BEA Enterprise Easy Fund Series
Introducing the newly launched BEA Enterprise Easy Fund – Unsecured Loan, with simple application requirements and loan approval as fast as 3 days1.
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- Suitable for all company types
- Simple application and no collateral required
- Loan amount up to HK$1,000,0004
- Suitable for companies with energy saving and carbon reduction needs
- Loan amount up to HK$2,000,0004
- Suitable for companies collecting payments through merchant service
- Utilizing merchant payment data5 as the main credit assessment
- Loan amount up to HK$2,000,0004, 7
- Suitable for companies with established trading operation and registered with Tradelink Electronic Commerce Limited (“Tradelink”)
- Utilizing the trade-related data6 as main credit approval document
- Loan amount up to HK$2,000,0004
- Suitable for companies with asset backed collateral seeking for a higher loan amount
- Accept various forms of collateral including property
- Loan amount up to HK$15,000,0004
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Hong Kong registered company and have been operating in Hong Kong for at least 2 years6
Borrower with good repayment record
Companies with no litigation or winding up record
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Half waiver on Loan Arrangement Fee
50% Rebate on Online Outward Remittance transaction fee
Bonus CASA interest rate up to 2.28%p.a.!
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Three working days' approval service is only applicable to applications for Enterprise Easy Fund received by The Bank of East Asia, Limited (“BEA”) on working days from Monday to Friday, and subject to the accuracy of information provided by customers, the adequacy of supporting documents provided from customers, the availability and stability of the bank’s related systems and servers, as well as the credit reference agencies’ service. BEA reserves the sole right to vary or cancel the above-mentioned service at any time without prior notice. In the event of any dispute, the decision of BEA shall be final and conclusive.
The three working days' approval result is subject to the information and supporting documents provided by the applicant, the internal records of BEA, credit information provided by credit reference agencies, and final review & approval by BEA. BEA reserves the sole right to approve or decline any loan application and is not obligated to provide reasons for declined applications. BEA may determine the final approved loan amount for another repayment period at a different interest rate at its sole discretion.
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Lowest HKD annualised Interest rate of 5.85% is based on floating rate 1 month HKD HIBOR.
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BEA reserves the right to request any further supporting documents/information.
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Maximum loan amount includes banking facilities of the borrower and related entities with 30% or more common shareholding.
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Must provide relevant payment collection transaction records for 2 years or more.
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Applicable to BEA Enterprise Easy Fund – Trader Loan. Must be a company which has business operations in Hong Kong for three or more years and must provide import / export trade declarations record of Tradelink Electronic Commerce Limited (“Tradelink”) for 3 years or more.
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The maximum loan amount of HK$2,000,000 is only applicable for existing BEA merchant customer(s) with 2 years or more merchant business relationship in BEA. For BEA new merchant customer(s) with less than 2 years’ merchant business relationship in BEA, the maximum loan amount will be up to HK$1,000,000.
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Retrieve your saved and completed application online anytime, only applicable to BEA Enterprise Easy Fund – Card Merchant Loan
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For detailed terms and conditions of New Corporate Customer Offers, please visit https://www.hkbea.com/pdf/en/Welcome_Offer_Terms_and_Conditions_EN_20250128.pdf
