BEA Enterprise Easy Fund Series

Introducing the newly launched BEA Enterprise Easy Fund – Unsecured Loan, with simple application requirements and loan approval as fast as 3 days1.
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- Suitable for all company types
- Simple application and no collateral required
- Loan amount up to HK$1,000,0004


- Suitable for companies with energy saving and carbon reduction needs
- Loan amount up to HK$2,000,0004

- Suitable for companies collecting payments through merchant service
- Utilizing merchant payment data5 as the main credit assessment
- Loan amount up to HK$2,000,0004, 7

- Suitable for companies with established trading operation and registered with Tradelink Electronic Commerce Limited (“Tradelink”)
- Utilizing the trade-related data6 as main credit approval document
- Loan amount up to HK$2,000,0004

- Suitable for companies with asset backed collateral seeking for a higher loan amount
- Accept various forms of collateral including property
- Loan amount up to HK$15,000,0004
Fill in the online form, and a dedicated specialist will be in touch with you
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Hong Kong registered company and have been operating in Hong Kong for at least 2 years6
Borrower with good repayment record
Companies with no litigation or winding up record
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Half waiver on Loan Arrangement Fee
50% Rebate on Online Outward Remittance transaction fee
USD deposit interest rate up to 2.88%p.a.!
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The three-working-day approval service commences upon receipt of the complete application and all required supporting documents, submitted on working days (Monday to Friday). This three-working-day approval service is subject to: the accuracy and completeness of the application; the availability of internal Bank records and information from credit reference agencies; and the operational stability of the Bank's relevant processing systems and servers. The Bank of East Asia Limited (“BEA”) reserves the right to vary or cancel this turnaround time offer at any time without prior notice. In the event of any delay, the Bank shall not be held liable for any loss incurred as a result of such delayed approval.
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Interest rate is floating and subject to change. Lowest HKD annualised Interest rate of 2.45% is based on floating rate 1 month HKD HIBOR as of 27 May 2025.
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Please refer to the Document Checklist for the application documents: https://www.hkbea.com/pdf/en/EEF_DCL.pdf
BEA reserves the right to request any further supporting documents/information. -
Maximum loan amount includes banking facilities of the borrower and related entities with 30% or more common shareholding.
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Must provide relevant payment collection transaction records for 2 years or more.
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Applicable to BEA Enterprise Easy Fund – Trader Loan. Must be a company which has business operations in Hong Kong for three or more years and must provide import / export trade declarations record of Tradelink Electronic Commerce Limited (“Tradelink”) for 3 years or more.
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The maximum loan amount of HK$2,000,000 is only applicable for existing BEA merchant customer(s) with 2 years or more merchant business relationship in BEA. For BEA new merchant customer(s) with less than 2 years’ merchant business relationship in BEA, the maximum loan amount will be up to HK$1,000,000.
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Retrieve your saved and completed application online anytime, only applicable to BEA Enterprise Easy Fund – Card Merchant Loan
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For detailed terms and conditions of New Corporate Customer Offers, please visit https://www.hkbea.com/pdf/en/Welcome_Offer_Terms_and_Conditions_EN_20250701.pdf