The Bank of East Asia

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Features

Key Facts Statement for BEA SupremeGold World Mastercard
Key Facts Statement for Overdraft Facility
 
 

DEDICATED WEALTH MANAGEMENT SERVICES

 

CONVENIENT ACCOUNT ACCESS

 

COMPREHENSIVE INVESTMENT SERVICES

 

EXCLUSIVE SUPREMEGOLD PRIVILEGES

 
DEDICATED WEALTH MANAGEMENT SERVICES

Personalised Service

We make it our business to fully understand your needs and preferences.

  • Dedicated Relationship Manager providing you with expert advice to help you achieve your financial goals
  • Exclusive SupremeGold Centres and SupremeGold Counters offering priority services in private, comfortable surroundings at BEA branches in Hong Kong, Mainland China and Macau.

International and Mainland China Banking Services

Make use of our extensive network located in Mainland China and overseas to serve your banking needs.

Integrated Account Services

With SupremeGold, you can manage all your personal banking needs via a single, easy-to-use account:

  • Basic SupremeGold sub-accounts
    • HKD Current Account
    • Statement Savings Account
    • Time Deposit Account
  • Optional SupremeGold sub-accounts
    • USD Current Account
    • Securities Account
    • Linked Deposit Account

Consolidated Statement

All banking transactions and information since the last statement

 
CONVENIENT ACCOUNT ACCESS

Cyberbanking

Simply log in to Cyberbanking or download the BEA App for complete control over your finances anytime, anywhere.

  • Manage your finances through multiple channels, including the internet, BEA App, Mobile Banking, Phone Banking, and ATMs
  • Enjoy a wide range of investment services online and a dedicated SupremeGold Stock Trading Express hotline
  • Access banking services as well as lifestyle and shopping offers via the BEA App

Note: Please visit www.hkbea.com to learn more about Cyberbanking.

SupremeGold Card

Your SupremeGold Card allows you to manage three of your HKD accounts through JETCO ATMs in Hong Kong, Mainland China, and Macau:

  • Obtain cash
  • Make deposits (available at selected BEA ATMs in Hong Kong only)
  • Transfer funds
  • Check account balances
  • Settle bills through JET PAYMENT
  • Check MPF balance and make contributions

Through the UnionPay network, you can also make instant cash withdrawals at ATMs worldwide. To ensure that you can withdraw cash overseas, please activate the overseas ATM cash withdrawal function of your SupremeGold Card before travelling.

 
COMPREHENSIVE INVESTMENT SERVICES

Investment Services

Select from a wide range of investment products, providing you complete freedom to follow an investment strategy that is right for your special circumstances:

  • Stock trading
  • Funds
  • Bonds
  • Linked deposits
  • IPO subscriptions
 
EXCLUSIVE SUPREMEGOLD PRIVILEGES

Pre-approved BEA SupremeGold World Mastercard

BEA SupremeGold World Mastercard brings you a host of exclusive privileges including:

  • Perpetual annual fee waiver
  • Airport transfer limousine service at only HK$300 per trip per vehicle
  • Two free 12-day personal/family travel insurance plans every year
  • Up to 20% off on movie tickets at selected cinema circuits
  • 2X Bonus Points upon successfully enrolling for a general insurance plan through BEA/Blue Cross

You can select either one of the Bonus Points rewards below:

  • BEA Mileage Reward
    • Unlimited 1.6X Bonus Points for all eligible spending
    • HK$5 spending = 8 Bonus Points = 1 Asia Mile™(No handling fee)
  • BEA Dining Reward
    • Unlimited 4X Bonus Points at all dining outlets in Hong Kong
    • Redeem your Bonus Points for credit card spending credit/vouchers/gift items

Note: For full details of the exclusive privileges available, as well as the related terms and conditions, please visit www.hkbea.com/wmc.

Exclusive Privileges1

As a SupremeGold customer, you enjoy greater financial protection, and a waiver of many standard fees and charges:

  • Investment
    • Fund subscription fee as low as 1.75% for subscriptions made through the CyberFund Centre
    • 1,800 free, real time stock price quotes are shared per month through internet and mobile phone channels
  • Insurance2
    • 15% premium discount on Travel Protection Insurance, Household Protection Insurance, Domestic Helper Protection Insurance, Frequent Traveller Insurance and Personal Accident Insurance
  • Banking Services
    • Monthly service fee waiver3
    • Waiver of the handling fee on the issuance of telegraphic transfers, demand drafts, cashier’s orders and gift cheques3
    • Waiver of commission in lieu of exchange3
    • Pre-approved overdraft facility offer
    • Auto set-up of time deposits
    • Auto transfer service
    • Flexible no-bounce cheque/autopay protection
    • Emergency cash withdrawal at BEA branches in Mainland China

Remarks:

  1. Terms and conditions apply. Please refer to the relevant promotional leaflet or contact your Relationship Manager for details.
  2. For details of the insurance plans, please refer to the related product leaflets and policies. To qualify for the premium discount, a customer must submit application for selected general insurance plans at a branch of The Bank of East Asia, Limited ("BEA"), and the relevant policy(ies) must be successfully issued by Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”).
    BEA and Blue Cross reserve the sole right to vary or cancel the premium discount on the selected general insurance plans at any time without prior notice. In the event of any dispute relating to this premium discount, the decision of BEA and Blue Cross shall be final and conclusive.
  3. For details and related terms and conditions of the fee waiver, please refer to the fee schedule and service guide for SupremeGold customers.

Applicable to all lending businesses (e.g. consumer loan, mortgage loan, etc.) and credit card business:

Reminder: To borrow or not to borrow?
Borrow only if you can repay!

 

 
Make Your Wealth Blossom. Become a SupremeGold Customer Today!

Experience a world of exclusive service with a relationship balance of HK$500,000 or more. Visit your nearest SupremeGold Centre or call our Privilege Hotline, and start planning your financial future!

Privilege Hotline 2211 1833

Important Notices:

  • Investment involves risk. Before making an investment decision, investors should refer to the relevant investment product offering documents for detailed information including the risk factors. Investors should not make an investment decision based solely on this leaflet. If investors are in doubt, independent professional advice should be sought.
  • Linked deposits are structured products involving derivatives. The investment decision is yours, but you should not invest in linked deposits unless the intermediary who sells them to you has explained to you that the linked deposits are suitable for you having regard to your financial situation, investment experience, and investment objectives.
  • The prices of securities fluctuate, sometimes dramatically. The prices of securities may move up or down, and may become valueless. Losses may be incurred rather than profit made as a result of buying and selling securities.
  • The risk of loss in leveraged gold trading/foreign exchange trading can be substantial. You may sustain losses in excess of your initial margin funds.
  • The information provided in this page is intended solely for informational purposes and does not constitute an offer, solicitation, invitation or advice to subscribe to any securities or investment products.
  • Travel Protection Insurance, Household Protection Insurance, Domestic Helper Protection Insurance, Frequent Traveller Insurance, and Personal Accident Insurance plans are underwritten by Blue Cross, a member of the BEA Group. BEA, having registered as an insurance agency with the Insurance Agents Registration Board established by the Hong Kong Federation of Insurers, is an appointed insurance agency of Blue Cross. The above insurance plans are products of Blue Cross but not BEA.
  • Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of The Bank of East Asia, Limited and a member of the BEA Group. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.
  • All insurance product information available on this website is not and shall not be construed as an offer to sell or a provision of insurance products to any person in any jurisdiction outside Hong Kong or a solicitation to such person to buy insurance products.
  • For distribution of investment and insurance products - In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the related transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved between the third-party service provider and the customer directly.

This page is issued by The Bank of East Asia, Limited and has not been reviewed by the Securities and Futures Commission in Hong Kong.

Should there be any discrepancy between the English and the Chinese versions of this page, the English version shall apply and prevail.

Reminder: To borrow or not to borrow? Borrow only if you can repay!

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