Consumer Loans

• Full waiver of the arrangement fee for the first year (1% p.a. on the credit limit thereafter, minimum HK$200)
• Credit limit of up to 10 times your monthly basic salary (maximum HK$1,200,000)

BEA SupremeGold customer can enjoy preferential interest rate as low as P*+ 0.5%. For details, please contact 2211 1211.

Remarks:

  * P is equivalent to the BEA HKD Prime Rate and is quoted by The Bank of East Asia, Limited (“BEA”) from time to time. Please consult BEA for the latest rate.

To promote responsible borrowing and reduce the risk of impulsive and excessive borrowing, our bank provide the cooling-off period to this loan product. Please refer to the notice for details.

Terms and Conditions

Consumer Loans Hotline：2211 1211

Reminders about Responsible Borrowing

• You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
• should assess your repayment ability and avoid over-borrowing.
• You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
• To borrow or not to borrow? Borrow only if you can repay!