Eligibility:

Applicant must be a Student of PhD, Master, Bachelor Degree, Associate Degree, Higher Diploma, selective Diploma or Certificate of The Hong Kong Polytechnic University and a Hong Kong resident aged 18 or above.

Eligibility:

Applicant must be a fulltime student of PhD, MPhil, Taught Master's Degree or Bachelor's Degree programmes of Lingnan University and Hong Kong resident aged 18 or above.

Eligibility:

Applicant must be a Hong Kong resident aged 18 or above and taking fulltime VTC award-bearing course for a duration of not less than 22 weeks or part-time VTC award-bearing course for a duration of not less than 300 hours at a member institution* of VTC. (*Except some institutions)

Eligibility:

Applicant must be a fulltime or part-time student of EdUHK with at least 5 week's programme duration and hold a valid EdUHK student ID card, and also be a Hong Kong resident aged 18 or above.

Eligibility:

Applicant must be a Student of PhD, Master, or Bachelor Degree, selective Diploma or Certificate Course of The University of Hong Kong and Hong Kong resident aged 18 or above.

Eligibility:

Applicant must be a Hong Kong Resident aged 18 or above and a tertiary student attending a course at certificate-level or above (exclude Project Yi Jin) offered by the following accredited education institutions and their subsidiaries, including accredited universities in Hong Kong, Chu Hai College of High Education, Vocational Training Council, The Hong Kong Institute of Vocational Education, Hong Kong Academy for Performing Arts, Caritas Institute of Higher Education, Caritas Bianchi College of Careers, Hong Kong Institute of Technology, HKU SPACE Po Leung Kuk Stanley Ho Community College, Hong Kong College of Technology, Tung Wah College or Centennial College.

Eligibility:

1. Applicant must be a Hong Kong resident aged 18 or above; and
2. A student or graduate of HKU SPACE

Eligibility:

1. Applicant must be a Hong Kong resident aged 18 or above; and
2. A member of CPA Australia

Eligibility:

1. Applicant must be a Hong Kong resident aged 18 or above; and
2. A St. Paul's Co-educational College Alumni Association Limited's Life Member; or
3. Parent of child studying at St. Paul's Co-educational College or St. Paul's Co-educational College Primary School; or
4. Staff member of St. Paul's Co-educational College or St. Paul's Co-educational College Primary School

Eligibility:

1. Applicant must be a Hong Kong resident aged 18 or above; and
2. A member of The Hong Kong Racehorse Owners Association ("HKROA")

Eligibility:

Applicant must be a Student of PhD, Master, or Bachelor Degree, selective Diploma or Certificate Course of The University of Hong Kong and Hong Kong resident aged 18 or above.

Eligibility:

Applicant must be a Student of PhD, Master, or Bachelor Degree, selective Diploma or Certificate Course of The University of Hong Kong and Hong Kong resident aged 18 or above.

Eligibility:

Applicant must be a Hong Kong resident aged 18 or above and taking fulltime VTC award-bearing course for a duration of not less than 22 weeks or part-time VTC award-bearing course for a duration of not less than 300 hours at a member institution* of VTC. (*Except some institutions)

Eligibility:

Applicant must be a Student of PhD, Master, Bachelor Degree, Associate Degree, Higher Diploma, selective Diploma or Certificate of The Hong Kong Polytechnic University and a Hong Kong resident aged 18 or above.

Eligibility:

Applicant must be a fulltime or part-time student of EdUHK with at least 5 week's programme duration and hold a valid EdUHK student ID card, and also be a Hong Kong resident aged 18 or above.

Eligibility:

Applicant must be a Student of PhD, Master, Bachelor Degree, Associate Degree, Higher Diploma, selective Diploma or Certificate of The Hong Kong Polytechnic University and a Hong Kong resident aged 18 or above.

Remarks:

1. The minimum annual income of the applicant must be HK$120,000 or above.
2. Your choice of welcome gift cannot be changed once confirmed.
3. BEA reserves the sole right to approve or decline any credit card application.
4. Terms and conditions apply. Please refer to the relevant terms and conditions for details.
5. All customers are entitled to an annual fee waiver for the first year.

Remarks:

1. The minimum annual income of the applicant must be HK$120,000 or above.
2. Your choice of welcome gift cannot be changed once confirmed.
3. BEA reserves the sole right to approve or decline any credit card application.
4. Terms and conditions apply. Please refer to the relevant terms and conditions for details.
5. All customers are entitled to an annual fee waiver for the first year.

Remarks:

1. Gift items are available while stocks last. In the event that a gift item is out of stock, the applicant will receive HK$200 Cash Rebate without prior notice.
2. Your choice of welcome gift cannot be changed once confirmed.
3. Please refer to the welcome gift terms and conditions for details.
4. BEA reserves the sole right to approve or decline any credit card application and to assign any card type.

Remarks:

1. Gift items are available while stocks last. In the event that a gift item is out of stock, the applicant will receive HK$200 Cash Rebate without prior notice.
2. Your choice of welcome gift cannot be changed once confirmed.
3. Please refer to the welcome gift terms and conditions for details.
4. BEA reserves the sole right to approve or decline any credit card application and to assign any card type.

Remarks:

1. Gift items are available while stocks last. In the event that a gift item is out of stock, the applicant will receive HK$200 Cash Rebate without prior notice.
2. Your choice of welcome gift cannot be changed once confirmed.
3. Please refer to the welcome gift terms and conditions for details.
4. BEA reserves the sole right to approve or decline any credit card application and to assign any card type.

Remarks:

1. Gift items are available while stocks last. In the event that a gift item is out of stock, the applicant will receive HK$200 Cash Rebate without prior notice.
2. Your choice of welcome gift cannot be changed once confirmed.
3. Please refer to the welcome gift terms and conditions for details.
4. BEA reserves the sole right to approve or decline any credit card application and to assign any card type.

Remarks:

1. Gift items are available while stocks last. In the event that a gift item is out of stock, the applicant will receive HK$200 Cash Rebate without prior notice.
2. Your choice of welcome gift cannot be changed once confirmed.
3. Please refer to the welcome gift terms and conditions for details.
4. BEA reserves the sole right to approve or decline any credit card application and to assign any card type.

Remarks:

1. Your choice of welcome gift cannot be changed once confirmed.
2. Please refer to the welcome gift terms and conditions for details.
3. BEA reserves the sole right to approve or decline any credit card application and to assign any card type.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. Terms and conditions apply. Please refer to the relevant terms and conditions for details.
3. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any card type (based on the credit limit granted).
4. All customers are entitled to an annual fee waiver for the first year.

The contact information provided below will be updated in ALL your revolving loan account(s) and credit card account(s) (if any) (excluding corporate credit card account(s)).

Eligibility:

Applicant must be a graduate of PhD, Master, Bachelor Degree, Associate Degree, Higher Diploma, selective Diploma or Certificate of The Hong Kong Polytechnic University* and a Hong Kong resident aged 18 or above.

Eligibility:

Applicant must be a graduate of PhD, Master, Bachelor Degree, Associate Degree, Higher Diploma, selective Diploma or Certificate of The Hong Kong Polytechnic University* and a Hong Kong resident aged 18 or above.

Eligibility:

Applicant must be a Hong Kong Resident aged 18 or above and a tertiary student attending a course at certificate-level or above (exclude Project Yi Jin) offered by the following accredited education institutions and their subsidiaries, including accredited universities in Hong Kong, Chu Hai College of High Education, Vocational Training Council, The Hong Kong Institute of Vocational Education, Hong Kong Academy for Performing Arts, Caritas Institute of Higher Education, Caritas Bianchi College of Careers, Hong Kong Institute of Technology, HKU SPACE Po Leung Kuk Stanley Ho Community College, Hong Kong College of Technology, Tung Wah College or Centennial College.

Eligibility:

Applicant must be a graduate of PhD, MPhil, Taught Master's Degree or Bachelor's Degree programmes of Lingnan University and Hong Kong resident aged 18 or above.

Eligibility:

Applicant must be a graduate of VTC Institutions who completed full-time or part-time training of at least 22 weeks or 300 hours and a Hong Kong resident aged 18 or above.

Eligibility:

Applicant must be a graduate of VTC Institutions who completed full-time or part-time training of at least 22 weeks or 300 hours and a Hong Kong resident aged 18 or above.

Eligibility:

The applicant must be a bona fide graduate who has completed a regular academic programme of not less than 5 weeks' duration, hold a valid graduate certificate offered by The Education University of Hong Kong or former The Hong Kong Institute of Education / Colleges of Education* and be a Hong Kong resident aged 18 or above.

* Former Colleges of Education include: Northcote College of Education, Grantham College of Education, Sir Robert Black College of Education, Rural Training College, HK Technical Teachers' College or The Institute of Language in Education.

Eligibility:

The applicant must be a bona fide graduate who has completed a regular academic programme of not less than 5 weeks' duration, hold a valid graduate certificate offered by The Education University of Hong Kong or former The Hong Kong Institute of Education / Colleges of Education* and be a Hong Kong resident aged 18 or above.

* Former Colleges of Education include: Northcote College of Education, Grantham College of Education, Sir Robert Black College of Education, Rural Training College, HK Technical Teachers' College or The Institute of Language in Education.

Eligibility:

Applicant must be a graduate of PhD, Master, Bachelor Degree Programmes,selective Diploma or Certificate of The University of Hong Kong and a Hong Kong resident aged 18 or above.

Eligibility:

Applicant must be a graduate of PhD, Master, Bachelor Degree Programmes,selective Diploma or Certificate of The University of Hong Kong and a Hong Kong resident aged 18 or above.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. Your choice of welcome gift cannot be changed once confirmed.
3. BEA reserves the sole right to approve or decline any credit card application.
4. Terms and conditions apply. Please refer to the relevant terms and conditions for details.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. Please refer to the welcome gift terms and conditions for details.
3. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any card type (based on the credit limit granted).

Remarks:

1. Your choice of welcome gift cannot be changed once confirmed.
2. Please refer to the welcome gift terms and conditions for details.
3. BEA reserves the sole right to approve or decline any credit card application and to assign any card type.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. Please refer to the welcome gift terms and conditions for details.
3. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any card type (based on the credit limit granted).

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. Please refer to the welcome gift terms and conditions for details.
3. BEA reserves the sole right to approve or decline any BEA Credit Card application and to assign any card type.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. Please refer to the welcome gift terms and conditions for details.
3. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any card type (based on the credit limit granted).

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. Please refer to the welcome gift terms and conditions for details.
3. BEA reserves the sole right to approve or decline any BEA Credit Card application and to assign any card type.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. Please refer to the welcome gift terms and conditions for details.
3. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any card type (based on the credit limit granted).

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. HKUAA Members who are also HKU graduates will be issued a HKU Visa PLATINUM Card embossed with the Cardholder's HKUAA Membership Number.
3. For other HKUAA Members, BEA Visa PLATINUM Card embossed with the Cardholder's HKUAA Membership Number will be issued.
4. If your membership has been terminated by HKUAA, both BEA and HKU are authorized to terminate your HKU Visa PLATINUM Card/BEA Visa PLATINUM Card embossed with the HKUAA Membership Number.
5. All the above cards embossed with the Cardholder's HKUAA Membership Number will serve as both a BEA Credit Card and a HKUAA Membership Card.
6. Please refer to the welcome gift terms and conditions for details.
7. BEA reserves the sole right to approve or decline any BEA Credit Card application and to assign any card type.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. HKUAA Members who are also HKU graduates will be issued a HKU Visa PLATINUM Card embossed with the Cardholder's HKUAA Membership Number.
3. For other HKUAA Members, BEA Visa PLATINUM Card embossed with the Cardholder's HKUAA Membership Number will be issued.
4. If your membership has been terminated by HKUAA, both BEA and HKU are authorized to terminate your HKU Visa PLATINUM Card/BEA Visa PLATINUM Card embossed with the HKUAA Membership Number.
5. All the above cards embossed with the Cardholder's HKUAA Membership Number will serve as both a BEA Credit Card and a HKUAA Membership Card.
6. Please refer to the welcome gift terms and conditions for details.
7. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any card type (based on the credit limit granted).

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above. You will be assigned a credit card type based on your credit limit as granted by BEA(not applicable to full-time student).
2. BEA reserves the sole right to approve or decline any HKU SPACE MasterCard application.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above. You will be assigned a credit card type based on your credit limit as granted by BEA.
2. BEA reserves the sole right to approve or decline any Towngas Visa Card application.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above. You will be assigned a credit card type based on your credit limit as granted by BEA.
2. BEA reserves the sole right to approve or decline any The Hong Kong Management Association MasterCard application.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. BEA reserves the sole right to approve or decline any St. Paul's Co-educational College Alumni Association Limited Credit Card application.

Remarks:

1. The minimum annual income of the applicant must be HK$150,000 or above.
2. Additional documents may be required for approval of application.
3. BEA reserves the sole right to approve or decline any CPA Australia Credit Card application.

Remarks:

1. The minimum annual income of the applicant must be HK$240,000 or above.
2. Additional documents may be required for approval of application.
3. BEA reserves the sole right to approve or decline any HKROA World MasterCard application.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. BEA reserves the sole right to approve or decline any credit card application.
3. Terms and conditions apply. Please refer to the relevant terms and conditions for details.
4. All customers are entitled to an annual fee waiver for the first year.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. Terms and conditions apply to the welcome gift offers. Please refer to the relevant terms and conditions for details.
3. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any card type (based on the credit limit granted).
4. All customers are entitled to an annual fee waiver for the first year.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. BEA reserves the sole right to approve or decline any credit card application.
3. Terms and conditions apply to the welcome gift offers. Please refer to the relevant terms and conditions for details.
4. All customers are entitled to an annual fee waiver for the first year.

Remarks:

1. The minimum annual income of the applicant must be HK$120,000 or above.
2. Your choice of welcome gift cannot be changed once confirmed.
3. BEA reserves the sole right to approve or decline any credit card application.
4. Terms and conditions apply. Please refer to the relevant terms and conditions for details.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. BEA reserves the sole right to approve or decline any credit card application and to grant any credit limit .
3. The welcome gifts are only available to selected cardholders who have not held a principal BEA UnionPay Dual Currency PLATINUM Credit Card in the 6 months prior to the application submission date.
4. Gift items are available while stocks last. In the event that a gift item is out of stock, the applicant will receive HK$200 Maxim's Gift Coupon without prior notice.
5. Your choice of welcome gift cannot be changed once confirmed.

Remarks:

1. The minimum annual income of the applicant must be HK$240,000 or above.
2. Terms and conditions apply to the welcome gift offers. Please refer to the relevant terms and conditions for details.

Remarks:

1. The minimum annual income of the applicant must be HK$150,000 or above.
2. The welcome offer is only available to applicants who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.
3. Gift items are available while stocks last. In the event that a gift item is out of stock, the applicant will receive XXXXX without prior notice.
4. Your choice of welcome gift cannot be changed once confirmed.
5. Terms and conditions apply to the welcome offer. Please refer to the relevant terms and conditions for details.
6. HKUAA Members who are also HKU graduates will be issued a HKU Visa PLATINUM Card embossed with the Cardholder's HKUAA Membership Number.
7. For other HKUAA Members, BEA Visa PLATINUM Card embossed with the Cardholder's HKUAA Membership Number will be issued.
8. If your membership has been terminated by HKUAA, both BEA and HKU are authorised to terminate your HKU Visa PLATINUM Card/BEA Visa PLATINUM Card embossed with the HKUAA Membership Number.
9. All the above cards embossed with the Cardholder's HKUAA Membership Number will serve as both a BEA Credit Card and a HKUAA Membership Card.
10. BEA reserves the sole right to approve or decline any BEA Credit Card application and to assign any card type.

Remarks:

1. The welcome offer is only available to applicants who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.
2. Gift items are available while stocks last. In the event that a gift item is out of stock, the applicant will receive 2 UA Cinemas Movie Vouchers without prior notice.
3. Your choice of welcome gift cannot be changed once confirmed.
4. Terms and conditions apply to the welcome offer. Please refer to the relevant terms and conditions for details.
5. BEA reserves the sole right to approve or decline any BEA Credit Card application and to assign any card type.

Remarks:

1. The minimum annual income of the applicant must be HK$300,000 or above.
2. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any card type (based on the credit limit granted).
3. The welcome offer is only available to applicants who have not held a principal BEA Credit Card (excluding the BEA Corporate Card and all co-branded/affinity cards and supplementary cards) in the 6 months prior to the application submission date.
4. Terms and conditions apply to the welcome offer. Please refer to the relevant terms and conditions for details.
5. The first year annual fee waiver applies to both the principal cardholder and any related supplementary cardholders. The annual fee for principal and supplementary cards is HK$1,800 and HK$900 respectively. Cardholders who accumulate HK$90,000 in retail spending and cash advance during every year will be entitled to the annual fee waiver in the following year. For example, if the principal card was issued in September, the accumulated transaction amount shall be counted from 1st September of the relevant year until 31^st August of the following year. The eligibility of transactions is determined by their transaction date. Spending made by supplementary cardholders will be combined with that of the principal cardholder.

Remarks:

1. The minimum annual income of the applicant must be HK$300,000 or above.
2. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any card type (based on the credit limit granted).
3. The welcome gifts are only available to applicants who have not held a principal BEA Credit Card (excluding the BEA Corporate Card and all co-branded/affinity cards and supplementary cards) in the 6 months prior to the application submission date.
4. Gift items are available while stocks last. In the event that a gift item is out of stock, the applicant will receive HK$600 Cash Rebate without prior notice.
5. Your choice of welcome gift cannot be changed once confirmed.
6. Terms and conditions apply to the welcome gift offers. Please refer to the relevant terms and conditions for details.
7. The first year annual fee waiver applies to both the principal cardholder and any related supplementary cardholders. The annual fee for principal and supplementary cards is HK$1,800 and HK$900 respectively. Cardholders who accumulate HK$90,000 in retail spending and cash advance during every year will be entitled to the annual fee waiver in the following year. For example, if the principal card was issued in September, the accumulated transaction amount shall be counted from 1st September of the relevant year until 31^st August of the following year. The eligibility of transactions is determined by their transaction date. Spending made by supplementary cardholders will be combined with that of the principal cardholder.

Remarks:

1. The minimum annual income of the applicant must be HK$300,000 or above.
2. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any card type (based on the credit limit granted).
3. The welcome gifts are only available to applicants who have not held a principal BEA Credit Card (excluding the BEA Corporate Card and all co-branded/affinity cards and supplementary cards) in the 6 months prior to the application submission date.
4. Gift items are available while stocks last. In the event that a gift item is out of stock, the applicant will receive HK$600 Cash Rebate without prior notice.
5. Your choice of welcome gift cannot be changed once confirmed.
6. Terms and conditions apply to the welcome gift offers. Please refer to the relevant terms and conditions for details.
7. The first year annual fee waiver applies to both the principal cardholder and any related supplementary cardholders. The annual fee for principal and supplementary cards is HK$1,800 and HK$900 respectively. Cardholders who accumulate HK$90,000 in retail spending and cash advance during every year will be entitled to the annual fee waiver in the following year. For example, if the principal card was issued in September, the accumulated transaction amount shall be counted from 1st September of the relevant year until 31^st August of the following year. The eligibility of transactions is determined by their transaction date. Spending made by supplementary cardholders will be combined with that of the principal cardholder.

Remarks:

1. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any credit card type.
2. Terms and conditions apply. Please refer to the relevant terms and conditions for details.
3. If your address is NOT the same as that held in BEA's records, please provide proof of residence in English within the past 3 months (e.g. utility bill, bank/credit card statement or bank-issued letter.)
4. Additional documents may be required for approval of application.
5. The BEA SupremeGold World Mastercard and perpetual annual fee waiver are only available to customers whose SupremeGold Account is valid. The SupremeGold Account will be reviewed from time to time. If the customer cancels the account, the related credit card(s) and perpetual annual fee waiver will be terminated as well.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. Your choice of welcome gift cannot be changed once confirmed.
3. BEA reserves the sole right to approve or decline any credit card application.
4. Terms and conditions apply. Please refer to the relevant terms and conditions for details.
5. All customers are entitled to an annual fee waiver for the first year.

Remarks:

1. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any credit card type.
2. Terms and conditions apply. Please refer to the relevant terms and conditions for details.
3. If your address is NOT the same as that held in BEA's records, please provide proof of residence in English within the past 3 months (e.g. utility bill, bank/credit card statement or bank-issued letter.)
4. Additional documents may be required for approval of application.
5. The BEA SupremeGold World Mastercard and perpetual annual fee waiver are only available to customers whose SupremeGold Account is valid. The SupremeGold Account will be reviewed from time to time. If the customer cancels the account, the related credit card(s) and perpetual annual fee waiver will be terminated as well.

Remarks:

1. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any credit card type.
2. Terms and conditions apply. Please refer to the relevant terms and conditions for details.
3. If your address is NOT the same as that held in BEA's records, please provide proof of residence in English within the past 3 months (e.g. utility bill, bank/credit card statement or bank-issued letter.)
4. Additional documents may be required for approval of application.

Remarks:

1. Additional documents may be required for approval of application.
2. The welcome offer is only available to applicants who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.
3. Gift items are available while stocks last.In the event that a gift item is out of stock,the applicant will receive 2 UA Cinemas Movies Vouchers without prior notice.
4. Your choice of welcome gift cannot be changed once confirmed.
5. Terms and conditions apply to the welcome offer.Please refer to the relevant terms and conditions for details.
6. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any card type (based on the credit limit granted).

Remarks:

1. Additional documents may be required for approval of application.
2. The welcome offer is only available to applicants who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.
3. Gift items are available while stocks last.In the event that a gift item is out of stock,the applicant will receive 2 UA Cinemas Movies Vouchers without prior notice.
4. Your choice of welcome gift cannot be changed once confirmed.
5. Terms and conditions apply to the welcome offer.Please refer to the relevant terms and conditions for details.
6. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any card type (based on the credit limit granted).

Remarks:

1. Additional documents may be required for approval of application.
2. The welcome offer is only available to applicants who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.
3. Gift items are available while stocks last.In the event that a gift item is out of stock,the applicant will receive 2 UA Cinemas Movies Vouchers without prior notice.
4. Your choice of welcome gift cannot be changed once confirmed.
5. Terms and conditions apply to the welcome offer.Please refer to the relevant terms and conditions for details.
6. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any card type (based on the credit limit granted).

Remarks:

1. Supplementary card applicant must be a Hong Kong resident and aged 16 or above.
2. This application form is only applicable to BEA Credit Card and co-branded/affinity card(s) excluding BEA Corporate Card, HKU Ordinary MasterCard/Gold MasterCard. Supplementary card is not available for full-time student principal credit cardholder.
3. For HKU Visa PLATINUM Card, the supplementary card issued will be a BEA Visa PLATINUM Card if the supplementary card applicant is not a HKU graduate.
4. Terms and conditions apply. Please refer to the relevant terms and conditions for details.
5. Documents supplied including this application form will not be returned.
6. A maximum of 3 Supplementary Cards are entitled per Principal Card account.
7. The Supplementary Card will be sent to Principal Cardholder's mailing address and the retail/cash advance transactions of the Supplementary Card(s) will be incorporated into the statement of Principal Cardholder.
8. No person other than the cardholder or BEA will have any right under the Contracts (Rights of Third Parties) Ordinance (Cap. 623 of the Laws of Hong Kong) to enforce or enjoy the benefit of any of the provisions of the BEA Credit Cardholder Agreement (Personal Account).

Remarks:

1. Supplementary card applicant must be a Hong Kong resident and aged 16 or above.
2. This application form only applies to the principal cardholder of a BEA Flyer World Mastercard, BEA World Mastercard, BEA SupremeGold World Mastercard, or The Hong Kong Racehorse Owners Association World Mastercard. BEA corporate cards are not applicable.
3. Terms and conditions apply to the welcome offer. Please refer to the relevant terms and conditions for details.
4. Documents supplied including this application form will not be returned.
5. A maximum of 3 Supplementary Cards are entitled per Principal Card account.
6. Application processing will be completed in 10 working days upon receipt of all required documents and information. The Supplementary Card will be sent to Principal Cardholder's mailing address and the retail/cash advance transactions of the Supplementary Card(s) will be incorporated into the statement of Principal Cardholder.
7. No person other than the cardholder or BEA will have any right under the Contracts (Rights of Third Parties) Ordinance (Cap. 623 of the Laws of Hong Kong) to enforce or enjoy the benefit of any of the provisions of the BEA Credit Cardholder Agreement (Personal Account).

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. Your choice of welcome gift cannot be changed once confirmed.
3. BEA reserves the sole right to approve or decline any credit card application.
4. Terms and conditions apply. Please refer to the relevant terms and conditions for details.

Remarks:

1. The minimum annual income of the applicant must be HK$240,000 or above.
2. BEA reserves the sole right to approve or decline any credit card application.
3. Your choice of welcome gift cannot be changed once confirmed.
4. Terms and conditions apply to the welcome gift offers. Please refer to the relevant terms and conditions for details.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. Your choice of welcome gift cannot be changed once confirmed.
3. Terms and conditions apply. Please refer to the relevant terms and conditions for details.
4. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any card type (based on the credit limit granted).
5. All customers are entitled to an annual fee waiver for the first year.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. Your choice of welcome gift cannot be changed once confirmed.
3. Terms and conditions apply. Please refer to the relevant terms and conditions for details.
4. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any card type (based on the credit limit granted).
5. All customers are entitled to an annual fee waiver for the first year.

Remarks:

1. The minimum annual income of the applicant must be HK$240,000 or above.
2. Terms and conditions apply . Please refer to the relevant terms and conditions for details.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. Terms and conditions apply . Please refer to the relevant terms and conditions for details.

Remarks:

1. The minimum annual income of the applicant must be HK$240,000 or above.
2. BEA reserves the sole right to approve or decline any credit card application.
3. Terms and conditions apply. Please refer to the relevant terms and conditions for details.

Remarks:

1. The minimum annual income of the applicant must be HK$120,000 or above.
2. Your choice of welcome gift cannot be changed once confirmed.
3. BEA reserves the sole right to approve or decline any credit card application.
4. Terms and conditions apply. Please refer to the relevant terms and conditions for details.

Remarks:

1. The minimum annual income of the applicant must be HK$120,000 or above.
2. Your choice of welcome gift cannot be changed once confirmed.
3. BEA reserves the sole right to approve or decline any credit card application.
4. Terms and conditions apply. Please refer to the relevant terms and conditions for details.

Remarks:

1. The minimum annual income of the applicant must be HK$120,000 or above.
2. Your choice of welcome gift cannot be changed once confirmed.
3. BEA reserves the sole right to approve or decline any credit card application.
4. Terms and conditions apply. Please refer to the relevant terms and conditions for details.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. Your choice of welcome gift cannot be changed once confirmed.
3. BEA reserves the sole right to approve or decline any credit card application.
4. Terms and conditions apply. Please refer to the relevant terms and conditions for details.

Remarks:

1. The minimum annual income of the applicant must be HK$120,000 or above.
2. Your choice of welcome gift cannot be changed once confirmed.
3. BEA reserves the sole right to approve or decline any credit card application.
4. Terms and conditions apply. Please refer to the relevant terms and conditions for details.

Remarks:

1. The minimum annual income of the applicant must be HK$120,000 or above.
2. Your choice of welcome gift cannot be changed once confirmed.
3. BEA reserves the sole right to approve or decline any credit card application. If only one credit card is approved, you can enjoy the welcome gift for that card only.
4. Terms and conditions apply. Please refer to the relevant terms and conditions for details.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. Terms and conditions apply to the welcome gift offers. Please refer to the relevant terms and conditions for details.
3. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any card type (based on the credit limit granted).
4. All customers are entitled to an annual fee waiver for the first year.

Remarks:

1. The minimum annual income of the applicant must be HK$240,000 or above.
2. Terms and conditions apply to the welcome gift offers. Please refer to the relevant terms and conditions for details.

Remarks:

1. The minimum annual income of the applicant must be HK$240,000 or above.
2. BEA reserves the right to approve or decline any credit card applications, to grant any credit limit and to assign any credit card type.
3. Terms and conditions apply to the welcome gift offers and additional HK$100 cash rebate. Please refer to the relevant terms and conditions for details.
4. The first year annual fee waiver applies to both the principal cardholder and any related supplementary cardholders. The annual fee for principal and supplementary cards is HK$1,800 and HK$900 respectively. Cardholders who accumulate HK$90,000 in retail spending and cash advance during every year will be entitled to the annual fee waiver in the following year. For example, if the principal card was issued in September, the accumulated transaction amount shall be counted from 1st September of the relevant year until 31st August of the following year. The eligibility of transactions is determined by their transaction date. Spending made by supplementary cardholders will be combined with that of the principal cardholder.

Remarks:

1. The minimum annual income of the applicant must be HK$40,000 or above.
2. BEA reserves the right to approve or decline any credit card applications, to grant any credit limit and to assign any credit card type.
3. Terms and conditions apply to the welcome gift offers and additional HK$100 cash rebate. Please refer to the relevant terms and conditions for details.
4. All customers are entitled to an annual fee waiver for the first year.

Remarks:

1. The minimum annual income of the applicant must be HK$240,000 or above.
2. BEA reserves the right to approve or decline any credit card applications, to grant any credit limit and to assign any credit card type.
3. Terms and conditions apply to the welcome gift offers and additional HK$100 cash rebate. Please refer to the relevant terms and conditions for details.
4. The first year annual fee waiver applies to both the principal cardholder and any related supplementary cardholders. The annual fee for principal and supplementary cards is HK$1,800 and HK$900 respectively. Cardholders who accumulate HK$90,000 in retail spending and cash advance during every year will be entitled to the annual fee waiver in the following year. For example, if the principal card was issued in September, the accumulated transaction amount shall be counted from 1st September of the relevant year until 31st August of the following year. The eligibility of transactions is determined by their transaction date. Spending made by supplementary cardholders will be combined with that of the principal cardholder.

Remarks:

1. BEA reserves the sole right to approve or decline any credit card application, to grant any credit limit and to assign any credit card type.
2. Terms and conditions apply. Please refer to the relevant terms and conditions for details.
3. If your address is NOT the same as that held in BEA's records, please provide proof of residence in English within the past 3 months (e.g. utility bill, bank/credit card statement or bank-issued letter.)
4. Additional documents may be required for approval of application.
5. The BEA SupremeGold World Mastercard and perpetual annual fee waiver are only available to customers whose SupremeGold Account is valid. The SupremeGold Account will be reviewed from time to time. If the customer cancels the account, the related credit card(s) and perpetual annual fee waiver will be terminated as well.

BEA MILEAGE REWARD

Remarks:

1. In the event that no selection is made for "BEA Mileage Reward", you will enroll for "BEA Dining Reward" automatically without prior notice.
2. Each request to change from "BEA Dining Reward" to "BEA Mileage Reward" after successful card approval will incur a handling charge of HK$1,800 per principal card.

Remarks:

1. In the event that no selection is made for "BEA Mileage Reward", you will enroll for "BEA Bonus Point Reward" automatically without prior notice.
2. Each request to change from "BEA Bonus Point Reward" to "BEA Mileage Reward" after successful card approval will incur a handling charge of HK$1,800 per principal card.

Reward Scheme

Remarks:

1. To enjoy the “Extra Reward” of “BEA Bonus Point Reward”, you must enroll the promotion via BEA Mall App after successful card approval. Terms and Conditions apply, please click here for details.

Reward Scheme

Remarks:

1. To enjoy the “Extra Reward” of “BEA Bonus Point Reward”, you must enroll the promotion via BEA Mall App after successful card approval. Terms and Conditions apply, please click here for details.

Remarks:

1. In the event that no selection is made for "BEA Mileage Reward", you will enroll for "BEA Bonus Point Reward" automatically without prior notice.
2. Each request to change from "BEA Bonus Point Reward" to "BEA Mileage Reward" after successful card approval will incur a handling charge of HK$1,800 per principal card.

• HKID/Passport/Other Identification Document
• Income / Asset Proof (The assets submitted to BEA for credit card application are not being pledged for any credit facilities at other banks/ financial institutions.)
• Residential Address Proof in English within the past 3 months showing your name and issue date (e.g. utility bill, bank/credit card statement or bank-issued letter)

• HKID/Passport/Other Identification Document (Please sign on the blank area of the copy)
• Residential Address Proof

• HKID/Passport/Other Identification Document
• Valid Tertiary Student Identity Card
• Residential Address Proof in English within the past 3 months showing your name and issue date (e.g. utility bill, bank/credit card statement or bank-issued letter)

• HKID/Passport/Other Identification Document (Please sign on the blank area of the copy)
• Income Proof
• Residential Address Proof
• Valid Staff Card

• HKID/Passport/Other Identification Document (Please sign on the blank area of the copy)
• Income / Assets Proof
• Residential Address Proof
• Membership/Temporary Membership Card

• HKID
• Income Proof

• HKID
• Income Proof

• HKID
• Income Proof
• Revolving loan statement from another bank for the past month showing the word "Revolving"

• HKID
• Income Proof
• The latest Demand for Rates and/or Government Rent/the latest repayment schedule of the existing mortgage

• Income Proof

• Income Proof

• Income Proof
• Revolving loan statement from another bank for the past month showing the word "Revolving"

• Income Proof
• The latest Demand for Rates and/or Government Rent/the latest repayment schedule of the existing mortgage

• Income Proof
• Valid Staff Card

• Valid Staff Card