Key Facts Statement/Schedule of Fees and Charges

BEA Visa Signature Card gives you exceptional travel and lifestyle privileges. 

Unlimited 6X Bonus Points

• Enjoy 6X Bonus Points at all dining outlets in Hong Kong^1-4

Unlimited 4X Bonus Points

• Enjoy 4X Bonus Points for all overseas spending^1-4

BEA Visa Signature Cardholders can get an extra 12% cash rebate* on local spending at the following categories of merchants through Apple Pay/Google Pay/UnionPay QR Code Payment:

- Bakeries
- Fast food restaurants
- Coffee shops
- Transport

*Terms and conditions apply. For details,please click here.

Free Travel Insurance⁴   

• When you reach the designated spending amount for any calendar year with your BEA Visa Signature Card, you will be entitled to free 7-day family travel insurance plans* in the following year.

2) Enrolment hotline: 2839 6377

    Enrolment hours: Monday - Friday: 9:00a.m. - 5:30p.m.

    Saturday, Sunday and Public Holiday: Closed

Please note:

• Before enrolment, you can check your entitlement of free travel insurance plans through Cyberbanking .
• Confirmation will be sent via SMS and email on the same day of enrolment.
• To enrol in a travel insurance plan for companions, please visit our Insurance Services webpage.

Premium Schedule (Policy No.: TD000042)

►For eligible BEA Visa Signature Cardholders:

►For other BEA Visa Signature Cardholders^:

^#Cardholder, his/her spouse, and an unlimited number of unmarried children aged below 18.

^Including cardholders who have not met the eligibility requirements for the current enrolment period, and eligible cardholders who have already used the two free plans during said period.

Travel Insurance Policy

Visa Signature Card Exclusive Privileges

• Enjoy an array of dining, shopping, hotel and leisure offers
  
    

Rewards

• Redeem your Bonus Points for a splendid array of merchant cash coupon, movie vouchers and gift items
    

• Priority booking service for spectacular concerts
• Enjoy exclusive spending privileges

Visa payWave function

This built-in contactless transaction function enables you to simply tap your card to make payments of up to HK$1,000 wherever Visa payWave is accepted. For details, please visit the Visa Card website at www.visa.com

Remarks:

1. Transaction eligibility shall be determined at the sole and absolute discretion of BEA according to the merchant codes issued by VISA International.
2. Transactions made at supermarkets, travel agencies, to government departments; and recurring transactions and/or autopay transactions will not be eligible for extra Bonus Points/cash rebate.
3. Insurance premium transaction will not be eligible for Bonus Points/cash rebate.
4. The promotion period of Extra Reward and Free Travel Insurance run from 1st January, 2024 until 30th June, 2024. For details of “BEA Credit Cards – Privilege Services and Spending Reward “, please click here.