(1) Instalment Loan

• APR from 1.78% to 19.07%
• Repayment period from 12 to 60 months
• Monthly instalment as low as HK$186.67 for every HK$10,000 loaned (calculated as for a loan amount of HK$1,000,000, with arrangement waiver, and a repayment period of 60 months).

• APR from 2.91% to 33.35%
• Repayment period from 12 to 72 months
• Monthly instalment as low as HK$158.6 for every HK$10,000 loaned (calculated as for a loan amount of HK$10,000, with a monthly flat rate of 0.09%, a non-refundable arrangement fee of 1.2% per annum, and a repayment period of 72 months).