Silver Bond

Silver Bond

 

Silver Bond is now accepting applications

Subscription via BEA Online and Branches to enjoy 7 Fees waivers


The HKSAR Government Silver Bond is available for subscription from 21 August 2026 (Friday, 9:00 a.m.) to 4 Sep 2026 (Friday, 2:00 p.m.).   Eligible customer who subscribes the Silver Bond via BEA Online and Branches can enjoy the 7 fees waivers:
  • Handling fee
  • Deposit/ delivery transaction charges
  • Semi-annual custodian fee
  • Interest collection fee
  • Maturity redemption fee
  • Transfer-in
  • Early redemption fee

Silver Bond Subscription Summary:

Subscription Period Form 21 Aug 2026 (Friday, 9:00 a.m.) to 4 Sep 2026 (Friday, 2:00 p.m.)
Tenor 3 years, coupon payable every 6 months in arrear
Minimum Denomination HKD 10,000
Interest Rate (Coupon) The interest rate for each interest payment date will be determined and announced on the relevant interest determination date as the higher of:

  1. The floating rate, being the arithmetic average of the year-on-year rates of change in the Composite Consumer Price Index compiled and published by the Census and Statistics Department of HKSAR Government based on the results of the most recent Household Expenditure Survey at the relevant interest determination date (currently being the 2019/20-based Composite Consumer Price Index) for the 6 most recent preceding months, rounded to the nearest two decimal places; and
  2. The fixed rate of 4.25%

Per annum, payable every 6 months in arrear.
Issue Date 15 September, 2026
Eligibility Criteria
  • Hold a valid Hong Kong identity card;
  • Was born on or before 31 December 1967; and
  • Hold a valid investment account
Application Channels Subscription via BEA Online and Branches
Maturity Date 17 September, 2029

Please click here for more Silver Bond details. Investment involves risks.