The Bank of East Asia

Personal Banking

VTC Visa Card (Exclusively for Graduates)

VTC Visa Card (Exclusive for Graduate)

Key Facts Statement/Schedule of Fees and Charges


Be the VTC Cardholder and discover the exclusive privileges open just for you!


Remarks: Terms and Conditions apply. Please click here for details.


Annual Fee Waiver

Annual fee is waived continuously for both principal and supplementary card(s).

Contribution to Your Institution

Every time you spend with your VTC Visa Card, BEA will donate part of your spending to VTC. At no extra cost, you can make contributions to VTC for the benefit of all alumni.

Access to VTC Facilities*

  • Selected sports facilities
  • Library facilities 
  • Waiver of first three-year annual fee (worth HK$300) upon the application of membership for using the restaurant in IVE (Haking Wong) 
* The terms and conditions of using VTC Facilities are subject to change to suit the operation needs.  In case of any dispute, the Vocational Training Council reserves the right of final decision.

Terms and Conditions

Apply Now submit documents now

To borrow or not to borrow? Borrow only if you can repay!

Customer Services Hotline 3608 6688






Web Accessibility Recognition Scheme 2022-2023 Triple Gold Award