For Key Facts Statement of "Super-Fast" Instalment Loan, please click here.
Apply for a "Super-Fast" Instalment Loan successfully from 20th April, 2023 to enjoy the following offers:
Product Features
|
|
|
|
|
|
|
Loan amount of up to 12 times your basic monthly salary (maximum HK$1,200,000) |
|
Rebate Offers
Cash rebate of up to HK$7,000 for customers who apply online and are approved
| Loan Amount（HK$） |
Cash Rebate（HK$） |
|
|
General customers |
Selected customers |
|
|
Repayment tenor: 36-60 months |
Repayment tenor: 12-60 months |
|
| 100,000 – 299,999 | 500 | 500 |
| 300,000 – 499,999 | 1,500 | 3,000 |
| 500,000 – 999,999 | 2,000 | 5,000 |
| 1,000,000 or above | 4,000 | 7,000 |
Extra HK$1,800 Cash Rebate for new customers who apply and are approved
| Loan Amount（HK$） |
Cash Rebate（HK$） |
|
|
Repayment tenor: 12-60 months |
||
| 100,000 or above | 1,800 | |
Extra HK$3,200 Cash Rebate for hold a valid BEA Payroll account who apply and are approved
| Loan Amount（HK$） |
Cash Rebate（HK$） |
||
|
Repayment tenor: 12-60 months |
|||
| 300,000 – 499,999 | 1,200 | ||
| 500,000 – 999,999 | 2,200 | ||
| 1,000,000 or above | 3,200 | ||
For "Super-Fast" Instalment Loan of Interest Rate Monthly Repayment Table, please click here.
Remarks for "Super-Fast Instalment Loan:
1. The Annualised Percentage Rate ("APR") 1.33% is for reference only (It is calculated as for a loan amount of HK$1,000,000, with a monthly flat rate of 0.16% and a repayment period of 12 months, and the rebate of HK$12,000). The APR as shown is calculated according to the standard method set out in the Code of Banking Practice and is rounded up or down to the nearest 2 decimal places, and includes the full arrangement fee waiver. The APR is for reference only. Please note that the APR stated in the loan confirmation letter will not include any cash rebate. Actual APRs and monthly repayments may differ, and the details stated in the loan confirmation letter shall prevail.
2. The loan amount can be up to 12 times the applicant’s basic monthly salary (maximum HK$1,200,000). The final approved loan amount, based on a multiple of the applicant’s monthly salary, is subject to change in accordance with individual circumstances.
3. If the requested loan amount is approved in full, The Bank of East Asia, Limited will not notify the applicant. The Loan amount will be credited to the applicant’s designated bank account directly.
Promotion bounded by Terms and Conditions, please click here for the details.
|
10:00 a.m. to 6:00 p.m. (Monday to Friday) |
 |
General Notes:
Reminders about Responsible Borrowing
