The Bank of East Asia

Personal Banking

BEA CENTENNIAL World Elite Mastercard

Key Facts Statement/Schedule of Fees and Charges


1. Exclusive to principal cardholders.

2. The promotion period of Extra Reward is valid from 1st July, 2023 until 31st December, 2023. The following spending categories will not be eligible for Extra Bonus Points:
a) Transactions made at department stores (until 23rd April, 2021), supermarkets, travel agencies, and to government departments; and
b) Recurring transactions and/or autopay transactions.
Transaction eligibility shall be determined at the sole and absolute discretion of BEA according to the merchant codes issued by Mastercard Asia/Pacific (Hong Kong) Limited. For details of “BEA Credit Cards – Privilege Services and Spending Reward”, please click here.

3. Offer applies to single net transaction of HK$3,500 or above. No maximum amount of discount.

4. Terms and conditions apply. Please refer to the complete coverage, excluded liabilities, and related terms and conditions for details.

Terms & Conditions


To borrow or not to borrow? Borrow only if you can repay!

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