The Bank of East Asia

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From now until 30th September, 2023, new SupremeGold customers can enjoy up to HK$3,000 for the first HK$500,000 in funds and other fabulous rewards!

Time Deposit Rate*

Designated Fund Amount
(HK$ or equivalent)


Interest rate (p.a)
for designated currencies



$100,000 - $10,000,000

12 months



6 months



3 months



Quota applies; available on a first-come, first-served basis.

*The interest rate quoted in this website for time deposits is for reference only and is not guaranteed. The Bank of East Asia, Limited (“BEA”) reserves the right to make any adjustment to its interest rates from time to time at its sole discretion. Terms and Conditions apply. For details, please click here.

Exclusive to New-to-bank Customers

Welcome Reward

Initial Funds (HK$ or equivalent)

Credit Card Free Spending Credit (HK$)

First $500,000


Every additional $500,000


(total of up to $3,500)

Investment Balance Reward

Designated Investment Product^ Balance (HK$ or equivalent)

Credit Card Free Spending Credit (HK$)

 ≥ $200,000


^Designated Investment Product refers to investment funds, linked deposits (excluding currency-linked deposits) and securities, whereas the balance of securities is calculated with a cap of HK$100,000 (or equivalent)

  Exclusive to Upgraded Customers  

Upgrade Reward

Initial Funds (HK$ or equivalent)

Credit Card Free Spending Credit (HK$)



Investment Rewards

Investment Account Opening Reward

  • Up to HK$400 cash reward for opening an Investment Account and completing Designated Investment Product Transactions#

#Designated Investment Products Transactions include local securities transactions, lump-sum subscriptions for funds and linked deposit transactions. 

For details, please click here.

Investment Transaction Reward

Accumulative Investment Transaction Amount (HK$ or equivalent)

Credit Card Free Spending Credit (HK$)

 ≥ $500,000


 ≥ $200,000


For details, please click here.

Fund Subscription Fee

  • First-time fund subscription fee as low as 0.88%

Auto-payroll Rewards
  • 1.5% p.a. Bonus Interest Rate
  • HK$200 cash reward

For details, please click here

Other Privileges

Mobile Banking Rewards

  • HK$100 cash reward for the first time log in to the BEA App
  • HK$50 cash reward for completing one transfer* through "Pay! (FPS)" / "Transfers"

*Eligible amount for the transaction is HK$10,000 or below

For details, please click here.

SupremeGold World Mastercard Privileges

  • Perpetual annual fee waiver
  • Reward Scheme (choose one of the following)

BEA Mileage Reward:

- HK$4 = 1 Mile^ in overseas & online foreign currency spending 

- HK$5 = 1 Mile^ in local dining & designated local retail spending

- HK$8 = 1 Mile^ in other retail spending

BEA Bonus Point Reward:

- 4% cash rebate on local dining & overseas spending

  • Offset both local and overseas transactions instantly with Bonus Points by Pay with Rewards:

    - Local dining and overseas transactions (250 Bonus Points = HK$1)

    - Other transactions (300 Bonus Points = HK$1)

  • 12% year round rebate on mobile payment through Apple Pay/ Google Pay

  • Airport Transfer Limousine Service
  • Up to 55% off on medical check-up plans at Blue Care Medical Centres

^For details, please click here.

Insurance Offers

  • 20% premium discount on Travel Protection Insurance
  • Up to 45% premium discount on the first payment on Domestic Helper Protection Insurance
  • 20% premium discount on the first annual payment on Household Protection Insurance and Frequent Traveler Insurance
  • 15% premium discount on the first annual payment on Personal Accident Insurance

Monthly Service Fee Waiver

  • To enjoy the monthly service fee waiver, the New-to-bank Customer or Upgraded Customer must fulfil any one of the conditions below:
    • Average Daily Relationship Balance of HK$500,000 or above; or
    • Average daily investment balance of HK$300,000 or above; or
    • Aggregate mortgage loan drawdown amount of HK$3,000,000 or above; or
    • Aggregate payroll amount in preceding month of HK$60,000 or above

Member-Get-Member Referral Programme

  • Refer your friends or relatives to enjoy fabulous rewards. For details, please click here.

SupremeGold Account Promotion Terms & Conditions

Important Notice:

  • Investment involves risks. The price of units may go down as well as up, as the investments of a fund are subject to market fluctuations and the risks inherent in investments. You should not make an investment decision based solely on this material.

  • Before making any investment decision, you should refer to all relevant investment funds' offering documents, including but not limited to the Explanatory Memorandum, for detailed information including the risk factors.

  • The investment decision is yours, but you should not invest in an investment fund unless the intermediary who sells you a subscription has explained to you that the investment fund is suitable for you in light of your financial situation, investment experience, and investment objectives.

  • A fund may not be available in all jurisdictions and/or may be subject to restrictions. If you are in doubt, you should seek independent professional advice.

  • Linked deposits are structured products involving derivatives. Linked deposits are not protected deposits under the Deposit Protection Scheme or covered by the Investor Compensation Fund in Hong Kong.

  • The prices of securities may move up or down, and may even become valueless. There is an inherent risk that you may incur loss rather than make a profit as a result of buying and selling securities. You should read the relevant Risk Disclosure Statement and relevant documents before making any investment decision.

  • Bonds are investment products. The investment decision is yours but you should not invest in bonds unless you consider it suitable for you having regard to your financial situation, investment experience and investment objectives.

  • Bonds are not deposits and are not protected by the Deposit Protection Scheme in Hong Kong.

  • Bonds are subject to both the actual and perceived measures of creditworthiness of the issuer. There is no assurance of protection against a default by the issuer in respect of the repayment obligations. In the worst case scenario you might not be able to recover the principal and coupon if the issuer defaults on the bond.

  • This material has not been reviewed by the Securities and Futures Commission in Hong Kong.

  • The information provided in this promotional material is intended solely for informational purposes and does not constitute an offer, solicitation, invitation, or advice to subscribe to any securities or investment products.

  • Travel Protection Insurance, Household Protection Insurance, Domestic Helper Protection Insurance, Frequent Traveller Insurance and Personal Accident Insurance are underwritten by Blue Cross (Asia-Pacific) Insurance Limited(藍十字(亞太)保險有限公司)(“Blue Cross”), a subsidiary of AIA Group Limited. The Bank of East Asia, Limited (“BEA”) is an appointed insurance agency of Blue Cross. The above insurance plans are products of Blue Cross but not BEA. All benefits payable under the above insurance plans are subject to the credit risk of Blue Cross.

  • Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of AIA Group Limited. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.

  • This material is for distribution in Hong Kong only. The distribution of this material is not and shall not be construed as an offer to sell or a solicitation to buy or a provision of any insurance product outside Hong Kong.

  • For distribution of investment and insurance products: In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the relevant transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved between the third party service provider and the customer directly.


To borrow or not to borrow? Borrow only if you can repay!

All offers are subject to terms and conditions. For details, please call our Privilege Hotline on 2211 1833 or visit any BEA branch. 


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