The Bank of East Asia

Insurance, MPF & Trust

Insurance Services


BEA x AIA’s all-round insurance solutions offer you innovative answers to set your life on a healthier track.

Life Insurance - Underwritten by AIA International Limited (Incorporated in Bermuda with limited liability)

 Savings and Retirement Income

Bonus Power Vantage >

Whether you’re preparing an education fund, retirement savings or your legacy planning, Bonus Power Vantage could help you accumulate wealth with potentially attractive returns over time to fulfil your financial goals and enrich your life 

Global Power Multi-currency Plan 3  >

Offers a choice of up to 9 currencies1, helping you achieve long-term wealth accumulation and potentially attractive returns, with the flexibility to change policy currency2

Simply Love Encore 5 >

Offers you stable returns to secure your future and realise dreams at every stage of life

Wealth Enrich >

You may enjoy whole life coverage with the added flexibility to make withdrawals and meet your changing needs, while paving the way towards a brighter future for the ones you love



Forever Love Coupon Plan 5 >

Helps you accumulate wealth and make promises that endure


 Retirement Income

AIA Deferred Annuity Plan >

Provides you monthly annuity payment and tax deduction of up to HK$60,000 per taxpayer each year, helping you to realise a fulfilling retirement life


 Critical Illness Protection

EasyGuard Care Essence >

Offers budget-friendly cover for cancer, heart attack, and stroke

On Your Side Plan / On Your Side Plan - First Gift >

Offers your protection totalling up to 900% of your Initial Sum Assured in the event of a critical illness like cancer, heart attack, stroke and Alzheimer’s disease, or an Intensive Care Unit (ICU) stay


 Life Protection

Admire Life 2 >

Provides you lifetime protection and stable returns to let you enjoy life with your loved ones.

Expert Term Life Plan >

Sum assured starting from US$500,000 or HK$3,750,000 that provides more protection with the flexibility you deserve

Wisdom Term Life Plan >

Provides you and your family with ample protection at affordable premiums – guaranteed to remain unchanged within each renewal period

Wealth Preserver 5 >

Offers whole-life insurance protection as well as flexible control of your financial legacy. Your policy can be designed to suit your estate planning arrangements, so you can continue nurturing your family even beyond your lifetime

Wealth Elite 2 - Ruby / Wealth Elite 2 - Sapphire >

Provides you with substantial Life protection, so your loved ones stay secure no matter what life brings


 Medical Protection

CEO Medical Plan 5 / CEO Medical Plan (Worldwide) 5 >

CEO Pearl Medical Plan 5 / CEO Pearl Medical Plan (Worldwide) 5  >

Provides a lifetime of quality medical insurance and confidence in any situation. With global medical protection, guaranteed renewal and full reimbursement for major medical expenses, you can pursue your life with passion and make the most out of every occasion.


 To view promotional offers (if any)* on the products above, please click Latest Promotions below. 


Please visit a branch for enquiries ︳Make an appointment now >



^AIA refers to AIA International Limited (Incorporated in Bermuda with limited liability).

*Terms and conditions apply. For details, please download and refer to the promotion leaflet.

1Including Macau pataca (“MOP”), which is only available for policies issued in Macau

2Subject to relevant terms and regulations, for details and relevant risks, please refer to product brochure

Remark: This marketing material contains general information and for reference only. It does not constitute as an offer and/or insurance product recommendation. Customer must complete the financial needs analysis process before applying for any insurance product. For details of the product features, terms and conditions, exclusions and key product risks, you may refer to the relevant product brochure and policy contract. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA. Life insurance policies are long-term contracts of insurance. Should you surrender the policy early, you may receive an amount considerably less than the total amount of premiums paid.


Important Notes:


Tax Implication of Qualifying Deferred Annuity Policy (QDAP)

AIA Deferred Annuity Plan has been certified by the Insurance Authority as Qualifying Deferred Annuity Policy (“QDAP”).
Please note that the qualifying deferred annuity policy (QDAP) status of this product does not necessarily mean you are eligible for the tax deduction available for QDAP premiums paid. This product’s QDAP status is based on the features of the product as well as certification by the Insurance Authority (IA) and not the facts of your own situation. You must also meet all the eligibility requirements set out under the Inland Revenue Ordinance and any guidance issued by the Inland Revenue Department (IRD) of HKSAR before you can claim these tax deductions.
Any general tax information provided is for your reference only, and you should not make any tax-related decisions based on such information alone. You should always consult with a professional tax advisor if you have any doubts. Please note that tax law, regulations or interpretations are subject to change and may affect related tax benefits including the eligibility criteria for tax deduction. We do not take any responsibility to inform you about any changes in the laws regulations or interpretations, and how they may affect you. Further information may be found in IA’s website at


Certification by Insurance Authority (IA)

The IA certification is not a recommendation or endorsement of the policy nor does it guarantee the commercial merits of the policy or its performance. It does not mean the policy is suitable for all policyholders / policy owners nor is it an endorsement of its suitability for any particular policyholder / policy owner or class of policyholders / policy owners. The policy has been certified by the IA but such certification does not imply official recommendation. The IA does not take any responsibility for the contents of the product brochure of the policy, makes no representation as to its accuracy or completeness, expressly disclaims any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of the product brochure of the policy.