Rewards and Spending Offer

Online Spending Rewards - Earn Up To a HK$330 Rebate for Online Spending and Mobile Payments

Registration Period: 22/9/2020 - 30/11/2020

Promotional Period:
Phase 1: 22/9/2020 - 31/10/2020
Phase 2: 1/11/2020 - 30/11/2020

Earn an easy rebate anytime, anywhere! Register successfully and reach our set spending amount with eligible cards to receive a rebate of up to HK$330!

Offer 1: Up to a HK$300 Rebate for Online Shopping & Mobile Payments
Cardholders can receive up to a HK$150 rebate per phase during the entire promotional period when spending online or through Apple Pay / Google Pay!

Offer 2: Up to a HK$30 Rebate for Mobile Payments*
Cardholders can receive a HK$30 rebate by adding any eligible card to Apple Pay /  Google Pay for the first time and making any mobile payment transaction of any transaction amount in the promotional period!

*Does not apply to customers who registered an Eligible Card in Apple Pay / Google Pay on or before 21^st September, 2020. Only applies to customers who register an Eligible Card in Apple Pay / Google Pay for the first time during the Promotional Period.

“Earn Up To a HK$330 Rebate for Online Shopping and Mobile Payment" Spending Promotion Terms and Conditions:

1. This promotion does not apply to the i-Titanium Card and Corporate Card.
2. The promotion applies to the first 10,000 successfully registered cardholders only. You only need to register once, and will be eligible to earn a rebate from that month onwards. After successful registration, the rebate will apply to all eligible accounts (including the principal card account and related supplementary accounts) held by the cardholder. Each principal card account and any relevant supplementary card account(s) will be treated as one eligible account when calculating transactions and rebates. Transactions made using different eligible accounts will be counted separately and cannot be transferred / combined.
3. Each cardholder will be entitled to a 2% rebate (capped at HK$150 for each cardholder) in each phase after achieving the Offer 1 online spending/mobile payment target. Each cardholder will be entitled to a maximum rebate of HK$300 across the entire Promotional Period.
4. The rebates will be counted in each phase, and will be credited in January 2021 to the registered principal card account with the highest spending, and will appear on the relevant statement.
5. Eligible Transactions include the following made with an Eligible Card during the Promotional Period:
   a. Eligible online transactions: (a) local online purchases and (b) overseas online purchases. Online transactions’ eligibility shall be determined according to the merchant codes issued by Visa / Mastercard Asia/Pacific (Hong Kong) Limited / JCB International Co., Ltd. / UnionPay International.
   b. Eligible online foreign currency transactions: (a) online transactions settled in Hong Kong dollars under Dynamic Currency Conversion and (b) online transaction posted in any currency other than Hong Kong dollar.
   c. Eligible mobile payment transactions: Only applies to transactions made with an Eligible Card using Apple Pay/Google Pay. Eligibility shall be determined to the merchant codes issued by Visa / Mastercard Asia/Pacific (Hong Kong) Limited / UnionPay International. The BEA JCB Platinum Card is not eligible. The BEA UnionPay Dual Currency PLATINUM Credit Card is not eligible for the offer using Google Pay.
6. Ineligible transactions include online transactions at Klook, cash advances, online / Automatic Teller Machine (ATM) bill payments, tax payments, recurring transactions, auto-pay transactions, Octopus automatic add value service transactions (including online, through mobile, or by any other means), fund transfers, purchase and/or recharging of prepaid cards, reload/transfer/payment using other digital wallets (including but not limited to AlipayHK, PayMe, WeChat Pay HK and the UnionPay App), “Cash in Hand” programme-related amounts, finance charges, late charges, annual fees, bank charges, casino chip purchases, unposted / cancelled / refunded transactions, and transactions that are found to be fraudulent or are eventually cancelled / refunded.
7. Offer 2 only applies to customers who register an Eligible Card in Apple Pay / Google Pay for the first time during the Promotional Period, and have never registered an Eligible Card in Apple Pay/Google Pay on or before 21^st September, 2020 (“New Customer”). A New Customer can receive a HK$30 rebate by adding an eligible BEA credit card to Apple Pay/Google Pay and making any single eligible transaction of any amount. Transactions made using Apple Pay / Google Pay cannot be transferred/combined. Each New Customer can earn a HK$30 rebate once only during the entire promotional period (regardless of how many BEA credit cards they have added to Apple Pay/Google Pay). 

Terms and Conditions

To borrow or not to borrow? Borrow only if you can repay!