Cash from Card

To borrow or not to borrow? Borrow only if you can repay! 

Remarks:

1. 6-month interest and handling fee waiver for “Cash in Hand” programme (the “programme”) is only applies to BEA principal cardholder who has not successfully applied for, drawn down and/or did not have any “Cash in Hand” Programme Instalment from 1^st September 2020 to the day of application on this programme (the “eligible cardholder”). The BEA Corporate Card, BEA UnionPay Dual Currency PLATINUM Credit Card (Renminbi Account), and all supplementary cards are excluded. Moreover, it is only eligible to the first 1,000 customers who apply for this programme.

2. Each BEA credit cardholder can only apply for this offer once during the promotional period. The maximum "Cash in Hand" amount is the total of available credit limit or HK$500,000 (whichever is lower) and the minimum is HK$10,000. The amount applied for should be a multiple of HK$100.

3. Promotion period runs from 23^rd to 29^th September, 2021 (both dates inclusive) (the "Promotional Period").

4. The "Cash in Hand" amount will be credited to the eligible cardholder's designated BEA HKD savings/current account in 2 working days or to the eligible cardholder's designated HKD savings/current account maintained with another bank in 3 working days from the approval date.

5. The monthly instalment amount only includes the monthly principal repayment (for a "Cash in Hand" amount of HK$60,000, the first to sixth instalments are HK$10,000 each). This programme is only available to eligible cardholders who draw down the amount between HK$10,000 to HK$500,000 and a repayment period of 6 months. The monthly flat rate of 0% is equivalent to an annualised percentage rate ("APR") of 0% (for a 6-month repayment period). The APR is calculated accordingly to the standard method set out in the Code of Banking Practice, and is rounded up or down to the nearest 2 decimal places. Please note that the actual APR may differ.

6. Handling fee waiver is limited to approved applications for this programme through the application hotline 2211 1488, and where the designated "Cash in Hand" amount has been drawn down. Apart from this promotion, the handling fee waiver only applies to Cyberbanking/iCIH SMS (including but not limited to applications through other e-channels). For application through the application hotline, The Bank of East Asia, Limited will levy HK$300 handling fee. The said handling fee is charged for each application via hotline, and will be debited from the eligible cardholder's BEA Credit Card account together with the first instalment.

7. The Terms and Conditions of this programme apply to "Cash in Hand" programme.

BEA Credit Card helps you realise your dreams.

Apply now to receive cash in hand!