The Bank of East Asia

Personal Banking

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SupremeGold Mortgage Plan

Special Features

  • Preferential deposit rate (equivalent to the mortgage loan interest rate) for a HKD time deposit worth up to 50% of the mortgage loan outstanding principal under your SupremeGold account
  • Receive higher interest returns on time deposits to offset your mortgage interest expenses
  • Enjoy exclusive wealth management privileges as a SupremeGold customer
  • Separate mortgage loan and deposit accounts for better wealth management
  • Loan tenor of up to 30 years

Special Privileges

  • Waiver of the initial deposit requirement for opening a SupremeGold account
  • Waiver of the SupremeGold account monthly service fee during the whole mortgage loan period
  • Waiver of the valuation fee
  • Special offers on fire insurance and household insurance1

 

You can also join the Mortgage Insurance Programme, where the mortgage loan amount can be up to 90% of your property's value2.  Please click here for details.

The Mortgage Insurance Programme is provided jointly by BEA and The Hong Kong Mortgage Corporation Limited.  




1 Only applies to borrowers who take out fire insurance and household insurance through BEA. The offer on fire insurance also only applies to properties that are not covered by the master policy listing approved by BEA. For details, please contact a BEA representative. The insurance plans are underwritten by Blue Cross (Asia-Pacific) Insurance Limited, a member of the BEA Group. The Bank of East Asia, Limited, having registered as an insurance agency with the Insurance Agents Registration Board established by the Hong Kong Federation of Insurers, is an appointed insurance agency of Blue Cross (Asia-Pacific) Insurance Limited.
2 Must comply with the terms and conditions of the Mortgage Insurance Programme.
Note: The above information is for reference only. All applications are subject to BEA's credit requirements and final approval. BEA reserves the sole right to vary or cancel the above offers and/or amend or alter the related terms and conditions at any time without prior notice.

To borrow or not borrow? Borrow only if you can repay!
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