The Bank of East Asia

Wealth Management

Funds Knowledge Corner

If you are not familiar with unit trust products, or if you would like to obtain more in-depth knowledge on unit trusts, our Fund Knowledge Corner has been designed for you. The Fund Knowledge Corner covers topics from fundamental unit trust features to protection for investors. Simply click through the topics that you are interested in, and gear up to invest in unit trusts in the future!

Important Notice:

Investment involves risks. The price of units may go down as well as up as the investments of a fund are subject to the market fluctuations and the risks inherent in investments. Past performance is not indicative of future performance. Investors should not make an investment decision based solely on this material.

Investment in emerging markets involves above average investment risks, for instance, possible fluctuations in foreign exchange rates, political and economic uncertainties. It is possible that investors may lose some or the entire amount they have invested in the funds.

Before making any investment, investors should refer to all relevant investment funds’ offering documents, including but not limited to the Explanatory Memorandum, for detailed information including the risk factors.

The investment decision is yours but you should not invest in the investment funds unless the intermediary who sells it to you has explained to you that the investment funds are suitable for you having regard to your financial situation, investment experience and investment objectives.

The funds may not be available in all jurisdictions and may be subject to restrictions. If investors are in doubt, independent professional advice should be sought. This material has not been reviewed by the Securities and Futures Commission in Hong Kong.

Renminbi ("RMB") Currency risk: The value of the RMB fluctuates against other currencies and will be affected by amongst other things, control measures taken by the government of the People's Republic of China (“PRC”). (For example. the PRC government regulates conversion between the RMB and foreign currencies both in Hong Kong and Mainland China.) As a result, returns on a RMB fund may be adversely affected if said fund is converted to another currency. Furthermore, the RMB is not freely convertible at present, and conversion of the RMB through banks in Hong Kong is subject to certain restrictions.

The Bank of East Asia, Limited (BEA) is an agent of the third party fund house and the fund is a product of the third party fund house but not BEA.

For distribution of funds – In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the related transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved between directly the third party fund house and the customer.

Issuer of this material: The Bank of East Asia, Limited