Wealth Elite 2 - Ruby / Wealth Elite 2 - Sapphire Offer
Customers successfully apply between now and 31st October, 2023:
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Enjoy 1% premium discount*
*Terms and conditions apply. Please download and refer to the promotion leaflet for details.
Plan Highlights
- Sustainable legacy for generations of prosperity
Years of hard work have rewarded you with the achievements and status you enjoy now. To protect this hard-earned wealth, you need a meticulously designed legacy planning. Make the smart decision to give future generations a head start towards success. To secure a carefree future for your family, Wealth Elite 2 provides flexible and comprehensive life protection that helps safeguard and allocate your wealth while realising long-term asset growth potential so that your legacy will last over generations.
- Long-term potential return to grow your wealth
Wealth Elite 2 offers guaranteed cash value and non-guaranteed bonuses along with the flexibility to withdraw cash depending on your financial plans and a further opportunity to accumulate your wealth, so your future generations will be financially secure.
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Allocating your inheritance to the next generations
With Wealth Elite 2, you can allocate the death benefit to designated beneficiaries, ensuring that your wealth will be passed on to your loved ones and safeguard their quality of life in accordance with your wishes.
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Flexible options to keep pace with changing needs
AIA realises that your life planning and needs will evolve over time. To prepare yourself and your loved ones thoroughly for an unpredictable future is especially important. Wealth Elite 2 offers 2 independent plan options with different levels of life protection to satisfy your needs.
As a key support for the family, assuming more financial obligations and responsibilities is inevitable. To accommodate your needs, Wealth Elite 2 - Ruby is designed to provide substantial life protection^ against unforeseen changes, ensuring a carefree, prosperous life
with sustainable financial security for your loved ones.
Wealth Elite 2 - Sapphire can help you achieve a balanced life planning by providing opportunities for potential wealth accumulation while enjoying holistic life protection^, which maximises your financial flexibility to pass on a greater legacy to the future generations.
For the product details, please click here.
^ Please refer to the “Death Benefit” section under “Cover at a glance” in product brochure for details.
Notes
- “We”, “our”, or “us” herein refers to AIA International Limited (Incorporated in Bermuda with limited liability) ("AIA").
- The above product information in this material does not contain the full terms of the product, for the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA. Life insurance policies are long-term contracts of insurance. Should you surrender the policy early, you may receive an amount considerably less than the total amount of premiums paid.
- We would like to remind you to review the relevant product materials and proposal illustrations (if applicable) provided to you and seek independent professional advice if necessary.
Important Notes
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The Bank of East Asia, Limited (“BEA”), being registered with the Insurance Authority as a licensed insurance agency, act as an appointed licensed insurance agent for AIA International Limited (incorporated in Bermuda with limited liability) (“AIA”). This insurance plan is a product of AIA but not BEA.
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This insurance plan is underwritten by AIA and it is not a bank savings plan with free life insurance coverage. The premium paid is not a placement of a savings deposit with the bank and hence is not protected by the Deposit Protection Scheme in Hong Kong. Wealth Elite 2 - Ruby and Wealth Elite 2 - Sapphire are insurance plans with a savings element. Part of the premium pays for the insurance and related costs. If you are not happy with your policy, you have a right to cancel it within the cooling-off period and obtain a refund of any premiums and levy paid. A written notice signed by you should be received by the Customer Service Centre of AIA International Limited at 12/F, AIA Tower, 183 Electric Road, North Point, Hong Kong within the cooling-off period (that is, 21 calendar days immediately following either the day of delivery of the policy or cooling-off notice (informing you / your nominated representative about the availability of the policy and expiry date of the cooling-off period, whichever is earlier)).After the expiration of the cooling-off period, if you cancel the policy before the end of the term, the projected total cash value may be substantially less than the total premium you have paid.
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In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the related transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved between AIA and the customer directly.
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For the benefits and returns mentioned throughout this material, please note that the policy owner is subject to the credit risk of AIA. If the policy owner discontinues and/or surrenders this policy in early policy years, the amount of benefits he/she will get back may be considerably less than the total premiums he/she has paid. Projected and/or potential benefits and/or returns (e.g. reversionary bonus, terminal bonus) presented in this material are not guaranteed and are for illustrative purposes only. The actual future amounts of benefits and/or returns may be lower than or higher than the currently quoted benefits and/or returns.
- This material contains general information only. It does not constitute as an offer and/or insurance product recommendation. Customer must complete the financial needs analysis process before applying for any insurance product.
