The Bank of East Asia

Personal Banking

"Super-Fast" Instalment Loan

Key Facts Statement/Schedule of Fees and Charges

Apply for a "Super-Fast" Instalment Loan successfully on or before 2nd August, 2021 to enjoy the following offers:

  • Up to a HK$1,000 rebate for successfully applying online or through mobile
  • APR as low as 1%
  • 0% arrangement fee
  • Repayment period of up to 60 months
  • Loan amount of up to 12 times your basic monthly salary (maximum HK$1,200,000)

 

"Super-Fast" Instalment Loan - Interest Rate & Monthly Repayment Table

 

Remarks:

1. The Annualised Percentage Rate ("APR") as low as 1% is for reference only (It is calculated as for a loan amount of HK$100,000 or above, with a monthly flat rate of 0.045%, and a repayment period of 12 months.). The APR as shown is calculated according to the standard method set out in the Code of Banking Practice and is rounded up or down to the nearest 2 decimal places, and includes the full arrangement fee waiver. The APR is for reference only. Please note that the APR stated in the loan confirmation letter will not include any cash rebate. Actual APRs and monthly repayments may differ, and the details stated in the loan confirmation letter shall prevail.

2. The loan amount can be up to 12 times the applicant’s basic monthly salary (maximum HK$1,200,000). The final approved loan amount, based on a multiple of the applicant’s monthly salary, is subject to change in accordance with individual circumstances.

3. If the requested loan amount is approved in full, The Bank of East Asia, Limited will not notify the applicant. The Loan amount will be credited to the applicant’s designated bank account directly.

 

Terms & Conditions

Apply online Submit Documents Now

Application Hotline:2211 1438

9:00 a.m. to 6:00 p.m. (Monday to Friday)
9:00 a.m. to 1:30 p.m.(Saturday)(except public holidays)

BEA App

Remarks:

  • APR from 1% to 20.37%
  • Repayment period from 12 to 60 months

 

To borrow or not to borrow? Borrow only if you can repay!

To borrow or not borrow? Borrow only if you can repay!
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