Welcome Offer

Up to HK$3,200 welcome reward + privileges worth up to HK$26,980

From now till 31 December 2025, new SupremeGold customers can enjoy Welcome Reward of up to HK$3,200 plus privileges worth of up to HK$26,980!

Mobile Account Opening Time Deposit Offer

New SupremeGold customers who successfully open their accounts through BEA Mobile can enjoy 1-month HKD Time Deposit Interest Rate of 4.68% p.a.!
Select the designated promotion code*「SGNEWTD1」through BEA Mobile / BEA Online to set up HKD Time Deposit:

Designated Deposit Amount (HK$)	Tenor	HKD Time Deposit Interest Rate (p.a.)
$50,000 - $100,000	1-month	4.68%

*The Promotion Code will be effective within 14 calendar days after account being opened successfully.
Quota applies; available on a first-come, first-served basis.

Time Deposit Rate^* - Branch

Designated Fund Amount (HK$ or equivalent)	Tenor	Interest rate (p.a) for designated currencies
Designated Fund Amount (HK$ or equivalent)	Tenor	HKD	USD
$100,000 - $10,000,000	3 months	2.80%	3.65%
	6 months	2.55%	3.55%
	12 months	2.15%	3.15%
$500,000 - $10,000,000	3 months	3.08%	-

Quota applies; available on a first-come, first-served basis .

* The interest rate quoted in this website for time deposits is for reference only and is not guaranteed. The Bank of East Asia, Limited (“BEA”) reserves the right to make any adjustment to its interest rates from time to time at its sole discretion. For details, please click here.

Exclusive to New-to-bank Customers

Welcome Reward

Maintain Initial Funds till the end of the 3^rd month upon the account opening

Initial Funds (HK$ or equivalent)	Credit Card Free Spending Credit (HK$)
≥$1,000,000	$3,200
≥$500,000 - <$1,000,000	$1,600

Deposit Reward

Maintain Average Daily Deposit Balance till the end of the 3^rd month upon the account opening

Average Deposit Balance (HK$ or equivalent)	Credit Card Free Spending Credit (HK$)
≥$100,000	$400

Wealth Portfolio Reward

Maintain designated funds and meet Designated Investment Product Balance and/or Designated Foreign Currency Deposit Balance on the last day of the 3^rd month

Investment
Designated Investment Product^{^}Balance (HK$ or equivalent)	Credit Card Free Spending Credit (HK$)
≥$5,000,000	$20,000
≥$2,000,000 - <$5,000,000	$10,000
≥$200,000 - <$2,000,000	$2,000
≥$100,000 - <$200,000	$1,000

^ “Designated Investment Product Balance” refers to the daily total balance of Designated Investment Products of the investment sub-accounts under the SupremeGold Account (including the cap of securities balance calculated). “Designated Investment Products” refers to investment funds, linked deposits (excluding currency-linked deposits) and securities. The cap of securities balance calculated is based on the balance of investment funds and linked deposits (excluding currency-linked deposits).

Foreign Currency
Designated Foreign Currency^ Deposit Balance (HK$ equivalent)	Credit Card Free Spending Credit (HK$)
≥$100,000	$200

^ Designated Foreign Currency refers to currencies excluding United States Dollar (USD) and Hong Kong Dollar (HKD)

Portfolio Building Reward

Maintain Average Daily Relationship Balance of ≥HK$500,000 during the 4^th - 6^th month and meet Designated Investment Product Balance on the last day of the 6^th month

Designated Investment Product^{^}Balance (HK$ or equivalent)	Credit Card Free Spending Credit (HK$)
≥$500,000	$350
≥$300,000 - <$500,000	$200

Exclusive to Upgraded Customers

Upgrade Reward

Maintain Initial Funds till the end of the 3^rd month upon the account upgrade

Initial Funds (HK$ or equivalent)	Credit Card Free Spending Credit (HK$)
≥$1,000,000	$800
≥$500,000 - <$1,000,000	$700

Investment Rewards

Risk Assessment Questionnaire Completion Reward

- Successfully open an investment account and complete Risk Assessment Questionnaire through BEA Mobile or BEA Online to enjoy HK$30 cash reward

For details, please click here.

Securities Account Welcome Offer

- New Securities Customers can enjoy HK$0 brokerage fee for HK stocks / US stocks / A-shares in first 3 months through BEA SmarTrade, with brokerage fee rebate of up to HK$4,000
- New US Stocks Trading Customers can enjoy HK$0 brokerage fee for US stocks in first 3 months through BEA SmarTrade, with brokerage fee rebate of up to HK$2,000

US Stocks Monthly Investment Plan Offer

- Handling fee waiver in the first 3 months

Securities Customer Membership Programme

- Brokerage Discount Rebate of up to 10%

Securities Transfer-In Cash Reward

- Up to HK$2,000

Digital Unit Trust Subscription Fee

- As low as 0.88%

Digital Investment Transaction Reward

- Subscribe to Equity Linked Investments / Linked Deposits through BEA Mobile or BEA Online to enjoy a HK$300 cash reward for every Eligible Transaction, up to a maximum of HK$3,000

Auto-payroll Rewards

Up to HK$3,500 worth of fund rewards

For details, please click here.

BEA MAXSaver

Up to 4.60% p.a. preferential savings deposit rate

For details, please click here.

Other Privileges

Mobile Banking Reward

- HK$100 cash reward for the first time login and i-Token activation through BEA Mobile

For details, please click here.

SupremeGold World Mastercard Welcome Offer

- Up to HK$400 cash rebate upon eligible spending within 2 months

For details, please click here.

SupremeGold World Mastercard Privileges

- Perpetual annual fee waiver
- Up to 12.5X Bonus Points^ (= 5% cash rebate) for the designated spending categories:
  Wine & Dine | Health & Medical | Electronic & Gadget | Sport & Fitness | Overseas Purchase
- Airport Transfer Limousine Service
- Up to 55% off on medical check-up plans at Blue Care Medical Centres

For details, please click here.

^ Only applicable for cardholders enrolled in "BEA Bonus Point Reward" who successfully registered the designated promotion in the BEA Mall App, please click here.

Safe Deposit Box Offer

- Up to 12 months of rent-free service
- 5% off on safe deposit box rental fee

For details, please click here.

Insurance Offers

- 20% premium discount on Travel Protection Insurance
- Up to 45% premium discount on the first payment on Domestic Helper Protection Insurance
- 20% premium discount on the first annual payment on Household Protection Insurance and Frequent Traveler Insurance
- 15% premium discount on the first annual payment on Personal Accident Insurance

Monthly Service Fee Waiver

- To enjoy the monthly service fee waiver, the New-to-bank Customer or Upgraded Customer must fulfil any one of the conditions below:
  - Average Daily Relationship Balance of HK$500,000 or above; or
  - Average daily investment balance of HK$300,000 or above; or
  - Aggregate mortgage loan drawdown amount of HK$3,000,000 or above; or
  - Aggregate payroll amount in preceding month of HK$60,000 or above; or
  - Aggregate annual premium for AIA's life insurance policy^* of HK$100,000 or above

* The life insurance policy(ies) underwritten by AIA International Limited (incorporated in Bermuda with limited liability) and AIA Everest Life Company Limited should still be in force and should be incorporated into the SupremeGold Account statement.

Member-Get-Member Referral Programme

- Refer your friends or relatives to enjoy fabulous rewards. For details, please click here.

2025 Jan-Mar SupremeGold Welcome Lucky Draw
Result Announcement

For details, please click here.

SupremeGold Account Promotion Terms & Conditions

Important Notice:

- Investment involves risks. The price of units may go down as well as up, as the investments of a fund are subject to market fluctuations and the risks inherent in investments. You should not make an investment decision based solely on this material.
- Before making any investment decision, you should refer to all relevant investment funds' offering documents, including but not limited to the Explanatory Memorandum, for detailed information including the risk factors.
- A fund may not be available in all jurisdictions and/or may be subject to restrictions. If you are in doubt, you should seek independent professional advice.
- Equity Linked Investment are structured products involving derivatives and are not capital protected and is subject to the performance and risks of the underlying assets, you could lose their entire investment as the underlying may become worthless in extreme cases.
- Some Equity Linked Investment may not have active secondary market, and may take longer time or impossible to sell to the market and may receive an amount which is substantially less than your original investment amount if you sell it or terminate it before maturity.
- Linked deposits are structured products involving derivatives. Linked deposits are not protected deposits under the Deposit Protection Scheme or covered by the Investor Compensation Fund in Hong Kong Special Administrative Region. Some linked deposits are not capital protected and are subject to the performance and risks of the underlying assets, you could lose their entire investment as the underlying may become worthless in extreme cases.
- The prices of securities may move up or down, and may even become valueless. There is an inherent risk that you may incur losses rather than gain profit as a result of buying and selling securities. It is possible that you may lose some or all of your investment as a result of conducting securities transaction. Information contained herein is for reference only. It does not constitute any offer, solicitation, or recommendation for the purchase or sale of any investment products or the provision of investment services.
- The value of investment portfolio or foreign currency or USD deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert the investment portfolio or foreign currency or USD deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to build that investment portfolio or foreign currency or USD, you may suffer loss in principal.
- This document does not identify all the risks (direct or indirect) or other considerations, which might be material to you when entering into the transactions. Before entering into a transaction, you should ensure that you have sufficient knowledge and experience, and have received sufficient professional advice to make your own evaluation of the merits and risks of such a transaction. You should make sure you fully understand the risks associated with the relevant product and should also consider your own investment objectives and risk tolerance level. You should consult your own business, tax, legal, and/or accounting advisor(s) and refrain from entering into any transaction unless you have fully understood the associated risks and have independently determined that the transaction is appropriate for you.
- This document and any indicative terms provided to you are solely for information purposes and do not constitute an offer, invitation or inducement or advice or recommendation on behalf of BEA to any person to buy or sell any security or investment product. The information and analysts contained in this page have been compiled or arrived at from sources believed to be reliable but BEA does not make any representation as to their accuracy or completeness and does not accept liability for any loss arising from the use hereof.
- No representation or warranty is made that any indicative performance or return indicated will be achieved in the future. You are reminded that you are responsible for your investment decisions and should read the relevant offering documents and exercise of your own judgement. The advice or opinion expressed by BEA is based on certain assumptions.
- This document has not been reviewed and authorized by any regulators.
- This document serves as a generic description of the product. Individual products launched may come with variations to the basic structure. For further clarification on specific products, please contact your financial advisor or seek for independent advice.
- This material has not been reviewed by the Securities and Futures Commission in Hong Kong Special Administrative Region.
- Travel Protection Insurance, Household Protection Insurance, Domestic Helper Protection Insurance, Frequent Traveller Insurance and Personal Accident Insurance are underwritten by Blue Cross (Asia-Pacific) Insurance Limited（藍十字（亞太）保險有限公司）(“Blue Cross”), a subsidiary of AIA Group Limited. The above information does not contain the full terms & conditions of the policy and is for reference only. Please refer to the policy for the exact terms & conditions and the full list of policy exclusions. The Bank of East Asia, Limited (“BEA”) is an appointed insurance agency of Blue Cross. The above insurance plans are products of Blue Cross but not BEA. All benefits payable under the above insurance plans are subject to the credit risk of Blue Cross.
- Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of AIA Group Limited. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.
- This material is for distribution in Hong Kong Special Administrative Region only. The distribution of this material is not and shall not be construed as an offer to sell or a solicitation to buy or a provision of any insurance product outside Hong Kong Special Administrative Region.
- For distribution of investment and insurance products: In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the relevant transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer.

To borrow or not to borrow? Borrow only if you can repay!

All offers are subject to terms and conditions. For details, please call our Privilege Hotline on 2211 1833 or visit any BEA branch.

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