Member-Get-Member Referral Programme

From now until 31 December 2026, refer your friends and family to open a designated account and enjoy an array of rewards together!

Referrer can enjoy up to HK$10,000 Referral Reward with fulfilling designated reward requirements for each Designated Account referral

Exclusive wealth management for clients with assets of ≥HK$5,000,000

Initial Funds (HK$ or equivalent)	Free Spending Credit (HK$)
≥ $12,000,000	$10,000
≥ $8,000,000 - < $12,000,000	$6,000
≥ $5,000,000 - < $8,000,000	$2,500

Diversified wealth solutions for clients with assets of ≥HK$500,000

Initial Funds (HK$ or equivalent)	Free Spending Credit (HK$)
≥ $1,000,000	$2,000
≥ $500,000 - < $1,000,000	$1,000

An All-in-One account designed for the digitally savvy

Initial Funds (HK$ or equivalent)	Free Spending Credit (HK$)
≥ $200,000	$400
≥ $100,000 - < $200,000	$200

額外獎賞

親友成功開立指定戶口及達指定投資產品結存*，推薦人可享額外獎賞高達 HK$5,000

指定投資產品結存（HK$ 或等值）	信用卡免找數簽賬額（HK$）
≥ $2,000,000	$5,000
≥ $1,000,000 - < $2,000,000	$2,500
≥ $500,000 - < $1,000,000	$1,000
≥ $200,000 - < $500,000	$500
≥ $100,000 - < $200,000	$200

Referral Steps for Referrer

Step 1

Click here to create your own Referral Code

Step 2

Share the Referral Code with your friends

Step 3

Earn a reward when your friend opens an account with your referral code and meets the reward requirements

Provides for customers with assets of HK$5,000,000
With Senior Relationship Manager, dedicated team of expert consultants and private concierge, turning customers’ aspirations into wealth Solutions, opens up an exclusive gateway to a prosperous future
Welcome offers of up to HK$108,270

Provides for customers with assets of HK$500,000
With masterful wealth management services, clients can create wealth with confidence
Welcome Reward of up to HK$10,500 + Privileges worth up to HK$60,628

A digital all-in-one account
No minimum deposit balance requirement, manage all your banking needs effortlessly
Welcome offers of up to HK$2,440 + digital transaction rebates of up to 2%

Referral Steps for Referee

The referee may choose either of the following methods to complete the referral process

Branch Account Opening

Provides your Referral Code to staff when
opening the designated account at the branch

Provide your Referral Code to staff when opening an account at a branch

Mobile Account Opening

Enters your Referral Code into the
"Referrer Code" field

Enter your Referral Code in the Referrer Code field when opening an account on BEA Mobile

Create your own "Referral Code" Now!

BEA will create a "Referral Code" with your mobile phone number and use this for verification and notification purposes.

Enter your mobile number

Remarks: Referral Reward will be awarded in the form of BEA Credit Card free spending credit. Each referrer will entitle to the reward under each account segment for a maximum of 10 times.

Investment involves risk. To borrow or not to borrow? Borrow only if you can repay!

All offers are subject to terms and conditions. For details, please call our customer service hotlines or visit any BEA branch.

Terms and Conditions