Latest Promotion

From now till 31 March 2025, new SupremeGold customers can enjoy Welcome Reward of up to HK$3,200 & HK$21,780 other privileges, plus a chance to win HK$28,888 Grand Prize! 

Time Deposit Rate^*

Designated Fund Amount (HK$ or equivalent)	Tenor	Interest rate (p.a) for designated currencies
		HKD	USD
$100,000 - $10,000,000	3 months	3.65%	4.05%
	6 months	3.25%	3.75%
	12 months	2.95%	3.25%

 Quota applies; available on a first-come, first-served basis .     

[January Exclusive]
New Year Mobile Account Opening / Appointment Reward

Number of times "2", "0", "5" appear on the ID number	Reward (HK$)
1 time	$50
2 times	$100
3 times or above	$150

Initial Funds (HK$ or equivalent)	Reward (HK$)
≥$500,000	$200

Exclusive to New-to-bank Customers

Welcome Reward

Initial Funds (HK$ or equivalent)	Credit Card Free Spending Credit (HK$)
≥$1,000,000	$3,200
≥$500,000 - <$1,000,000	$2,800

Wealth Portfolio Reward

Investment
Designated Investment Product^ Balance (HK$ or equivalent)	Credit Card Free Spending Credit (HK$)
≥$5,000,000	$20,000
≥$2,000,000 - <$5,000,000	$10,000
≥$200,000 - <$2,000,000	$2,000

Foreign Currency
Designated Foreign Currency^ Deposit Balance (HK$ equivalent)	Credit Card Free Spending Credit (HK$)
≥$100,000	$200

SupremeGold Welcome Lucky Draw

 New customers can join the lucky draw by maintaining HK$500,000 in funds

Complete designated missions to grab more lucky draw chances to win the Grand Prize of HK$28,888!

Designated Mission (HK$ or equivalent)	Number of Lucky Draw Chances
Every $500,000 Initial Funds	1 entry (capped at 4 entries)
≥$200,000 Desiganted Investment Product Balance	1 entry
≥$100,000 Desiganted Foreign Currency Deposit Balance	1 entry
Open a Kid Master Savings Account	1 entry
Complete Risk Assessment Questionnaire	1 entry
Set up Online Time Deposit	1 entry
Apply for Specified AIA Insurance Plan	1 entry

Exclusive to Upgraded Customers

Upgrade Reward

Initial Funds (HK$ or equivalent)	Credit Card Free Spending Credit (HK$)
≥$500,000	$700

Investment Rewards

Investment Account Opening Reward

• Up to HK$380 cash reward for opening an Investment Account, completing the Risk Assessment Questionnaire and Designated Investment Product Transactions^#

For details, please click here.

Securities Account Welcome Offer

• New Securities Customers can enjoy HK$0 brokerage fee for HK stocks / US stocks / A-shares in first 3 months through BEA SmarTrade, with brokerage fee rebate up to HK$4,000
• New US Stocks Trading Customers enjoy HK$0 brokerage fee for US stocks in first 3 months through BEA SmarTrade, with max. brokerage fee rebate up to HK$2,000

US Stocks Monthly Investment Plan Offer

• Handling fee waiver in the first 3 months

Auto-payroll Rewards

Up to HK$1,100 cash reward plus 1.6% p.a. Bonus Savings Interest Rate

For details, please click here.

Other Privileges

Mobile Banking Reward

• HK$100 cash reward for the first time log in to BEA Mobile and complete one fund transfer through BEA Mobile within 1 month of account opening

SupremeGold World Mastercard Privileges

• Perpetual annual fee waiver
• Reward Scheme (choose one of the following)
  • BEA Mileage Reward:
    • HK$5 = 1 Mile in overseas & online foreign currency spending
    • HK$6.25 = 1 Mile in local dining & designated local retail spending
    • HK$10 = 1 Mile in other retail spending
  • BEA Bonus Point Reward:
    • 4% cash rebate on local dining & overseas spending
• Offset both local and overseas transactions instantly with Bonus Points by Pay with Rewards
• Airport Transfer Limousine Service
• Up to 55% off on medical check-up plans at Blue Care Medical Centres

Insurance Offers

• 20% premium discount on Travel Protection Insurance
• Up to 45% premium discount on the first payment on Domestic Helper Protection Insurance
• 20% premium discount on the first annual payment on Household Protection Insurance and Frequent Traveler Insurance
• 15% premium discount on the first annual payment on Personal Accident Insurance

Monthly Service Fee Waiver

• To enjoy the monthly service fee waiver, the New-to-bank Customer or Upgraded Customer must fulfil any one of the conditions below:
  • Average Daily Relationship Balance of HK$500,000 or above; or
  • Average daily investment balance of HK$300,000 or above; or
  • Aggregate mortgage loan drawdown amount of HK$3,000,000 or above; or
  • Aggregate payroll amount in preceding month of HK$60,000 or above; or
  • Aggregate annual premium for AIA's life insurance policy^* of HK$100,000 or above

Member-Get-Member Referral Programme

• Refer your friends or relatives to enjoy fabulous rewards. For details, please click here.

SupremeGold Account Promotion Terms & Conditions

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Important Notice:

• Investment involves risks. The price of units may go down as well as up, as the investments of a fund are subject to market fluctuations and the risks inherent in investments. You should not make an investment decision based solely on this material.
• Before making any investment decision, you should refer to all relevant investment funds' offering documents, including but not limited to the Explanatory Memorandum, for detailed information including the risk factors.
• The investment decision is yours, but you should not invest in an investment fund unless the intermediary who sells you a subscription has explained to you that the investment fund is suitable for you in light of your financial situation, investment experience, and investment objectives.
• A fund may not be available in all jurisdictions and/or may be subject to restrictions. If you are in doubt, you should seek independent professional advice.
• Linked deposits are structured products involving derivatives. Linked deposits are not protected deposits under the Deposit Protection Scheme or covered by the Investor Compensation Fund in Hong Kong Special Administrative Region.
• The prices of securities may move up or down, and may even become valueless. There is an inherent risk that you may incur losses rather than gain profit as a result of buying and selling securities. It is possible that you may lose some or all of your investment as a result of conducting securities transaction. Information contained herein is for reference only. It does not constitute any offer, solicitation, or recommendation for the purchase or sale of any investment products or the provision of investment services.
• The value of investment portfolio or foreign currency or USD deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert the investment portfolio or foreign currency or USD deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to build that investment portfolio or foreign currency or USD, you may suffer loss in principal.
• This material has not been reviewed by the Securities and Futures Commission in Hong Kong Special Administrative Region.
• The information provided in this promotional material is intended solely for informational purposes and does not constitute an offer, solicitation, invitation, or advice to subscribe to any securities or investment products.
• Travel Protection Insurance, Household Protection Insurance, Domestic Helper Protection Insurance, Frequent Traveller Insurance and Personal Accident Insurance are underwritten by Blue Cross (Asia-Pacific) Insurance Limited（藍十字（亞太）保險有限公司）(“Blue Cross”), a subsidiary of AIA Group Limited. The Bank of East Asia, Limited (“BEA”) is an appointed insurance agency of Blue Cross. The above insurance plans are products of Blue Cross but not BEA. All benefits payable under the above insurance plans are subject to the credit risk of Blue Cross.
• Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of AIA Group Limited. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.
• The life insurance plans are underwritten by AIA International Limited (Incorporated in Bermuda with limited liability) (AIA). BEA being registered with the Insurance Authority as a licensed insurance agency, act as an appointed licensed insurance agent for AIA. All benefits payable under the life insurance plans are subject to the credit risk of AIA.
• The life insurance plans are not a bank savings plan with free insurance coverage. Part of the premium pays for the insurance and related costs. The premium paid is not a placement of a savings deposit with the bank and hence is not protected by the Deposit Protection Scheme in Hong Kong.
• This material is for distribution in Hong Kong Special Administrative Region only. The distribution of this material is not and shall not be construed as an offer to sell or a solicitation to buy or a provision of any insurance product outside Hong Kong Special Administrative Region.
• For distribution of investment and insurance products: In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the relevant transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer.

To borrow or not to borrow? Borrow only if you can repay!

All offers are subject to terms and conditions. For details, please call our Privilege Hotline on 2211 1833 or visit any BEA branch.

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