Account Services

BEA MAXSaver

BEA MAXSaver

Enjoy up to 5.10% p.a. Preferential Savings Deposit Rate.

Promotional Period: From now until 5 August 2026

Open a BEA MAXSaver successfully at BEA Branch or BEA Online or BEA Mobile during the promotional period and deposit new funds can enjoy the preferential savings deposit rate with step-up interest rate in different phases as indicated below:

Exclusive to SupremeGold Private / SupremeGold Customers: 

Preferential Savings Deposit Rate (p.a.)
Currency Phase 1:

From the date of signing BEA MAXSaver Promotion Application Form to 5 August 2026		 Phase 2:

6 August – 31 August 2026		 Phase 3:

1 September – 1 October 2026		 Phase 4:

2 October – 31 October 2026
HKD 2.00% p.a. 2.00% p.a. 2.45% p.a. 3.90% p.a.
USD 2.60% p.a. 2.60% p.a. 3.60% p.a. 5.10% p.a.
RMB 0.70% p.a. 0.70% p.a. 1.15% p.a. 2.20% p.a.

Exclusive to Supreme / BEA GOAL Customers: 

Preferential Savings Deposit Rate (p.a.)
Currency Phase 1:

From the date of signing BEA MAXSaver Promotion Application Form to 5 August 2026		 Phase 2:

6 August – 31 August 2026
 Phase 3:

1 September – 1 October 2026
 Phase 4:

2 October – 31 October 2026
HKD 1.95% p.a. 1.95% p.a. 2.40% p.a. 3.85% p.a.
USD 2.55% p.a. 2.55% p.a. 3.55% p.a. 5.05% p.a.
RMB 0.70% p.a. 0.70% p.a. 1.15% p.a. 2.20% p.a.

BEA MAXSaver Product Features

  • 100% Digital Application, no branch visit required
  • Withdrawals anytime with no fees
  • Earn up to a 5.10% p.a. Preferential Savings Deposit Rate by completing 4 phases
  • Earn a steady income as interest is automatically deposited to your account each month

BEA MAXSaver Early Bird Offer

The first 500 Eligible Customers (“Early Bird Qualified Customer(s)”) who fulfil the requirement  set out in the table below during the Early Bird Promotional Period will be entitled to receive the relevant digital Supermarket cash coupon  (“Reward”):

Early Bird Promotional Period: From now until 5 August 2026
Funds deposited into the BEA MAXSaver during the Promotion Period (via BEA Branches, BEA Online or BEA Mobile) Funds maintained in the BEA MAXSaver until the end of the Deposit Rate Bonus Period Digital Supermarket Cash Coupon
HKD 500,000 or above /
USD 65,000 or above /
RMB 500,000 or above		 HKD 500,000 or above /
USD 65,000 or above /
RMB 500,000 or above		 HKD 300
HKD 250,000 to below HKD 500,000
USD 32,500 to below USD 65,000 /
RMB 250,000 to below RMB 500,000		 HKD 100

Terms and conditions apply. The above interest rates are for reference only. The actual interest will be calculated based on the account opening date and the total balance maintained throughout Deposit Rate Bonus Period.


Open BEAMAXSaver Now

BEA MAXSaver Demo Guide


Remarks:

  1. Customer can only, at the time of applying BEA MAXSaver promotion, deposit fund to BEA MAXSaver Account from the linked Statement Savings Account or Current Account under Eligible Customer’s same name SupremeGold Private / SupremeGold Account / Supreme Account / BEA GOAL / i-Account*, the minimum amount of funds is HKD10,000 or USD1,000 or RMB10,000. No subsequent deposit to the BEA MAXSaver Account by any means afterwards will be allowed.
  2. 5.10% p.a. Preferential Savings Deposit Rate applies to USD deposits. The Preferential Savings Deposit Rate is only applicable to deposits with a maximum limit of HK$50,000,000 or US$5,000,000 or RMB50,000,000.
  3. The Preferential Savings Deposit Rate will be calculated as simple interest and on the basis of 365 days (applicable to HKD deposits) or 360 days (applicable to USD deposits / RMB deposits) (for both common years and leap years). Interest will be credited to the BEA MAXSaver once per month, on the first business day of each month. The actual interest will be calculated based on the account opening date and the total balance maintained throughout Deposit Rate Bonus Period. The account opening, the balance, the New Fund calculation, the interest calculation and the interest credited to the BEA MAXSaver are determined by BEA's computer records and data. In case of any disputes, BEA’s decision shall be final and binding.
  4. After the Deposit Rate Bonus Period, no interest rate will be applied to the remaining balance in the BEA MAXSaver and the remaining balance will be transferred to the corresponding Statement Savings Account under Eligible Customer’s SupremeGold Private / SupremeGold Account / Supreme Account / BEA GOAL / i-Account of the same name on the next working day.
  5. Each Early Bird Qualified Customer can only receive the Reward once during the Early Bird Promotional Period. If an Early Bird Qualified Customer maintains more than one BEA MAXSaver, BEA MAXSaver with funds deposited HKD 500,000 or above / USD 65,000 or above / RMB 500,000 or above during the Early Bird Promotion Period earlier will be enrolled in this Early Bird Offer.
  6. The Reward and its notification will be emailed to the email address of Early Bird Qualified Customer according to the Bank’s record at the time of fulfilment of the Early Bird Offer on or before 30 Nov 2026.
  7. Quotas are available on a first-come- first-served basis while quota lasts.