The Bank of East Asia

Personal Banking

Rewards and Spending Offer



Receive our “BEA Days - Mobile Payment” 12% rebate when your spending reaches designated amount in any month. 





Enjoy 12% cash rebate upon purchases at local bakeries/ fast food restaurants/coffee shops/local transport through Apple Pay/ Google Pay when your spending reaches designated amount in any month.


 Card Type1

Monthly accumulated spending amount 2

Mobile Payments rebate

World Mastercard/Visa Signature Card / Dual Currency DIAMOND Card

HK$4,000 or more  

12% Cash Rebate

(maximum rebate of HK$100 in each calendar month)


PLATINUM Card, i-Titanium Card, BEA GOAL Credit Card, Gold Card, and Classic Card

HK$2,000 or more




 Register now



  1. Does not apply to the BEA JCB Platinum Card or BEA Corporate Card.
  2. Monthly accumulated spending amount includes eligible transactions of local dining / online / retail / overseas / online foreign currency / mobile payments, excludes cash advances, online/Automatic Teller Machine (ATM) bill payments, tax payments, recurring transactions, auto-pay transactions, Octopus Automatic Add Value Service, fund transfers, purchase and/or recharge of prepaid cards or digital wallets, “Cash in Hand” programme-related amounts, finance charges, late charges, annual fees, bank charges, and casino chip purchases.
  3. “BEA Days – Mobile Payment” includes all eligible transactions in Hong Kong which are classified as paid to bakeries and fast food restaurants (including coffee shops) are bound by the merchant codes issued by Visa International/ Mastercard Asia/Pacific (Hong Kong) Limited/UnionPay International. Eligible transaction is only applicable to transactions made by a BEA Credit Card with Apple Pay/Google Pay only.
  4. If an credit card account has already been registered for BEA Days on or before 2019, it is not required to register again. Cardholders only need to register an account once to earn rebates from that month onwards. Cardholders with more than one eligible card account can register only once with any one of their eligible credit card. Each principal card account and any related supplementary card account(s) will be treated as one eligible card account when calculating the transactions and/or rebates. Transaction made using different eligible accounts cannot be transferred/combined.
  5. Effective from 1st May, 2022, the following amendments will be made for all BEA Credit Cards (except BEA JCB Credit Card and BEA Corporate Card):
  • “BEA DAYS – Mobile Payment” 10% rebate will be increased to 12% rebate.
  • The list of eligible merchants will be extended to local transport, including but not limited to bus company, taxi app, and fuel station payments through Apple Pay/Google Pay.


Terms & Conditions


HKBEA Customer Services Hotline Download HKBEA mobile App



To borrow or not borrow? Borrow only if you can repay!
Web Accessibility Recognition Scheme 2022-2023 Triple Gold Award