Latest Promotions

From now till 30 September 2025, new SupremeGold Private customers can enjoy rewards of up to HK$49,000 plus other fabulous rewards!

Time Deposit Rate^*

Designated Fund Amount (HK$ or equivalent)	Tenor	Interest rate (p.a.) for designated currencies
		HKD	USD
$2,000,000 - $50,000,000	3 months	1.00%	3.80%
	6 months	1.70%	3.90%
	12 months	1.90%	3.50%

Quota applies; available on a first-come, first-served basis.

Exclusive to new-to-bank customers

Welcome Reward

Maintain Initial Funds till the end of 3^rd month upon the account opening

Initial Funds (HK$ or equivalent)	Credit Card Free Spending Credit (HK$)
≥$8,000,000	$8,000
≥$5,000,000 - <$8,000,000	$5,000

Wealth Portfolio Reward

Maintain designated funds and meet Designated Investment Product Balance and/or Designated Foreign Currency Deposit Balance on the last day of the 3^rd month

Investment
Designated Investment Product^ Balance (HK$ or equivalent)	Credit Card Free Spending Credit (HK$)
≥$10,000,000	$40,000
≥$2,000,000 - <$10,000,000	$20,000

Foreign Currency
Designated Foreign Currency^ Deposit Balance (HK$ equivalent)	Credit Card Free Spending Credit (HK$)
≥$1,000,000	$500

Portfolio Building Reward

Maintain Average Daily Relationship Balance of ≥HK$5,000,000 during the 4^th - 6^th month and meet Designated Investment Product Balance on the last day of the 6^th month

Designated Investment Product^ Balance (HK$ or equivalent)	Credit Card Free Spending Credit (HK$)
≥$5,000,000	$500

Exclusive to upgraded customers

Upgrade Reward

Maintain Initial Funds till the end of 3^rd month upon the account upgrade

Initial Funds (HK$ or equivalent)	Credit Card Free Spending Credit (HK$)
≥$8,000,000	$1,500
≥$5,000,000 - <$8,000,000	$1,000

Investment Rewards

Investment Transaction Reward

Accumulative Designated Investment Transaction# Amount (HK$ or equivalent)	Credit Card Free Spending Credit (HK$)
≥$5,000,000	$8,000
≥$3,000,000 - <$5,000,000	$4,500
≥$1,000,000 - <$3,000,000	$1,500

^# “Designated Investment Transactions” refers to lump-sum subscriptions for funds (excluding Monthly Investment Plan subscriptions, fund switching, fund redemption, transfer-in of funds, and fund subscriptions with a subscription fee of lower than 1%), linked deposits (excluding callable interest rate index-linked deposits and currency-linked deposits with tenor of less than 60 days), bonds (excluding bonds issued by the Hong Kong Special Administrative Region Government, bonds issued by entities or organisations that are wholly owned by the Hong Kong Special Administrative Region Government, sovereign bonds issued by the Central People’s Government or bonds issued by policy banks of the People’s Republic of China) and certificate of deposits. The total accumulated investment transaction amount of currency-linked deposits and certificate of deposits is calculated with a cap of HK$500,000 (or equivalent).

For details, please click here. 

Securities Account Welcome Offer

• New Securities Customers can enjoy HK$0 brokerage fee for HK stocks / US stocks / A-shares in first 3 months through BEA SmarTrade, with brokerage fee rebate of up to HK$4,000
• New US Stocks Trading Customers can enjoy HK$0 brokerage fee for US stocks in first 3 months through BEA SmarTrade, with brokerage fee rebate of up to HK$2,000

US Stocks Monthly Investment Plan Offer

• Handling fee waiver in the first 3 months

Securities Customer Membership Programme

• Brokerage Discount Rebate of up to 10%

Securities Transfer-In Cash Reward

• Up to HK$2,000

Mortgage Reward

• Up to HK$3,300 cash reward plus extra 0.1% cash rebate

Other Privileges

BEA CENTENNIAL World Elite Mastercard

• 24-hour global concierge service
• 2% rebate or HK$5=1 mile on foreign currency spending
• 1.2% rebate or HK$6.25=1 mile on local spending
• Comlimentary access to an airport lounge up to 6 times per calendar year
• Complimentary use of worldwide airport limousine service up to 2 times per calendar year
• 4 complimentary green fees at 46 premium golf clubs across Asia-Pacific
• Complimentary stay(s) at over 300 selected hotels
• Complimentary HoteLux Elite Plus membership
• Complimentary main courses and a series of premium dining offers at designated restaurants across Asia Pacific
• Free global travel insurance up to US$500,000
• Free global purchase protection: Coverage includes a maximum of US$20,000 over a 12-month period

Member-get-member Referral Programme

Refer your friends or relatives to enjoy fabulous rewards. For details, please click here.

Make Appointment

Or call SupremeGold Private Privilege Hotline 2211 1188

Terms and Conditions apply.

---

Important Notice:

• Investment involves risks. The price of units may go down as well as up, as the investments of a fund are subject to market fluctuations and the risks inherent in investments. You should not make an investment decision based solely on this material.
• Before making any investment, you should refer to all relevant investment funds' offering documents, including but not limited to the Explanatory Memorandum, for detailed information including the risk factors.
• The investment decision is yours, but you should not invest in an investment fund unless the intermediary who sells you a subscription has explained to you that the investment fund is suitable for you in light of your financial situation, investment experience, and investment objectives.
• A fund may not be available in all jurisdictions and/or may be subject to restrictions. If you are in doubt, you should seek independent professional advice.
• Linked deposits are structured products involving derivatives. Linked deposits are not protected deposits under the Deposit Protection Scheme or covered by the Investor Compensation Fund in Hong Kong Special Administrative Region.
• The prices of securities may move up or down, and may even become valueless. There is an inherent risk that you may incur losses rather than gain profit as a result of buying and selling securities. It is possible that you may lose some or all of your investment as a result of conducting securities transaction. Information contained herein is for reference only. It does not constitute any offer, solicitation, or recommendation for the purchase or sale of any investment products or the provision of investment services.
• The value of investment portfolio or foreign currency or USD deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert the investment portfolio or foreign currency or USD deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to build that investment portfolio or foreign currency or USD, you may suffer loss in principal.
• Bonds/certificate of deposits are investment products. The investment decision is yours but you should not invest in bonds/certificate of deposits unless the intermediary who sell the products has explained to you that the products are suitable for you having regard to your financial situation, investment experience and investment objectives.
• Bonds/certificate of deposits are not deposits and are not protected by the Deposit Protection Scheme in Hong Kong Special Administrative Region.
• Bonds/certificate of deposits are subject to both the actual and perceived measures of creditworthiness of the issuer. There is no assurance of protection against a default by the issuer in respect of the repayment obligations. In the worst case scenario you might not be able to recover the principal and coupon if the issuer defaults on the bond/certificate of deposits.
• This material has not been reviewed by the Securities and Futures Commission in Hong Kong Special Administrative Region.
• The information provided in this promotional material is intended solely for informational purposes and does not constitute an offer, solicitation, invitation, or advice to subscribe to any securities or investment products.
• For distribution of investment products: In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the relevant transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer.

To borrow or not to borrow? Borrow only if you can repay!

All offers are subject to terms and conditions. For details, please call our SupremeGold Private Privilege Hotline on 2211 1188 or visit any BEA branch.