Auto-payroll promotion applies to new auto-payroll customers only. For the definition of new auto-payroll customers, please refer to the relevant promotional materials.

Standing instructions, deposits via CHATS, telegraphic transfers, cash, or cheque deposits are not acceptable as automated payroll payments. All auto-payroll transaction records are determined according to BEA’s record. In the event of any dispute, the decision of BEA shall be final and conclusive.

Each Eligible Customer is required to register once only at any BEA branch, over the registration hotline (22111828), or through the BEA website (www.hkbea.com/auto-payroll) during the Promotional Period. Should duplicated registration records be found, only the first record the customer has made to BEA shall prevail. No registration records can be altered subsequently, and BEA's record shall apply and prevail.

Auto-payroll Welcome Reward requirements: (i) maintain payroll for 6 consecutive months or more (monthly salary must be HK$10,000 or above), (ii) open a securities sub-account and a linked deposit sub-account, (iii) activate the mobile banking service and register for the e-statement service, and (iv) provide a valid email address.

Auto-payroll Payroll Loyalty Reward requirements: (i) fulfil auto-payroll welcome reward requirements, (ii) maintain payroll during the designated month with a monthly salary of HK$10,000 or above, and (iii) maintain the designated Daily Current and Savings Account Balance in the payroll account within the designated period.

For details of the Prefertial HKD Time Deposit Rate, please contact BEA staff.

Unless otherwise specified, all offers are valid until 29^th June, 2019. All offers are subjects to terms and conditions. For details, please refer to the relevant promotional materials.