“Pay My Way” Auto Instalment Programme

“Pay My Way” Auto Instalment programme is priority opened for cardholder of BEA GOAL Credit Card to experience the new spending & repayment style. Once cardholder selected the minimum instalment amount (per single transaction) during the simple activation procedure of “Pay My Way” Auto Instalment programme, any retail purchase equal or above this amount will be repaid by instalment automatically!

^#You can activate / amend / deactivate "Pay My Way" Auto Instalment Program anytime via BEA Mall App without any charges!

Features of “Pay My Way” Auto Instalment programme:

• Automatic, flexible, autonomous spending and repayment experience
• Save time on card payment management by simple settings
• Exempt the manual application on card instalment every month

Tenor, Monthly Handling Fee and APR reference table:

 Application channels:

i. BEA Mall App (with BEA GOAL Credit Card)

Login BEA Mall App > "Card" > "BEA GOAL Credit Card" > "Pay My Way" Auto Instalment Programme

Demonstration

ii. Application for BEA GOAL Credit Card

Demonstration

To borrow or not to borrow? Borrow only if you can repay! 

Remarks:

1. The APR is calculated according to the standard method set out in the Code of Banking Practice, and is rounded up or down to the nearest 2 decimal places. Please note that the actual APR may differ.

2. BEA will treat each instalment and/or handling fee (as applicable) as a retail purchase transaction. It will be (i) charged to the Designated Account as retail purchase transaction and (ii) equally subject to the terms and conditions of the BEA Credit Cardholder Agreement (Personal Account) (the “Cardholder Agreement”) (including but not limited to any interest, handling fee and/or charge calculation).

Terms and Conditions