Latest New / Promotions

Customers successfully apply between now and 30^th June, 2025:

^ The Extra Offer will only be applicable to the On Your Side Plan series policy and will not apply to the Specified Savings Insurance Plan policy.

* Specified Savings Insurance Plan refers to:

1. Bonus Power Vantage (5-year / 10-year premium payment term) ^# 

2. Global Power Multi-Currency Plan 3 (5-year/ 10-year premium payment term) ^# 

^# These plans can only be purchased as a basic plan in BEA.

Plan Highlights

• 115 diseases covered

  Cover for 58 critical illnesses (including 57 major illnesses and 1 minor illness), 44 early-stage critical illnesses and 13 severe child diseases.

• Cover for Intensive Care Unit (ICU) stays

  2-tier protection for ICU stays resulting from health issues beyond critical illnesses, including infectious diseases and injuries.

• Multiple claims for designated critical illnesses

  Up to 7 claims in total for cancer, heart attack, stroke, and Alzheimer’s disease.

• Continuous Cancer payouts
  

  Up to 100 months of cancer payouts as a long term support.

• Lifelong continuous care of Alzheimer’s disease
  

  Lifelong annual benefit to support the cost of long-term care for Alzheimer’s disease.

• First Gift for your baby
  

  Cover for your baby right after birth for protection against congenital conditions and critical illness.

For the product details, please click here.

Notes:

1. “We”, “our”, or “us” herein refers to AIA International Limited (Incorporated in Bermuda with limited liability) ("AIA").
2. The above insurance plan can only be purchased through The Bank of East Asia, Limited ("BEA") as a basic plan. The above product information in this material does not contain the full terms of the product, for the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA. . Life insurance policies are long-term contracts of insurance. Should you surrender the policy early, you may receive an amount considerably less than the total amount of premiums paid.
3. We would like to remind you to review the relevant product materials and proposal illustrations (if applicable) provided to you and seek independent professional advice if necessary.
4. AIA Vitality (the “Membership Programme”) is not an insurance product. It is a membership programme and obligation of the AIA International Limited (“AIA”) and not of The Bank of East Asia, Limited (“BEA”). BEA’s role is limited to introducing the Membership Programme only and you should obtain further details about the Membership Programme directly from AIA. BEA shall not be responsible for any matters in relation to the Membership Programme provided by AIA.
5. The applicants for AIA Vitality must be aged 18 or above and must be the life insured of the in-force policy of an AIA Vitality selected insurance product. An annual membership fee will be charged for AIA Vitality and a member has to renew the AIA Vitality membership annually on time in order to maintain the membership and enjoy premium discount (if any) in the subsequent policy years. The membership fee of AIA Vitality may vary at any time without prior notice. Likewise, programme benefits may be added or removed without prior notice.

Important Notes:

• The Bank of East Asia, Limited (“BEA”), being registered with the Insurance Authority as a licensed insurance agency, act as an appointed licensed insurance agent for AIA International Limited (incorporated in Bermuda with limited liability) (“AIA”). This insurance plan is a product of AIA but not BEA.
• This insurance plan is underwritten by AIA and it is not a bank savings plan with free life insurance coverage. The premium paid is not a placement of a savings deposit with the bank and hence is not protected by the Deposit Protection Scheme in Hong Kong. On Your Side Plan / On Your Side Plan – First Gift is the insurance plan with a savings element. Part of the premium pays for the insurance and related costs. If you are not happy with your policy, you have a right to cancel it within the cooling-off period and obtain a refund of any premiums and levy paid. A written notice signed by you should be received by the Customer Service Centre of AIA International Limited at 12/F, AIA Tower, 183 Electric Road, North Point, Hong Kong within the cooling-off period (that is, 21 calendar days immediately following either the day of delivery of the policy or cooling-off notice (informing you / your nominated representative about the availability of the policy and expiry date of the cooling-off period, whichever is earlier).After the expiration of the cooling-off period, if you cancel the policy before the end of the term, the projected total cash value may be substantially less than the total premium you have paid.
• In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the related transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer.
• For the benefits and returns mentioned throughout this material , please note that the policy owner is subject to the credit risk of AIA. If the policy owner discontinues and/or surrenders this policy in early policy years, the amount of benefits he/she will get back may be considerably less than the total  premiums he/she has paid. Projected and/or potential benefits and/or returns (e.g.  terminal bonus ) presented in the this material are not guaranteed and are for illustrative purposes only. The actual future amounts of benefits and/or returns may be lower than or higher than the currently quoted benefits and/or returns.

For enquiries, please visit your nearest BEA branch or call 2232 8968.