BEA Mobile

4.0% p.a. High-Interest New Fund Time Deposit Offer

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In a volatile market, flexible fund allocation is the key to stable financial management.

From now until 31 October 20261, get a Coupon for a HKD 6-month High-Interest New Fund Time Deposit at 4.0% p.a.2 when investing or subscribing to below Investment Transactions through Digital Channels3 and reaching a designated Cumulative Transaction Amount—helping you realise attractive short-term returns.

Investment Transactions Cumulative Transaction Amount
(or equivalent)		 Tenor Preferential Interest Rate
(p.a.)		 Maximum Eligible Time Deposit Amount#
Lump-Sum Fund4 /
Linked Deposits5 /
Equity Linked Investments Subscriptions		 HK$200,000 – HK$499,999 6 months 4.0% HK$200,000
HK$500,000 or above HK$500,000

#The minimum Time Deposit amount is HK$200,000.

Visit BEA Mobile or BEA Online to make your investment transactions.

Flexibly allocate your funds and seize the opportunity for higher returns!

Remarks:

  1. The promotion period is from 2 October 2026 to 31 October 2026 (both dates inclusive).
  2. Each Eligible Customer can receive a maximum of each Coupon. The Coupon must be used within the designated validity period and expired Coupon will be void. Limited availability while stocks last.
  3. Digital Channels include BEA Mobile and BEA Online.
  4. Excluding Unit Trusts Monthly Investment Plan subscriptions, fund switching, fund redemption and transfer-in of funds.
  5. Excluding callable interest rate index-linked deposits and currency-linked deposits with tenor of less than 60 days.

The above products, services and offers are subject to the relevant Terms and Conditions, please click here for details.

Important Notes:

  • Investment involves risks. The price of units may go down as well as up, as the investments of a fund are subject to market fluctuations and the risks inherent in investments. You should not make an investment decision based solely on this material.
  • Before making any investment, you should refer to all relevant investment fund offering documents, including but not limited to the Explanatory Memorandum, for detailed information including risk factors.
  • The investment decision is yours, but you should not invest in the investment funds unless the intermediary who sells them to you has explained that the investment funds are suitable for you, having regard to your financial situation, investment experience, and investment objectives.
  • The funds may not be available in all jurisdictions and/or may be subject to restrictions. If you are in doubt, you should seek independent professional advice.
  • Linked deposits are structured products involving derivatives. Linked deposits are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong.
  • Linked deposits are not equivalent to time deposits and should not be treated as a substitute for time deposits.
  • Equity Linked Investment are structured products involving derivatives and are not capital protected and is subject to the performance and risks of the underlying assets, you could lose their entire investment as the underlying may become worthless in extreme cases.
  • Some Equity Linked Investment may not have active secondary market, and may take longer time or impossible to sell to the market and may receive an amount which is substantially less than your original investment amount if you sell it or terminate it before maturity.
  • The above is not an exhaustive list of risk factors. For details, please refer to the offering documents.
  • This material has not been reviewed by the Securities and Futures Commission in Hong Kong.
  • The information provided in this promotional material is intended solely for informational purposes and does not constitute an offer, solicitation, invitation, or advice to subscribe to any securities or investment products.
  • For distribution of investment products: In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the relevant transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer.

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