The Bank of East Asia

Insurance & MPF Services

Working Holiday Protection Insurance Promotion


      Working Holiday Protection Insurance Promotion      
The Working Holiday Scheme allows you to gain invaluable experience and widen your horizons while vacationing, studying and working in a foreign country. Our Working Holiday Protection Insurance is here to ensure you are fully protected in every way throughout your journey.
From now till 31st December, 2020, you can enjoy the following fantastic rewards when you enrol in a Working Holiday Protection Insurance plan online as a Loyalty Club member:
Offer 1) 20% Premium Discount - Premium as low as HK$3,320 HK$2,656^
Offer 2) 2X e-Dollars
Plan Highlights
  • Up to HK$1,000,000 for hospitalisation and surgical expenses
  • Covers personal liability up to HK$2,000,000
  • Covers all leisure trips to other countries outside the working holiday destination during the working holiday period
  • 24-hour Worldwide Emergency Aid services
  • No deductibles for all benefits

^ Premium is calculated based on a 6-month period of insurance

With the new Smart eClaims online service, making claims is fast and convenient


Terms and Conditions:

  1. To qualify for the promotional offers, customers must submit application for a Working Holiday Protection Insurance plan through the insurance services webpage of The Bank of East Asia, Limited (“BEA”) between 1st January and 31st December, 2020, both dates inclusive (the “Promotional Period”), and the relevant policy must be successfully issued by Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”).
  2. The customer must register as a Loyalty Club member via BEA’s insurance services webpage and then successfully enrol in a Working Holiday Protection Insurance plan during the Promotional Period, in order to receive the standard amount of e-Dollars and an extra equivalent standard amount of e-Dollars as bonus immediately.
  3. BEA reserves the right to retrieve any credited e-Dollars if the Loyalty Club member cancels the Working Holiday Protection Insurance policy prior to the policy expiry date.
  4. The use of e-Dollars is subject to the terms and conditions of BEA Insurance Loyalty Club. For details of the terms and conditions, please click here.
  5. These promotional offers cannot be enjoyed in conjunction with any other promotional or discount offers for the same insurance product, unless otherwise specified.
  6. BEA and Blue Cross reserve the sole right to vary or cancel this promotional programme and/or amend or alter the terms and conditions at any time without prior notice. In the event of any dispute, the decision of BEA and Blue Cross shall be final and conclusive.
  7. This marketing material is for reference only. For details of the insurance plan, please refer to the relevant product leaflet.  For the exact terms and conditions of the insurance plan and the full list of exclusions, please refer to the policy.
  8. Should there be any discrepancy between the English and the Chinese versions of this marketing material, the terms and conditions and other important notes, the English version shall apply and prevail.


This insurance plan is underwritten by Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), a member of the BEA Group. The Bank of East Asia, Limited (“BEA”) is an appointed insurance agency of Blue Cross. This insurance plan is a product of Blue Cross but not BEA. All benefits payable under this insurance plan are subject to the credit risk of Blue Cross.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the related transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved between Blue Cross and the customer directly.

Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of The Bank of East Asia, Limited and a member of the BEA Group. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.

All insurance product information available on this website is not and shall not be construed as an offer to sell or a provision of insurance products to any person in any jurisdiction outside Hong Kong or a solicitation to such person to buy insurance products.


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