Green and Sustainable Products

BEA strives to be the Sustainable Partner of Choice for corporates. Whether your company is developing green projects, social projects or aspires to achieve long-term sustainable growth, we at BEA offer all the desired loan and deposit products to help you reach those goals. Together we can create a greener and more sustainable future!

Green Loan

Green loans can support your various green projects, such as improving energy efficiency, developing renewable energy, green buildings, etc. These loans can finance or refinance (in whole or in part) companies and projects which are in the designated “Green Sectors” and adhere to the Green Loan Principles¹.

Product Feature:
Preferential rate granted for different green projects

Sustainability-linked Loan

Loan terms are associated with pre-defined sustainability-linked targets, such as annual carbon emission reduction, annual employee training hours, etc. Corporates will need to follow the Sustainability-linked Loan Principles², with regular monitoring through progress reports.

Product Feature:
Fixed financial incentives for achieving particular sustainability performance targets

Social Loan

Social loans can empower your diverse social projects that achieve positive social outcomes, such as enhancing healthcare accessibility, constructing affordable housing, supporting microfinancing, etc. These loans can finance or refinance (in whole or in part) social projects which align with the Social Loan Principles³.

Product Feature:
Preferential rate granted for different social projects

Why Green and Sustainable Finance (GSF)?

Enhance your corporates’ green and sustainability image
Integrate sustainability into business strategy to align with your corporates’ long-term vision
Grasp green and sustainable business opportunities through sustainable projects

Eligibility conditions of Green and Sustainable Products are subject to the Bank’s internal policy and could be changed from time to time. Loan applications are subject to credit approval.

How to support sustainable development through business daily financial activity?

Green Deposit

Corporate customers who make green deposits can enjoy fixed interest rates while supporting accredited green projects in power and utilities, property development and other industries. For details on the utilisation of funds related to BEA’s Green Deposit, please click here

Product Feature:

No separate Green Deposit minimum deposit balance
Can be applied all year round (subject to limit availability)

Act now to start building our green and sustainable future together!

Contact your Relationship Manager

For our latest sustainable strategy, please click here

Remarks:
1.     Green Loan Principles (jointly published by Asia Pacific Loan Market Association, Loan Market Association & Loan Syndications & Trading Association)
2.     Sustainability-Linked Loan Principles (jointly published by Asia Pacific Loan Market Association, Loan Market Association & Loan Syndications & Trading Association)
3.     Social Loan Principles (jointly published by Asia Pacific Loan Market Association, Loan Market Association & Loan Syndications & Trading Association)

To borrow or not to borrow? Borrow only if you can repay!