The Bank of East Asia

Personal Banking

BEA i-Titanium Student Card (Exclusively for Tertiary Students)

Key Facts Statement/Schedule of Fees and Charges


Pick a card that fits your style!
With the BEA i-Titanium Card, you can earn rewards with ease and enjoy other fabulous privileges.


Welcome Gift:



New customers are required to:

Gift: Spend HK$2,000 or above with the new card within 2 months from the date of card issuance and activate the related BEA Credit Card through the BEA Mobile successfully, to be eligible for HK$200 Cash Rebate.

First Time Log In BEA Mobile Offer

Want to be able to manage your credit card account anytime, anywhere? Download and log in to the BEA Mobile now to get an instant overview of your credit card account.

Get HK$100 rebate by logging in to the BEA Mobile for the first time within 2 months from your card's issue date.

Remark: Terms and conditions apply to the welcome gifts offer and the “First Time Log In BEA Mobile” offer.

For details, please refer to the relevant terms and conditions:


Annual Fee Waiver

Perpetual Annual Fee Waiver

Exclusive Privileges:

Cash Rebate

Earn 4% cash rebate^ on all online spending all year round

12% rebate on mobile payments to local bakeries fast food restaurants, cafes and local transport*

Entertainment Offers

Priority booking for spectacular concerts

Dining and Shopping Offers

Enjoy discounts and offers at outstanding restaurants and shopping hotspots in town


For more product features, please visit here.

^“4% cash rebate” includes the Basic Reward of 0.4% cash rebate and the Extra Reward of 3.6% i-Dollar cash rebate. For details of “BEA Credit Cards – Privilege Services and Spending Reward “, please click here.

*Cardholders are required to register for the "BEA Days - mobile payment 12% rebate" to enjoy this offer. Please click here for more details.


Effective from 24th April, 2021, transaction made at department stores will be eligible for extra Bonus Points. Insurance premium transaction (except BEA FTLife Credit Card transaction made on FTLife premiums payment) will not be eligible for any Bonus Points/ Cash Rebate.

Transaction categories shall be determined according to the merchant codes issued by Mastercard Asia/Pacific (Hong Kong) Limited.




Apply for Exclusive for University/College Students on-line Submit Documents Now

To borrow or not to borrow? Borrow only if you can repay!

Beware of fraudulent websites and mobile applications.

Customer Services Hotline 36086628




   Download BEA App


BEA Credit Card (Exclusively for Tertiary Students)


HKU-cardface-icon The University of Hong Kong Credit Card
POLYU-cardface-icon The Hong Kong Polytechnic University Visa Card
EDUHK-cardface-icon The Education University of Hong Kong Visa Card
LU-cardface-icon Lingnan University Mastercard
VTC-cardface-icon Vocational Training Council Visa Card
Web Accessibility Recognition Scheme 2022-2023 Triple Gold Award