The Bank of East Asia

Personal Banking

"Super-Fast" Instalment Loan

For Key Facts Statement of "Super-Fast" Instalment Loan, please click here.

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Apply for a "Super-Fast" Instalment Loan successfully from 20th April, 2023 to enjoy the following offers:


Product Features

APR as low as 1.33%

Up to a HK$12,000 rebate

0% arrangement fee

Repayment period of up to 60 months

Loan amount of up to 12 times your basic monthly salary (maximum HK$1,200,000)


Rebate Offers

Cash rebate of up to HK$7,000 for customers who apply online and are approved

Loan Amount(HK$)

Cash Rebate(HK$) 

General customers

Selected customers

Repayment tenor: 36-60 months

Repayment tenor: 12-60 months

100,000 – 299,999 500  500
300,000 – 499,999 1,500 3,000
500,000 – 999,999 2,000  5,000
1,000,000 or above 4,000 7,000


Extra HK$1,800 Cash Rebate for new customers who apply and are approved

Loan Amount(HK$)

Cash Rebate(HK$)

Repayment tenor: 12-60 months

100,000 or above 1,800


Extra HK$3,200 Cash Rebate for hold a valid BEA Payroll account who apply and are approved

Loan Amount(HK$)

Cash Rebate(HK$)

Repayment tenor: 12-60 months

300,000 – 499,999 1,200
500,000 – 999,999 2,200
1,000,000 or above 3,200

 For "Super-Fast" Instalment Loan of Interest Rate Monthly Repayment Table, please click here.


Remarks for "Super-Fast Instalment Loan:

1. The Annualised Percentage Rate ("APR") 1.33% is for reference only (It is calculated as for a loan amount of HK$1,000,000, with a monthly flat rate of 0.16% and a repayment period of 12 months, and the rebate of HK$12,000). The APR as shown is calculated according to the standard method set out in the Code of Banking Practice and is rounded up or down to the nearest 2 decimal places, and includes the full arrangement fee waiver. The APR is for reference only. Please note that the APR stated in the loan confirmation letter will not include any cash rebate. Actual APRs and monthly repayments may differ, and the details stated in the loan confirmation letter shall prevail.

2. The loan amount can be up to 12 times the applicant’s basic monthly salary (maximum HK$1,200,000). The final approved loan amount, based on a multiple of the applicant’s monthly salary, is subject to change in accordance with individual circumstances.

3. If the requested loan amount is approved in full, The Bank of East Asia, Limited will not notify the applicant. The Loan amount will be credited to the applicant’s designated bank account directly.

Promotion bounded by Terms and Conditions, please click here for the details.

Apply online                 Submit Documents Now


Application Hotline: 2211 1438

10:00 a.m. to 6:00 p.m. (Monday to Friday)
10:00 a.m. to 2:00 p.m.(Saturday)(except public holidays)


General Notes:

  • APR from 1.33% to 25.54%
  • Repayment period from 12 to 60 months


Reminders about Responsible Borrowing

  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • should assess your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
  • To borrow or not to borrow? Borrow only if you can repay!


To borrow or not borrow? Borrow only if you can repay!
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