Credit Cards


BEA UnionPay Dual Currency DIAMOND Credit Card

Diamond Credit Card Key Visual
Diamond Credit Card Features

New BEA cardholders# can enjoy up to HK$400 + CNY 400 cash rebate
upon fulfillment designated requirement!

Diamond Credit Card Features
#“New BEA cardholders” refers to principal card applicants who have not held any BEA Credit Card
(excluding the BEA Corporate Card, all co-branded/affinity cards, supplementary cards and selected customers)
in the 6 months prior to the application submission and approval date.

Diamond Credit Card Features
UnionPay Benefits
Additional Benefits
Additional Benefits
Premium Services
Airport Limousine Service

The special rate includes luggage handling, fuel costs, tunnel and bridge tolls.
Scope of service: One-way transfer service between Hong Kong city center and Hong Kong International Airport; or between Shanghai city center and Shanghai Hongqiao International Airport or Shanghai Pudong International Airport; or between Beijing city center and Beijing Capital International Airport or Beijing Daxing International Airport; or between Hong Kong city center and Shenzhen International Airport. Private chauffeur and luggage handling service are provided.


Spending period: (Registration is required for each phase separately, and spending requirements are calculated on a phase-by-phase basis without carry-over across phases)
Phase 1: 1 April 2026 – 31 May 2026
Phase 2: 1 June 2026 – 31 July 2026
Phase 3: 1 August 2026 – 30 September 2026
Phase 4: 1 October 2026 – 30 November 2026
Phase 5: 1 December 2026 – 31 January 2027
Phase 6: 1 February 2027 – 31 March 2027
Usage period: valid for two calendar months from the date of voucher code issuance


^The service is provided by UnionPay International and subject to related terms and conditions. For the details of the promotion, booking of the service, eligible spending requirements, and terms and conditions, please click here.
Enquiry and Reservation: 852-2169 0108



Lounge Service


Spending period: from now to 10 December 2026
Redemption period: from now to 31 December 2026
(Quotas are on a first-come-first-served basis with weekly quotas implemented. Once the quotas are full, redemptions will not be processed)
Usage period: from now to 19 April 2027


+ The service is provided by UnionPay International and subject to related terms and conditions. For the details of the promotion, booking of the service, eligible spending requirements, and terms and conditions, please click here.
Enquiry and Reservation: 852-2169 0108

Marketing Preference Update

Remarks:
1. The Welcome Offer is only available to customers who have not held a principal BEA Credit Card (excluding the BEA Corporate Card and all co-branded/affinity cards, supplementary cards and selected customers) in the 6 months prior to the application submission and approval date. Each eligible customer should reach eligible spending during the promotional period within 3 months of this issue date to enjoy up to HK$400 + CNY400 cash rebate:
(i) Local and overseas retail spending: To get HK$400 cash rebate, use your new card to make eligible local and overseas retail spending of HK$4,000 or above during the spending period.
(ii) CNY retail spending: To get CNY 400 cash rebate, use your new card to make eligible local and overseas retail spending of CNY 4,000 or above during the spending period.
For more details on the welcome offer, please refer the terms and conditions.
“Existing credit card cardholders” are not eligible for welcome rewards.
“Existing BEA cardholders”
refers to principal card applicants who are currently holding, or in the 6 months prior to the application submission and approval date have held a BEA Credit Card, but not a BEA UnionPay Dual Currency DIAMOND Credit Card.

2. Transaction eligibility shall be determined at the sole and absolute discretion of BEA according to the merchant codes issued by UnionPay International.
3. Transactions made at supermarkets, travel agencies, to government departments; and recurring transactions and/or autopay transactions will not be eligible for extra Bonus Points/ cash rebate.
4. Insurance premium transaction will not be eligible for Bonus Point/cash rebate.
5. The promotional period of Extra Reward and Online Bill Payment Offer runs from 1 January, 2025 to 31 December, 2026. Each Eligible Account is eligible for a monthly cap (per calendar month) of 100,000 bonus points of Extra Reward and a monthly cap (per calendar month) of 20,000 bonus points of Online Bill Payment Offer within the promotional period.
6. For details of “BEA Credit Cards – Privilege Services and Spending Reward“, please click here.



 
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