The Bank of East Asia

Insurance & MPF Services

Household Protection Insurance Promotion


      Household Protection Insurance Promotion
From now till 30th September, 2020, you can enjoy the following fantastic rewards when you enrol in a Household Protection Insurance plan online as a BEA Insurance Loyalty Club member:

Offer 1) 20% discount on the first-year premium payment

Annual premium as low as HK$680 HK$544* (Monthly average as low as HK$45.33), regardless of size of the insured premises

Offer 2) 2X e-Dollars

Offer 3) HK$50 PARKnSHOP Gift Coupon 

*  Calculated based on the annual premium of Plan 1 for a non-low rise house

Terms and Conditions and Other Important Notes:

  1. To qualify for the promotional offers, customer must submit application for a Household Protection Insurance plan through the insurance services webpage of The Bank of East Asia, Limited (“BEA”) between 1st April and 30th Septemeber, 2020, both dates inclusive (the “Promotional Period”), and the relevant policy must be successfully issued by Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”).
  2. The customer must register as a Loyalty Club member via BEA’s insurance services webpage and then successfully enrol in a Household Protection Insurance plan during the Promotional Period, in order to receive the standard amount of e-Dollars and an extra equivalent standard amount of e-Dollars as bonus immediately.
  3. BEA reserves the right to retrieve any credited e-Dollars if the Loyalty Club member cancels the Household Protection Insurance policy prior to the policy expiry date.
  4. The use of e-Dollars is subject to the terms and conditions of BEA Insurance Loyalty Club. For details of the terms and conditions, please click here
  5. The HK$50 PARKnSHOP Gift Coupon (the "Gift Coupon") will be delivered to eligible customers by ordinary post within 2 months from the application date. 
  6. The Gift Coupon is non-replaceable and cannot be exchanged for cash or other offers. Use of the Gift Coupon is bound by the terms and conditions issued by PARKnSHOP (HK) Ltd (“PARKnSHOP”). BEA and Blue Cross make no representation or guarantee as to the quality and availability of the products, services or information provided by PARKnSHOP. BEA and Blue Cross shall not be liable for any matters arising from or in connection with the Gift Coupon. Customers should direct any queries to PARKnSHOP.
  7. The Gift Coupon is available while stocks last. The Gift Coupon will not be re-issued in case of loss or damage.
  8. These promotional offers cannot be enjoyed in conjunction with any other promotional or discount offers for the same insurance product, unless otherwise specified. 
  9. BEA and Blue Cross reserve the sole right to vary or cancel this promotional programme and/or amend or alter the terms and conditions at any time without prior notice. In the event of any dispute, the decision of BEA and Blue Cross shall be final and conclusive.
  10. This marketing material is for reference only. For details of the insurance plan, please refer to the relevant product leaflet.  For the exact terms and conditions of the insurance plan and the full list of exclusions, please refer to the policy.
  11. Should there be any discrepancy between the English and the Chinese versions of this marketing material, the terms and conditions and other important notes, the English version shall apply and prevail.


This insurance plan is underwritten by Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”), a member of the BEA Group. The Bank of East Asia, Limited (“BEA”) is an appointed insurance agency of Blue Cross. This insurance plan is a product of Blue Cross but not BEA. All benefits payable under this insurance plan are subject to the credit risk of Blue Cross.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the related transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved between Blue Cross and the customer directly.

Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of The Bank of East Asia, Limited and a member of the BEA Group. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.

All insurance product information available on this website is not and shall not be construed as an offer to sell or a provision of insurance products to any person in any jurisdiction outside Hong Kong or a solicitation to such person to buy insurance products.


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