Golf Insurance



Underwritten by Blue Cross (Asia-Pacific) Insurance Limited

You enjoy every minute of your golf game. However, an unforeseen accident can spoil your vacation. Golf insurance is a comprehensive protection plan which covers both you and your equipment against loss, theft, damage and accidents on the course. With this plan, you can free your mind and concentrate on giving it your best shot at any golf course or driving range in the world. 


Plan Highlight

  • Most Comprehensive Coverage
    Golf Insurance offers you the most suitable financial protection. The plan has the most comprehensive coverage in the market, including personal liability, personal accident, golf equipment and personal effects benefits, as well as special features like triple indemnity personal accident coverage, hospital cash and dental treatment benefit. In addition, provides exceptionally high protection limits, which assures that you are well covered.

  • Personal Liability Protection up to HK$10,000,000
    All golfers run the risk of injuring other people or their property when on the golf course. No matter how good a player you are, you are liable for any injury or damage caused to third parties. This plan covers you up to a maximum limit of HK$10,000,000 for your personal negligence arising from playing golf.

  • 24-hour Worldwide Personal Accident Protection
    Golf Insurance provides you with 24-hour worldwide personal accident protection. Should you die or become seriously injured as a result of an accident, a lump sum benefit up to HK$500,000 will be paid. This plan is designed with three unique benefits to cover your needs:
    1. Double indemnity (up to HK$1,000,000) for accidental death and Triple indemnity (up to HK$1,500,000) in the event of accidental death due to lightning strike.
    2. Daily hospital cash benefit from HK$1,000 up to HK$30,000 per year will be paid for your hospitalisation.
    3. Dental treatment up to a maximum of HK$10,000 will be reimbursed if treatment is necessary as a result of injury to your teeth.

  • Your Golf Equipment & Personal Effects are fully covered all around the world
    To assure you that every golf vacation will be worry-free, this plan covers the loss of or damage to valuable golf equipment or other personal effects belonging to you up to a maximum limit of HK$40,000 and HK$10,000 respectively.

  • To celebrate the achievement of “Hole-In-One”
    Golf Insurance covers you in both good and bad times. To congratulate you for scoring a “hole –in-one”, this plan will also reimburse you for the expenses incurred in celebrating this accomplishment with your friends up to HK$10,000 per event (HK$30,000 per year).

  • Comprehensive Family Protection
    The comprehensive protection offered by Golf Insurance can be extended to your family at a small additional cost. So you and your family members can enjoy playing golf with total peace of mind.

  • Enrolment is Simple and Easy
    To enroll, simply call the Enrolment Hotline on 2211 1322 or submit your application at any BEA branch. To ensure your total satisfaction, we offer a 15-day policy review period. If you are not satisfied with this policy for whatever reason, within this period, simply return the policy to us for cancellation. We will refund 100% of the premiums that you have paid, provide that no claims have been made.

 


Please refer to the Product Leaflet fot the details, benefits/ coverage, premium, major exclusions, important notes of the plan.

 

 

Major Exclusions


  1. Any agreement by the insured person to pay any sum by way of idemnity or otherwise unless such liability would have attached in the absence of such agreement.
  2. Intentional self-inflicted injury or suicide.
  3. Pregnancy or childbirth.
  4. Illness of any kind.
  5. Wear and tear, mildew, rot, rust, bacterial infestation, gradual deterioration or depreciation.
  6. War, invasion, act of foreign enemies, hostilities whether war be declared or not, civil war, rebellion, revolution, insurrection or military or usurped power, riot, strike or civil commotion.


Important Notes

  1. Excluding Professional Liability for professional golfers, golf coaches/instructors/trainers.
  2. Worldwide coverage.
  3. Eligible Age Limit:
    Adult: Age 18-65 (renewable up to age 70)
    Children: Age 3-17 or up to age 23 if they are full time students
  4. For Hong Kong Residents only.
  5. For Children, the maximum amount payable under all sections of benefits shall be calculated at 50% of the maximum limits as stated in the schedule and
    (i) the maximum amount payable for "Personal Accident" is limited to HK$200,000 and
    (ii) no double/triple indemnity is allowed.
  6. Subject to the law and jurisdiction of Hong Kong Special Administrative Region.



Blue Cross Customer Service Hotline 2839 6377

 

This webpage is for reference only. Please refer to the policy for the exact terms and conditions and the full list of policy exclusions. Should there be any discrepancy between the English and the Chinese versions of this material, the English version shall apply and prevail. All insurance product information available on this website is not and shall not be construed as an offer to sell or a provision of insurance products to any person in any jurisdiction outside Hong Kong or a solicitation to such person to buy insurance products.

The insurance plan is underwritten by Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”), a subsidiary of AIA Group Limited. The Bank of East Asia, Limited (“BEA”) is an appointed insurance agency of Blue Cross. The insurance plan is a product of Blue Cross but not BEA. All benefits payable under the insurance plan are subject to the credit risk of Blue Cross.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the related transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer.

BEA’s sales staff (including direct sales staff and authorised agents) are remunerated not only based on their financial performance, but also according to a range of other factors, including their adherence to best practices and their dedication to serving customers’ interests.

Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of AIA Group Limited. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.