按揭保險計劃保險費參考表
(自住物業貸款)
| 按揭種類 | 按揭成數 | 貸款年期 | 一次過付清保費 (佔最初貸款額百分比) | 每年支付保費 | |
|---|---|---|---|---|---|
| 首年 (佔最初貸款額百分比) | 續保 (佔最初貸款額百分比) | ||||
| 浮息 | |||||
| 60%以上至80% | 10 | 1.15% | 0.58% | 0.28% | |
| 15 | 1.50% | 0.79% | |||
| 20 | 1.85% | 0.93% | |||
| 25 | 2.00% | 1.00% | |||
| 30 | 2.15% | 1.11% | |||
| 60%以上至85% | 10 | 1.80% | 0.82% | 0.53% | |
| 15 | 2.28% | 1.02% | |||
| 20 | 2.68% | 1.13% | |||
| 25 | 2.95% | 1.29% | |||
| 30 | 3.05% | 1.40% | |||
| 60%以上至90% | 10 | 2.60% | 1.09% | 0.77% | |
| 15 | 3.18% | 1.39% | |||
| 20 | 3.75% | 1.62% | |||
| 25 | 4.10% | 1.79% | |||
| 30 | 4.35% | 2.03% | |||
註:
- 以上保險費由香港按證保險有限公司釐定，並以其公佈為準，無須另行通知。
- 以上資料只供參考。
