The Bank of East Asia

Personal Banking

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Prime-based Mortgage Plan

Key Facts Statement/Schedule of Fees and Charges

Special Features

  • Loan tenor of up to 30 years
  • Preferential mortgage rate
  • Cash rebate
  • Applicable to completion of purchase in the primary and secondary markets, mortgage transfer, refinancing, and cash-out
  • Flexible repayment arrangement

Special Privileges

  • Waiver of the valuation fee
  • Cash rebate of HK$800 for successfully online application

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You can also join the Mortgage Insurance Programme, where the mortgage loan amount can be up to 90% of your property's value1.  Please click here for details.


The Mortgage Insurance Programme is provided jointly by BEA and The Hong Kong Mortgage Corporation Limited

1 Must comply with the terms and conditions of the Mortgage Insurance Programme (MIP). MIP is operated by HKMC Insurance Limited (HKMCI) which is a wholly owned subsidiary of The Hong Kong Mortgage Corporation Limited.

Note: The above information is for reference only. All applications are subject to BEA's credit requirements and final approval. BEA reserves the sole right to vary or cancel the above offers and/or amend or alter the related terms and conditions at any time without prior notice.



To borrow or not borrow? Borrow only if you can repay!
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