The Bank of East Asia

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SupremeGold

From now till 30th June, 2024, new SupremeGold customers can enjoy up to HK$3,200 for the first HK$500,000 in funds plus a series of fabulous offers!

Time Deposit Rate*

Designated Fund Amount
(HK$ or equivalent)

Tenor

Interest rate (p.a) for designated currencies

HKD

USD

$100,000 - $10,000,000

3 months

4.1%

4.95%

6 months

3.9%

4.7%

12 months

3.75%

      4.45%    

 Quota applies; available on a first-come, first-served basis .     

* The interest rate quoted in this website for time deposits is for reference only and is not guaranteed. The Bank of East Asia, Limited (“BEA”) reserves the right to make any adjustment to its interest rates from time to time at its sole discretion. Terms and Conditions apply. For details, please click here.

Exclusive to New-to-bank Customers

Welcome Reward

Initial Funds
(HK$ or equivalent)

Credit Card Free Spending Credit
(HK$)

First $500,000

$1,000

Every additional $500,000

$500
(total of up to $3,500)

Wealth Portfolio Reward

Investment

Designated Investment ProductBalance
(HK$ or equivalent)

Credit Card Free Spending Credit
(HK$)

 ≥ $200,000

$2,000

^ Designated Investment Product refers to investment funds, linked deposits (excluding currency-linked deposits) and securities, whereas the balance of securities is calculated with a cap of HK$100,000 (or equivalent)

Foreign Currency

Designated Foreign Currency^ Deposit Balance
(HK$ equivalent)

Credit Card Free Spending Credit
(HK$)

 ≥ $100,000

$200

^ Designated Foreign Currency refers to currencies excluding United States Dollar (USD) and Hong Kong Dollar (HKD)

Exclusive to Upgraded Customers

Upgrade Reward

Initial Funds
(HK$ or equivalent)

Credit Card Free Spending Credit
(HK$)

 ≥ $500,000

$500

Investment Rewards

Investment Account Opening Reward

  • Up to HK$400 cash reward for opening an Investment Account and completing Designated Investment Product Transactions#

# Designated Investment Products Transactions include local securities transactions, lump-sum subscriptions for funds and linked deposit transactions

For details, please click here.

Investment Transaction Reward

Accumulative Designated Investment Transaction# Amount
(HK$ or equivalent)

Credit Card Free Spending Credit
(HK$)

≥ $500,000

$1,000

≥ $200,000

$400

# Designated Investment Transaction refers to lump-sum subscriptions for funds (excluding Monthly Investment Plan subscriptions, fund switching, fund redemption, transfer-in of funds, and fund subscriptions with a subscription fee of lower than 1%), linked deposits (excluding currency-linked deposits with tenor of less than 60 days), bonds (excluding bonds issued by the Hong Kong Special Administrative Region Government, bonds issued by entities or organisations that are wholly owned by the Hong Kong Special Administrative Region Government, sovereign bonds issued by the Central People’s Government or bonds issued by policy banks of the People’s Republic of China) and certificate of deposits

For details, please click here.

First-time Unit Trust Subscription Fee Offer

  • As low as 0.88%

Securities Offer

  • HK$0 brokerage fee for trading local securities and A-shares through electronic channels for 3 months
  • One-time waiver of safe custody charge

Auto-payroll Rewards

Up to HK$300 cash reward

For details, please click here.

Other Privileges

Mobile Banking Reward

  • HK$100 cash reward for the first time log in to BEA Mobile

For details, please click here.

SupremeGold World Mastercard Welcome Offer

  • HK$400 Cash Rebate

For details, please click here.

SupremeGold World Mastercard Privileges

  • Perpetual annual fee waiver*
  • Reward Scheme (choose one of the following)
    • BEA Mileage Reward:
      • HK$4 = 1 Mile^ in overseas & online foreign currency spending
      • HK$5 = 1 Mile^ in local dining & designated local retail spending
      • HK$8 = 1 Mile^ in other retail spending
    • BEA Bonus Point Reward:
      • 4% cash rebate on local dining & overseas spending
  • Offset both local and overseas transactions instantly with Bonus Points by Pay with Rewards:
    • Local dining and overseas transactions (250 Bonus Points = HK$1)
    • Other transactions (300 Bonus Points = HK$1)
  • 12% cash rebate on payment made through Apple Pay, Google Pay or UnionPay QR Code Payment
  • Airport Transfer Limousine Service
  • Up to 55% off on medical check-up plans at Blue Care Medical Centres

* For details, please click here.

Insurance Offers

  • 20% premium discount on Travel Protection Insurance
  • Up to 45% premium discount on the first payment on Domestic Helper Protection Insurance
  • 20% premium discount on the first annual payment on Household Protection Insurance and Frequent Traveler Insurance
  • 15% premium discount on the first annual payment on Personal Accident Insurance

Monthly Service Fee Waiver

  • To enjoy the monthly service fee waiver, the New-to-bank Customer or Upgraded Customer must fulfil any one of the conditions below:
    • Average Daily Relationship Balance of HK$500,000 or above; or
    • Average daily investment balance of HK$300,000 or above; or
    • Aggregate mortgage loan drawdown amount of HK$3,000,000 or above; or
    • Aggregate payroll amount in preceding month of HK$60,000 or above; or
    • Aggregate annual premium for AIA's life insurance policy* of HK$100,000 or above

* The life insurance policy(ies) underwritten by AIA International Limited (incorporated in Bermuda with limited liability) and AIA Everest Life Company Limited should still be in force and should be incorporated into the SupremeGold Account statement.

Member-Get-Member Referral Programme

  • Refer your friends or relatives to enjoy fabulous rewards. For details, please click here.

SupremeGold Account Promotion Terms & Conditions

2023 Apr-Jun SupremeGold Welcome Lucky Draw
Result Announcement

Please click here for details.


Important Notice:

  • Investment involves risks. The price of units may go down as well as up, as the investments of a fund are subject to market fluctuations and the risks inherent in investments. You should not make an investment decision based solely on this material.
  • Before making any investment decision, you should refer to all relevant investment funds' offering documents, including but not limited to the Explanatory Memorandum, for detailed information including the risk factors.
  • The investment decision is yours, but you should not invest in an investment fund unless the intermediary who sells you a subscription has explained to you that the investment fund is suitable for you in light of your financial situation, investment experience, and investment objectives.
  • A fund may not be available in all jurisdictions and/or may be subject to restrictions. If you are in doubt, you should seek independent professional advice.
  • Linked deposits are structured products involving derivatives. Linked deposits are not protected deposits under the Deposit Protection Scheme or covered by the Investor Compensation Fund in Hong Kong Special Administrative Region.
  • The prices of securities may move up or down, and may even become valueless. There is an inherent risk that you may incur loss rather than make a profit as a result of buying and selling securities. You should read the relevant Risk Disclosure Statement and relevant documents before making any investment decision.
  • Bonds/certificate of deposits are investment products. The investment decision is yours but you should not invest in bonds/certificate of deposits unless intermediary who sell the products has explained to you that the products are suitable for you having regard to your financial situation, investment experience and investment objectives.
  • Bonds/certificate of deposits are not deposits and are not protected by the Deposit Protection Scheme in Hong Kong Special Administrative Region.
  • Bonds/certificate of deposits are subject to both the actual and perceived measures of creditworthiness of the issuer. There is no assurance of protection against a default by the issuer in respect of the repayment obligations. In the worst case scenario you might not be able to recover the principal and coupon if the issuer defaults on the bond/certificate of deposits.
  • This material has not been reviewed by the Securities and Futures Commission in Hong Kong Special Administrative Region.
  • The information provided in this promotional material is intended solely for informational purposes and does not constitute an offer, solicitation, invitation, or advice to subscribe to any securities or investment products.
  • Travel Protection Insurance, Domestic Helper Protection Insurance, Household Protection Insurance, Frequent Traveller Insurance and Personal Accident Insurance are underwritten by Blue Cross (Asia-Pacific) Insurance Limited(藍十字(亞太)保險有限公司)("Blue Cross"), a subsidiary of AIA Group Limited. The Bank of East Asia, Limited ("BEA") is an appointed insurance agency of Blue Cross. The above insurance plans are products of Blue Cross but not BEA. All benefits payable under the above insurance plans are subject to the credit risk of Blue Cross.
  • Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of AIA Group Limited. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.
  • This material is for distribution in Hong Kong Special Administrative Region only. The distribution of this material is not and shall not be construed as an offer to sell or a solicitation to buy or a provision of any insurance product outside Hong Kong Special Administrative Region.
  • BEA being registered with the Insurance Authority as a licensed insurance agency, act as an appointed licensed insurance agent for AIA International Limited (Incorporated in Bermuda with limited liability) (AIA). The life insurance plans are a product of AIA but not BEA.
  • For distribution of investment and insurance products: In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the relevant transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer.

To borrow or not to borrow? Borrow only if you can repay!

All offers are subject to terms and conditions. For details, please call our Privilege Hotline on 2211 1833 or visit any BEA branch.


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