The Bank of East Asia

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Become a new SupremeGold customer from now until 30th June, 2020, you can enjoy the following exclusive rewards.

Additional $950 rewards if you apply through BEA Flash! Click here for more details.

Welcome Reward1-2

Initial Funds

New-to-bank customers

Upgraded customers

Special Reward +
Bonus Points/Free Spending Credit (HK$)

Bonus Points/
Free Spending Credit (HK$)



Complimentary access for two to the Plaza Premium First Hong Kong airport lounge (worth HK$1,760)


Bonus Points*/

Bonus Points/

 $3,000,000 - <$5,000,000

Bonus Points/$2,000

Bonus Points/

$1,000,000 - <$3,000,000

Bonus Points/

Bonus Points/

$500,000 - <$1,000,000


Bonus Points/

Bonus Points/

* Only Bonus Points earned with a BEA SupremeGold World Mastercard registered for BEA Mileage Reward can be converted to Asia Miles; the Bonus Points can be converted to 40,000 miles, which can be redeemed for 2 round-trip tickets to Japan (to be bound by terms and conditions of “Asia Miles”)


Investment and Insurance


Fund Subscription Fee

  • First-time fund subscription fee3of 1%

Monthly Investment Plan

  • 0% subscription fee for the first 6 months4

Securities Trading

  • $0 local securities brokerage fee for buy transactions5

Insurance Offer

  • Premium discount of up to HK$88,000 for enrolling selected BEA Life insurance plan6


Bonus Interest Rate
  • Bonus Interest Rate of up to 1.25% p.a.7
Preferential Time Deposit Rate
  • Preferential time deposit rate for HKD time deposit8. For other time deposit offers, please click here.
Other Privileges

Safe Deposit Box Service

  • Rent-free for 3 months and an extra 10% off 9

BEA SupremeGold World MasterCard10

  • Unlimited 4X Bonus Points for all spending at dining outlets in Hong Kong; or HK$5 spending = 8 Bonus Points = 1 Asia Mile™
  • Airport transfer limousine service in Hong Kong at only HK$300 per trip per vehicle
  • Up to 20% off on regular-priced movie tickets at selected cinemas
  • Special access to Hong Kong Jockey Club Visitor Box
  • Up to 55% off on medical check-up plans at Blue Care Medical Centres

Monthly Service Fee Waiver

  • To enjoy the monthly service fee waiver, the New-to-bank Customer or Upgraded Customer must fulfil any one of the conditions below:
    • Average Daily Relationship Balance of HK$500,000 or above; or
    • Average daily investment balance of HK$300,000 or above; or
    • Aggregate annual premium for BEA life insurance policy of HK$100,000 or above; or
    • Aggregate mortgage loan drawdown amount of HK$3,000,000 or above; or
    • Aggregate payroll amount in preceding month of HK$60,000 or above

Remarks: _

  1. Eligible customers must fulfil all the requirements as follows (i) deposit/maintain the designated Initial Funds within the first 2 weeks from the date the SupremeGold Account is opened/ upgraded to until the designated date as stipulated in terms and conditions, (ii) open a securities sub-account and a linked deposit sub-account, (iii) log in to mobile banking for the first time and register for the e-statement service for an all-in-one account, (iv) apply for/ currently hold a BEA SupremeGold World MasterCard, and (v) provide a valid email address.

  2. Complimentary access for two to the Plaza Premium First Hong Kong airport lounge (the “Instant Gift”) applies to new-to-bank customers who deposit HK$1,000,000 in Initial Funds and fulfil all the requirements as stipulated in Remark 1. The Special Reward will be presented to customers within one month after they have successfully deposited a designated amount of Initial Funds. Eligible Customers will receive 2 gift vouchers for the Special Reward at their account opening branch, for which they are required to acknowledge receipt and agree to be bound by the relevant terms and conditions.

  3. Applies only to: (i) new-to-bank customers, who have made (ii) lump-sum fund subscription of HK$200,000 or above (or its equivalent) at a branch of BEA. Each customer is entitled to the offer once only.

  4. Applies to SupremeGold customers (i) who successfully subscribe to the funds through the Monthly Investment Plan at a branch or through Cyberbanking during the Promotional Period; (ii) make a monthly investment of HK$1,000 or above; and (iii) invest in the Monthly Investment Plan for at least 6 consecutive months. For details, please refer to BEA webpage .

  5. Applies to eligible transactions conducted by customers who newly open individual/joint securities sub-accounts within the Promotional Period, and does not apply to customers who have maintained any securities sub-account with the Bank, either individually or jointly, within a period of 6 months preceding the Promotional Period, nor to customers who have cancelled and reopened securities sub-account during the Promotional Period. An eligible transaction is any buy transaction for local securities denominated in Hong Kong dollars which is conducted through a securities sub-account through online channels (i.e. the BEA App, Cyberbanking stock-trading platforms or our automated phone service). Each eligible customer can enjoy the $0 local securities brokerage fee for eligible transactions once only, regardless of the number of securities sub-accounts opened during the Promotional Period. Each eligible customer will enjoy the $0 local securities brokerage fee for all eligible transactions until the cumulative brokerage fee calculated according to the standard brokerage rate reaches the maximum limit of HK$6,000 for SupremeGold customers. For details, please refer to BEA webpage.

  6. Applies to New-to-bank Customers who successfully enrol in selected insurance plans offered by BEA Life Limited (“BEA Life”) within the first 3 months of the account being opened. To qualify for the premium discount, customers must submit applications within the first 3 months, and the relevant policy must be successfully issued by BEA Life. For details, please refer to the relevant promotional materials or contact your relationship manager.

  7. The above Bonus Interest Rates are quoted as of 23rd December, 2019 and are for reference only. Bonus Interest Rate only applies to New-to-bank SupremeGold personal customers. Customer can enjoy Bonus Interest Rate during the Bonus Interest Rate Period. The Bonus Interest Rate only applies to deposit balances up to HK$1,000,000. For details, please refer to the relevant terms and conditions or contact your relationship manager.

  8. For details of the Preferential Time Deposit Rate, please refer to relevant promotional materials or contact your relationship manager.

  9. Offer is valid until 31th March, 2020. Applies to new-to-bank SupremeGold customers who (i) newly take up a safe deposit box at any branch of BEA which offers the service, and (ii) arrange to settle the safe deposit box annual fee for a term of one year by auto-pay from a SupremeGold HKD deposit account. Safe deposit box privileges are subject to change due to actual availability.

  10. BEA SupremeGold World Mastercard privileges are subject to Terms and Conditions. For details, please refer to

  11. Unless otherwise specified, all offers are valid until 30th June, 2020. All offers are subjects to terms and conditions. For details, please refer to the relevant promotional materials or contact your Relationship Manager.

Terms and Conditions

Privilege Hotline 2211 1833

Important Notice:

  • Investment involves risks. The price of units may go down as well as up, as the investments of a fund are subject to market fluctuations and the risks inherent in investments. Investors should not make an investment decision based solely on this material.
  • Before making any investment, investors should refer to all relevant investment funds' offering documents, including but not limited to the Explanatory Memorandum, for detailed information including the risk factors.
  • The investment decision is yours but you should not invest in an investment fund unless the intermediary who sells you a subscription has explained to you that the investment fund is suitable for you in light of your financial situation, investment experience and investment objectives.
  • A fund may not be available in all jurisdictions and/or may be subject to restrictions. If investors are in doubt, they should seek independent professional advice.
  • The prices of securities fluctuate, sometimes dramatically. The prices of securities may move up or down, and may become valueless. Losses may be incurred rather than profit made as a result of buying and selling securities.
  • This material has not been reviewed by the Securities and Futures Commission in Hong Kong.
  • The information provided in this promotional material is intended solely for informational purposes and does not constitute an offer, solicitation, invitation, or advice to subscribe to any securities or investment products.
  • Selected BEA Life insurance plans are underwritten by BEA Life Limited ("BEA Life"), a member of the BEA Group. The Bank of East Asia, Limited ("BEA") is an appointed insurance agency of BEA Life. The insurance plan is a product of BEA Life but not BEA. All benefits payable under this insurance plan are subject to the credit risk of BEA Life. Your premiums paid will form part of BEA Life’s assets. You do not have any rights or ownership over any of those assets. Your recourse is against BEA Life only.
  • This marketing material is not and shall not be construed as an offer to sell or a solicitation to buy or a provision of any insurance product outside Hong Kong.
  • For distribution of investment and insurance products: In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the related transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved between the third party service provider and the customer directly.

To borrow or not to borrow? Borrow only if you can repay!

All offers are subject to terms and conditions. For details, please call our Privilege Hotline on 2211 1833 or visit any BEA branch.

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