The Bank of East Asia

Personal Banking

Hong Kong Professional Teachers' Union Visa Card (Card Services had been terminated start from 30th Jun,2022)

Hong Kong Professional Teachers' Union Visa Card

Key Facts Statement/Schedule of Fees and Charges



  • 2-Year Annual Fee Waiver


  • Spending Reward Programme

HKPTU Visa Cardholders will be eligible for a cash rebate of HK$80 upon monthly retail spending of at least HK$700 for 12 consecutive months from 1st January to 31st December each year.

Please refer to the relevant Terms and Conditions for details.

  • Exclusive Shopping Privileges

Cardholders can enjoy the exclusive shopping privileges of credit card payment since HKPTU Visa Cards are the only accepted Visa Cards at Kowloon Office and Causeway Bay Service Centre of HKPTU.

  • Relaxed Instalment Plan

Cardholders can exclusively enjoy 10-month instalment plan when ordering electrical appliances valued at HK$2,000 or above at HKPTU centre.^

^3% handling fee will be charged to each instalment plan. The annualized percentage rate of 3% handling fee calculated based on the requirement of the Code of Banking Practice is 6.69% (10-month instalment). BEA reserves the right to amend the offer with appropriate notice and shall be entitled to charge a handling fee prescribe at its discretion. The handling fee is to be determined by BEA from time to time for individual promotion.



To borrow or not to borrow? Borrow only if you can repay!

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