SmartPro Drive Insurance Promotion

From now till 31^st December, 2025, you can enjoy the following fantastic rewards when you successfully enrol in a SmartPro Drive Insurance plan through BEA Insurance Services website or BEA Mobile or BEA Online:

Offer: Supermarket e-Voucher Comprehensive Plan : HK$450 Supermarket e-Voucher Third Party Legal Liabilities Plan : HK$200 Supermarket e-Voucher

• Cover various types of private motor car, including hybrid and electric

• Third Party Legal Liabilities up to HK$100,000,000

• Electric Car Charger Third Party Liabilities Protection covers up to HK$20,000,000 and Electric Car Charger Damage Protection covers up to HK$6,000
  
  • Encourage use of electric cars which are more environmentally friendly and sustainable

• Personal Accident to the Named Driver
  • Cover car accidents occurred to the named driver while driving, reimburse up to HK$200,000
• Nil Depreciation on Repairs
  • Nil depreciation on the spare parts requiring repair or replacement if the damage occurs within the first 6 years from the manufacture year of the insured motor car

• New for Old Replacement Vehicle
  • If the insured motor car sustains total loss, it will be replaced with one of the same make and model without deducting depreciation

• Windscreen Excess Waiver Benefit up to HK$10,000 per accident with an unlimited number of claims and provide more choice of designated motor vehicle windscreen repairers to enjoy cashless windscreen repairing service
• When the insured motor car is under repair after being immobilised due to an accident or being stolen, the insured can opt to arrange and cover rental expenses for an alternate vehicle up to HK$6,000 or the taxi fees incurred up to HK$3,000 (if alternate vehicle has not been requested)
• No Claim Discount (NCD) Protector
  • Offer the same NCD upon next renewal when the sum of all claims (after excess) does not exceed HK$75,000 or 20% of the sum insured (whichever is lesser)

• 24-Hour Emergency Roadside Assistance Services
  • Help arrange emergency roadside repair, towing and more

• Optional Benefit
  • Extended coverage for loss and damage to the motor car in Guangdong Province and the Macao Special Administrative Region

To learn more about the product details, please click here.

Terms and Conditions:

1. To qualify for the promotional offers, customer must submit application for a SmartPro Drive Insurance plan through the insurance services webpage of The Bank of East Asia, Limited (“BEA”) or BEA Mobile or BEA Online between 1^st October and 31^st December, 2025, both dates inclusive (the “Promotional Period”), and the relevant policy must be successfully issued by Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”).
2. To qualify for the HK$450 Supermarket e-Voucher (the "e-Voucher"), customer must successfully enrol in the Comprehensive Plan during the Promotional Period.
3. To qualify for the HK$200 e-Voucher, customer must successfully enrol in the Third Party Legal Liabilities Plan during the Promotional Period.
4. These promotional offers cannot be enjoyed in conjunction with any other promotional or discount offers for the same insurance product, unless otherwise specified.
5. The e-Voucher will be delivered to eligible customers by Blue Cross through email within 3 months from the application date.
6. The e-Voucher is non-replaceable and cannot be exchanged for cash or other offers. Use of the e-Voucher is bound by the terms and conditions issued by the related merchant. BEA and Blue Cross make no representation or guarantee as to the quality and availability of the products, services, or information provided by the related merchant. BEA and Blue Cross shall not be liable for any matters arising from or in connection with the e-Voucher. Customers should direct any queries to the related merchants.
7. The e-Voucher is available while stocks last.
8. BEA and Blue Cross reserve the sole right to vary or cancel this promotional programme and/or amend or alter the terms and conditions at any time without prior notice. In the event of any dispute, the decision of BEA and Blue Cross shall be final and conclusive.
9. This marketing material is for reference only. For details of the insurance plan, please refer to the relevant product leaflet. For the exact terms and conditions and the full list of exclusions, please refer to the policy.
10. Should there be any discrepancy between the English and Chinese versions of this marketing material and the terms and conditions, the English version shall apply and prevail.

This insurance plan is underwritten by Blue Cross (Asia-Pacific) Insurance Limited (藍十字（亞太）保險有限公司) ("Blue Cross"), a subsidiary of AIA Group Limited. The above information does not contain the full terms & conditions of the policy and is for reference only. Please refer to the policy for the exact terms & conditions and the full list of policy exclusions. The Bank of East Asia, Limited (“BEA”) is an appointed insurance agency of Blue Cross. This insurance plan is a product of Blue Cross but not BEA. All benefits payable under this insurance plan are subject to the credit risk of Blue Cross.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the related transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer.

Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of AIA Group Limited. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.

All insurance product information available here is not and shall not be construed as an offer to sell or a provision of insurance products to any person in any jurisdiction outside Hong Kong or a solicitation to such person to buy insurance products.