Cash from Card

Key Facts Statement/Schedule of Fees and Charges

                                                    
Valid till: 31/12/2020

With your BEA credit card, you can pay later for particular types of retail purchases/digital wallet transactions¹ or for bills over HK$1,000² settled through Cyberbanking. Simply call 2211 1422 for our "Cash in Hand" statement instalment plan on or before 31^st December, 2020 to split your bills into easy payments by instalment!

• Fixed monthly flat rate of 0.18% (promo code "BEASTAFF")³
• Repayment period of up to 60 months
• Application fee waiver 
  
  

Application Hotline  2211 1422

9 a.m. – 9 p.m. from Monday to Friday, 9 a.m. – 2 p.m. on Saturday (except public holidays)

To borrow or not to borrow? Borrow only if you can repay!

1. Eligible transactions include posted local and overseas retail transactions (including phone/mail/online purchases) and digital wallet transactions (AlipayHK, PayMe, WeChat Pay HK, or the UnionPay App) – including reloading/transfers/payments using digital wallets, pay bill transactions through Cyberbanking but not including those for banking and credit card services, transactions with other financial institutions, or securities trading – as may be determined by The Bank of East Asia, Limited (“BEA”) (at its sole and absolute discretion) from time to time. Ineligible transactions include but are not limited to cash advances, “Cash in Hand” programme-related amounts, balance transfers, settlement of previous card balance, any transaction that has been subject to cancellation, charge-back, return of goods or refund, casino chips, speculation commerce, other fees and charges posted by BEA, and such other transaction(s) as from time to time determined by BEA at its sole discretion.

2. The minimum eligible transaction amount in the programme is HK$1,000 and must be the same as the transaction amount (adjusted to the nearest dollar).

3. The fixed monthly flat rate of 0.18% only applies to selected cardholders who draw down the amount of HK$2,000 or more with a repayment period of 12 months or above.The monthly flat rate of 0.18% is equivalent to an annualised percentage rate (“APR”) of 4.05% (for a 12-month repayment period). The APR is calculated according to the standard method set out in the Code of Banking Practice, and is rounded up or down to the nearest 2 decimal places. Please note that the actual APR may differ.

4. Terms and conditions apply. Please call our application hotline on 22111422 for details.   

BEA Credit Card gives you financial flexibility.

Apply now to put cash in your hands!