The Bank of East Asia

Personal Banking

Apply Now


Become a new SupremeGold customer from now until 30th June, 2021, you can enjoy the following exclusive rewards.

Get additional rewards of up to HK$400 cash rebate for applying a SupremeGold account through BEA Flash. Click here for more details.

Exclusive to New-to-bank Customers

Deposit Reward

Monthly Average Deposit Balance (excluding time deposits) (HK$ or equivalent)

Credit Card Free Spending Credit (HK$)


 ≥ $3,000,000


$1,000,000 - <$3,000,000


$500,000 - <$1,000,000


 $200,000 - <$500,000


Account Opening Reward

  • HK$500 in vouchers for fulfilling designated Account Opening Requirements


  Account Upgrade Reward  

Maintain/deposit Initial Funds in order to meet the Average Daily Relationship Balance of HK$500,000 or above (or its equivalent) to enjoy HK$300 Credit Card Free Spending Credit

  Bonus Reward  

A New-to-bank Customer or Upgrade Customer who maintain the Average Daily Relationship Balance of HK$500,000 or above (or its equivalent) for 9 months to enjoy HK$500 Credit Card Free Spending Credit

Investment and Insurance

Fund Subscription Fee

  • First-time fund subscription fee as low as 0.88%

Monthly Investment Plan

  • 0% subscription fee for the first 6 months. For details, please click here.

Securities Trading

  • $0 local securities brokerage fee for buy transactions. For details, please click here.

Insurance Offer

  • Premium discount of up to HK$88,000 for enrolling selected BEA Life insurance plan

Preferential Time Deposit Rate
  • Preferential time deposit rate for HKD time deposit. For details, please click here.
Other Privileges

Safe Deposit Box Service

  • 10% off on safe deposit box rental fee with auto-pay. For details, please click here.

BEA SupremeGold World MasterCard

  • Unlimited 4X Bonus Points for all spending at dining outlets in Hong Kong; or HK$5 spending = 8 Bonus Points = 1 Asia Mile™
  • Airport transfer limousine service in Hong Kong at preferential price
  • 20% off on regular-priced movie tickets at selected cinemas
  • Special access to Hong Kong Jockey Club Visitor Box
  • Up to 55% off on medical check-up plans at Blue Care Medical Centres
  • Offset both local and overseas transactions instantly with Bonus Points (250 Bonus Points = HK$1) by Pay with Rewards.

Monthly Service Fee Waiver

  • To enjoy the monthly service fee waiver, the New-to-bank Customer or Upgraded Customer must fulfil any one of the conditions below:
    • Average Daily Relationship Balance of HK$500,000 or above; or
    • Average daily investment balance of HK$300,000 or above; or
    • Aggregate annual premium for BEA life insurance policy of HK$100,000 or above; or
    • Aggregate mortgage loan drawdown amount of HK$3,000,000 or above; or
    • Aggregate payroll amount in preceding month of HK$60,000 or above

Terms and Condition

Make Appointment

24 Hours Privilege

Hotline 2211 1833

Download BEA Flash To

Open Your Account Now

Important Notice:

  • Investment involves risks. The price of units may go down as well as up, as the investments of a fund are subject to market fluctuations and the risks inherent in investments. You should not make an investment decision based solely on this material.
  • Before making any investment, you should refer to all relevant investment funds' offering documents, including but not limited to the Explanatory Memorandum, for detailed information including the risk factors.
  • The investment decision is yours, but you should not invest in an investment fund unless the intermediary who sells you a subscription has explained to you that the investment fund is suitable for you in light of your financial situation, investment experience, and investment objectives.
  • A fund may not be available in all jurisdictions and/or may be subject to restrictions. If you are in doubt, you should seek independent professional advice.
  • The prices of securities may move up or down, and may even become valueless. There is an inherent risk that you may incur loss rather than make a profit as a result of buying and selling securities. You should read the relevant Risk Disclosure Statement and relevant documents before making any investment decision.
  • This material has not been reviewed by the Securities and Futures Commission in Hong Kong.
  • The information provided in this promotional material is intended solely for informational purposes and does not constitute an offer, solicitation, invitation, or advice to subscribe to any securities or investment products.
  • Each Selected Insurance Plan is a long term insurance plan with a savings element and it is not a bank savings plan with free life insurance coverage. Part of the premium pays for the insurance and related costs. The premium paid is not a placement of a savings deposit with the bank and hence is not protected by the Deposit Protection Scheme in Hong Kong. If you are not happy with your policy, you have a right to cancel it within the cooling-off period and obtain a refund of any premiums and levy paid. A written notice signed by you should be received by BEA Life Limited ( 東亞人壽保險有限公司) (“BEA Life”) at 29/F, BEA Tower, Millennium City 5, 418 Kwun Tong Road, Kowloon, Hong Kong within the cooling-off period (that is, 21 calendar days immediately following either the day of delivery of the policy or cooling-off notice (informing you/your nominated representative about the availability of the policy and expiry date of the cooling-off period), whichever is earlier). After the expiration of the cooling-off period, if you cancel the policy before the end of the term, the projected total cash value may be substantially less than the total premium you have paid.
  • Selected BEA Life insurance plans are underwritten by BEA Life, a member of the BEA Group. The Bank of East Asia, Limited ("BEA") is an appointed insurance agency of BEA Life. The insurance plan is a product of BEA Life but not BEA. All benefits payable under this insurance plan are subject to the credit risk of BEA Life. Your premiums paid will form part of BEA Life's assets. You do not have any rights or ownership over any of those assets. Your recourse is against BEA Life only.
  • All insurance product information available on this website is not and shall not be construed as an offer to sell or a solicitation to buy or a provision of any insurance product outside Hong Kong.
  • For distribution of investment and insurance products: In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the relevant transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved between the third party service provider and the customer directly.

To borrow or not to borrow? Borrow only if you can repay!

All offers are subject to terms and conditions. For details, please call our Privilege Hotline on 2211 1833 or visit any BEA branch.


Web Accessibility Recognition Scheme 2018 - Triple Gold Award Online Banking Bring Us Closer