Heartfelt surprise: Instant $10 discounts on your spending!

As the weather gets cooler, let us warm your heart with fabulous shopping and dining surprises!

Enjoy a $10 instant discount when you shop or dine in Hong Kong, Mainland China or Macau this holiday season.

From now until 28 February 2026, simply make UnionPay QR code payments via BEA Mobile at merchants¹ that support UnionPay payments to enjoy instant HKD/CNY/MOP 10 discounts² on single transactions of HKD/CNY/MOP 25 or above.

Follow these 3 simple steps to easily pay using the UnionPay QR code via BEA Mobile³:

Method 1 ︰Display your UnionPay QR Code

1. Log in to BEA Mobile > Select "Actions" > Click "UnionPay QR Code".
   Or click "Customise" to add "UnionPay QR Code" on the Action Panel first
2. Authenticate with i-Token ⁴
3. Display the UnionPay QR code to make a payment after selecting the country/region

Method 2 ︰Scan a UnionPay QR Code

1. Log in to BEA Mobile > Select "Actions" > Click "UnionPay QR Code".
   Or click "Customise" to add "UnionPay QR Code" on Action Panel first
2. Scan a QR code or select it from your photo gallery
3. Authenticate the transaction with i-Token⁴

Click here for more details.

Download BEA Mobile now How to log in to BEA Mobile

The promotion period is from now until 28 February 2026. Terms and Conditions apply.

Note:

1. Applicable to all merchants that support UnionPay QR code. For a list for Hong Kong and Macau merchants, please refer to this webpage (updated periodically): www.hkbea.com/upml/en
2. Remarks on the Offer：
• Each ATM card issued by BEA is eligible for the Offer a maximum of 3 times during the promotion period, with a maximum of 3 times available each day.
• The Offer has a quota of 65,000 discounts, available and on a first-come-first-served basis while quota lasts.
• Eligible transactions can only be made from the primary deposit account (default account) personally held with the bank to which the card is linked. The customer must ensure that the account has sufficient funds to complete the transaction.
• The transaction circumstances for different types of cards:
• If a customer uses the BEA UnionPay ATM card to make transactions through "UnionPay QR Code" at merchants in Mainland China, Hong Kong, or Macau, the system will automatically deduct the amount from the relevant Hong Kong Dollar account.
• If the customer uses the BEA UnionPay dual-currency ATM card to make transactions through "UnionPay QR Code" at merchants in Mainland China, the system will automatically deduct the amount from the relevant Renminbi account. For transactions at merchants in Hong Kong and Macau, the transaction will be settled in Hong Kong Dollars, and the system will automatically deduct the amount from the relevant Hong Kong Dollar account.
• The customer must ensure that his/her account has sufficient funds; otherwise, the transaction will not be completed.
• If the transaction involves foreign currency, the exchange rate will be determined by UnionPay.
3. Registration is required for using the UnionPay QR code for the first time（If the customer has already registered, he/she does not need to register again）.
4. The customer must activate i-Token on BEA Mobile first.

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