdrawal, and set time and daily withdrawal limits
JETCO Cardless Withdrawal Service
- Simply register and set up an instruction in the BEA App to withdraw cash (HKD) at an ATM using just our App
Transfer, receive funds and pay bills
Fund Transfers1
- Transfer funds to accounts within BEA or other local banks without any charges
Pay! (FPS)
- Make easy transfers under HK$10,000 via mobile no., email, or FPS ID
Registration of the FPS Addressing Service
- Register for FPS Addressing Service (via mobile no., email address, FPS ID or HKID number) to receive funds
Bill payment1
- Pay bills such as credit card, telecom, insurance, and utilities to merchants
Remittances
- Remit to BEA China, BEA UK, and other banks in China and Overseas
Donations2
- Make donations to charitable organisations
- You must activate i-Token and log in to Cyberbanking with dual authentication.
You can then increase your transaction limit to enable these services.
• Fund transfers to non-registered bank accounts
• Bill payments to high-risk merchants - For iOS users, tap “Bill payment” on the left-hand navigation menu to make donations.
Make rate enquiries, currency exchange and time deposit
Rate Enquiries
- View currency exchange rates, T/T exchange rate, and BEA’s prime rate
Currency Exchange
- Buy/ sell a range of currencies
Time Deposit
- Check, place, and uplift time deposits, and give deposit maturity instructions
Convenient credit card access and points redemption
Credit Card Application
- Apply and submit the required documents directly through the app
Credit Card Activation
- Activate newly-issued credit cards
i-Spend (instant credit card overview)
- View your current balance, available credit limit, statement of up to 7 years and transaction history
BEA MALL/ Bonus Gallery
- View our bonus gallery offers and redeem rewards with bonus points
Grow your wealth
Stock Trading
- Log in to trade Hong Kong-listed securities, with free access to real-time quotes, charts, stock fundamentals, and market news
Funds
- Search for funds, tailored fund list, check your portfolio, order placement, and view the latest fund news
• Fund subscription
• Fund switching
• Fund redemption
- Get a personalised shortlist of funds based on your investment goals and risk tolerance with Fund Portfolio Builder
Linked Deposits
- View linked deposit coupon rates and offering documents, place orders, and check your transaction status and history
• Currency Linked Deposits
• Equity Linked Deposits
• Basket Equity Linked Deposits
FX/Precious Metal Margin Trading
- View an account summary, place FX/Precious metal margin deals/RFQ/orders, manage positions and orders, and get daily-updated FX commentary and product information
Gold
- Use our online gold trading services, including trading and gold-related enquiries
Market Outlook Video
- Get the latest market news updates
Investment Knowledge
- Learn the investment knowledge
Consolidated loan services
Mortgage Loan
- Enquire about mortgage plans and terms, use our cost calculators, and apply for a mortgage
Consumer Loan
- Check out our offers and apply for the loan you need, including a revolving loan, or set up repayment instructions
Protect yourself and your family
Insurance Products
- View our full range of insurance plans and services
Instant Quotation and Application
- Get instant quotations, and apply for travel insurance and other insurance products
Plan for the future
Account Balance
- Check your MPF account balance
Contribution History
- View your contribution history
Withdrawal History
- View your withdrawal history
Fund Switching History
- View your fund switching history
Current Investments
- View your current investments
Investment Changes
- Switch instructions
- Change your choice of investments
Fund Price
- View fund prices
