The Bank of East Asia

Personal Banking

Terms and Conditions / Schedule of Fees and Charges

BEA Credit Card – Arrangement for Automatic Opt-out from Over Credit Limit Facility (not applicable to card accounts which were opened successfully and/or valid on or before 19 Sep 2023)

BEA Credit Card – Arrangement for Automatic Opt-out from Over Credit Limit Facility (applicable for card account open on or after 19 Sep 2023)

BEA Credit Card – Arrangement for Automatic Opt-out from Over Credit Limit Facility (applicable for card account open on or before 18 Sep 2023)

Sep 2023 Notice of Amendments to BEA CENTENNIAL World Elite Mastercard

Apr 2023 Notice of Amendments to BEA Credit Card Services

Nov 2022 Notice of Amendments to BEA Credit Card Services

Feb 2022 Notice of Amendments to BEA Credit Card Services

2021 Notice of Amendments to BEA Credit Card Services

2020 Notice of Amendments to BEA Credit Card Services

e-Statement service enhancement (effect from 15th October, 2018)

Cardholder Agreements

Law Compliance Supplement 

Key Facts Statement/Schedule of Fees and Charges

BEA Credit Card - Interest-free Instalment Programme

"Cash in Hand" Programmes

One-Time Password Online Transaction Authentication Service 

Terms and Conditions for using your BEA Credit Card in Digital Wallet

*This Schedule of Fees & Charges on Credit Card Services is applicable to all cardholders of co-branded / affinity cards.