A Smarter Way To Make FX Transaction
Foreign exchange rates fluctuate unpredictably, which is why it’s a bad idea to exchange foreign currencies at the last minute! Make a smarter move by exchanging when your desired rate has been reached!
Earn up to HK$1,680 cash rewards2 for eligible customers who conduct FX transactions via Digital Channels1 and reach a designated cumulated transaction amount. The higher the transaction amount, the more cash rewards you can earn!
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Total Cumulative FX Transaction Amount
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Cash Reward
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HK$50,000 or equivalent
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HK$65
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HK$200,000 or equivalent
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HK$300
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HK$1,000,000 or equivalent
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HK$1,680
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 Apply for BEA Mastercard Debit Card to enjoy rewards3 on everyday spending
From now until 31 July 2026, enjoy rewards on everyday and travel spending with your BEA Mastercard Debit Card! Whether you make local purchases, shop online, spend overseas, or make designated foreign currency transactions or deposits, you can earn up to HK$250 Cash Rebates4 or 70,000 Bonus Points5. Accumulate the required spending amount each month for a chance to enjoy the “Monthly Limited-Time Reward”6!
For details, please click here.
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Log in to BEA Mobile or BEA Online for a smarter way to make FX transactions!
How to make FX transactions
BEA Mobile Demo
BEA Online Demo
Remarks:
- Digital Channels refer to BEA Mobile and BEA Online.
- The promotion period is from now until 30 June 2026. FX transactions excluding HKD to USD and USD to HKD. Terms and Conditions apply. For details, please click here.
- Reward will be credited according to the spending rewards setting at the end of the Promotion Period.
- Default spending rewards will be set to “Cash Rebates”. You may switch your spending rewards setting anytime via BEA Mobile. The new setting will be effective on the 1st day of the following month.
- Customers who choose “Bonus Points” rewards mode must hold an eligible BEA Credit Card.
- The Monthly Limited-Time Reward shall be determined based on Eligible Retail Spending transactions that have been posted to the relevant Debit Card Account. Quota for each month is limited and available on a first-come-first-served basis while quota lasts.
The above products, services and offers are subject to the relevant terms and conditions.
Important Notes:
- Foreign exchange rates fluctuate, and may go down as well as up. It is possible that you may lose some or all of your investment as a result of conducting foreign exchange transactions.
- To borrow or not to borrow? Borrow only if you can repay!
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