BEA supports SMEs in every stage of your business. Whether you are in early stages of your business, pursuing for business expansion, seeking green transformation or simply in need of short-term cash flow, the Enterprise Easy Fund Series provides diverse financing solutions to support you in the business challenge and to meet your company’s borrowing needs, regardless of company size, type or industry. Obtaining SME Financing can now be so easy!
Introducing the newly launched BEA Enterprise Easy Fund – Unsecured Loan, with simple application requirements and loan approval as fast as 3 days1.

BEA Enterprise Easy Fund Series*
BEA Enterprise Easy Fund series offers different types of unsecured loan products, no financial statement required3, loan repayment up to 3 years, and loan amount up to HK$2 million.
BEA Enterprise Easy Fund
– Unsecured Loan
- Suitable for all company types
- Simple application and no collateral required
- Loan amount up to HK$1,000,0004
BEA Enterprise Easy Fund
– Energy Efficiency Loan
- Suitable for companies with energy saving and carbon reduction needs
- Loan amount up to HK$2,000,0004
BEA Enterprise Easy Fund – Card Merchant Loan
- Suitable for companies collecting payments through merchant service
- Utilizing merchant payment data5 as the main credit assessment
- Loan amount up to HK$2,000,0004, 7
BEA Enterprise Easy Fund – Trader Loan
- Suitable for companies with established trading operation and registered with Tradelink Electronic Commerce Limited ("Tradelink")
- Utilizing the trade-related data6 as main credit approval document
- Loan amount up to HK$2,000,0004
BEA Enterprise Easy Fund series also offers secured loan service, no financial statement required3, loan repayment up to 5 years, and loan amount up to HK$15 million.
BEA Enterprise Easy Fund – Secured Loan
- Suitable for companies with asset backed collateral seeking for a higher loan amount
- Accept various forms of collateral including property
- Loan amount up to HK$15,000,0004
Want to understand which loan product best suit your need?
Fill in the online form, and a dedicated specialist will be in touch with you Talk with our specialist

Eligibility

Hong Kong registered company and have been operating in Hong Kong for at least 2 years
6

Borrower with good repayment record

Companies with no litigation or winding up record
Hong Kong registered company and have been operating in Hong Kong for at least 2 years6
Borrower with good repayment record
Companies with no litigation or winding up record
BEA also provides
New Corporate Customer Offer9 to help reducing your business operating cost!
- Half waiver on Loan Arrangement Fee
- 50% Rebate on Online Outward Remittance transaction fee
- USD deposit actual annualised interest rate up to 2.88% p.a.!
To borrow or not to borrow? Borrow only if you can repay!