UTMIP Calculator
Welcome to use the UTMIP Calculator! Whether your dream is big or small, the first step is to set a financial goal, make a plan and realise your financial goal and dreams step by step. Let’s start by setting your financial goal:
1
What is your dream?
How much would you need at the end of the contribution period to achieve your dream?
2
Input the following data to find out your Expected Total Balance to reach your financial goal.
Expected Monthly Contribution
$100
$100,000
Expected
Annual Return
Annual Return
Composite Consumer Price Index: +1.8% Year-on-year as of Aug 2023. Source: Census and Statistics Department, The Government of the HKSAR
%
0%
20%
Calculation Result
Your plan with a financial goal
of
Expected Monthly Contribution:
Expected Annual Return:
Expected no. of Contribution Month:
Total Contribution:
Total Expected Return:
*Your Expected Total Balance = (Total Contribution + Total Expected Return)
According to the above calculation, your Expected Total Balance is greater than the amount you need to achieve your financial goal.
Click below and set up the plan now!
According to the above calculation, your Expected Total Balance is lower than the amount you need to achieve your financial goal.
Click “Try Again” below to adjust your input on Expected Monthly Contribution, Expected Annual Return or Expected Contribution Month.
Assumption and Calculation
- The expected rate of return you input is a constant annual rate for the entire Unit Trusts Monthly Investment Plan subscription period and compounds on a monthly basis.
- The calculator does not take for some factors into account such as subscription fee, management fee, other charges, inflation and fluctuations in the rate of return, which is set as a fixed rate throughout the subscription period.
Disclaimer and Risk Disclosure Statement
- The calculator does not retain nor share any of the data of its user, and its calculation is based on certain assumptions, including the data entered by the user. The calculator does not take into account individual needs or circumstances. The results generated are for reference only and are not intended as, and cannot be, a substitute for professional financial or investment advice. The projected results do not represent the actual amount of return for investing in Unit Trusts Monthly Investment Plan. The Bank of East Asia, Limited (BEA) shall not be liable for any human or mechanical errors or omissions in or any reliance placed upon the results; nor shall it be liable for the consequences of any decision or action taken upon as a result of the information provided by this calculator.
- The information in this page is for general informational purposes only. Any projections and opinions contained herein are as of the date hereof and do not constitute an offer of any investment, nor a solicitation, recommendation, investment advice, or guaranteed return to make such an offer. No representation or warranty, express or implied, is given by or on behalf of BEA, as to the accuracy or completeness of the information and stated returns contained in this document, and no liability is accepted for any loss, arising, directly or indirectly, from any use of such information (whether due to infringements or contracts or other aspects).
- Investment involves risks. The price of investment products may go up or down, and may become valueless. The investments of a fund are subject to the market fluctuations and the risks inherent in investments. Past performance is not indicative of future performance. Investors should not make an investment decision based solely on this material. Investment in emerging markets involves above average investment risks, for instance, possible fluctuations in foreign exchange rates, political and economic uncertainties. It is possible that investors may lose some or the entire amount they have invested in the funds.
- Before making any investment, investors should refer to all relevant investment funds’ offering documents, including but not limited to the Explanatory Memorandum, for detailed information including the risk factors. The investment decision is yours but you should not invest in the investment funds unless the intermediary who sells it to you has explained to you that the investment funds are suitable for you having regard to your financial situation, investment experience and investment objectives.
- The funds may not be available in all jurisdictions and may be subject to restrictions. If investors are in doubt, independent professional advice should be sought. This material has not been reviewed by the Securities and Futures Commission in Hong Kong.
- BEA distributes fund for the third party fund house and the fund is a product of the third party fund house but not BEA.
- For distribution of funds – In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the related transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between the third party fund house and the customer.
