Co-branded / Affinity Cards

The Hong Kong Racehorse Owners Association World Mastercard

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Key Facts Statement/Schedule of Fees and Charges

As a The Hong Kong Racehorse Owners Association ("HKROA") World Mastercard cardholder, you will enjoy the following exclusive privileges in recognition of your prestigious status

Eligibility

  1. Applicant must be a Hong Kong resident aged 18 or above; and
  2. A member of The Hong Kong Racehorse Owners Association

Exclusive Privileges to HKROA World Mastercard Cardholders

2x

2X Bonus Points for settling HKROA annual membership fee by auto-pay

Unlimited

Bonus Points Rewards

You can select either one of the Bonus Points rewards below:

Option 1: BEA Mileage Reward1,3,4

  • Unlimited 1.6X Bonus Points for all eligible spending
  • HK$6.25 = 1 mile5

Option 2: BEA Dining Reward2,3,4

  • Unlimited 4X Bonus Points at all dining outlets in Hong Kong
  • Redeem your Bonus Points for a wide selection of merchant cash coupon

Remark：
Each request to change from "BEA Dining Reward" to "BEA Mileage Reward" after successful card approval will incur a handling charge of HK$1,800 per principal card.

Star

Other Prestigious Privileges

  • Up to 55% off on Blue Care Medical Centre check-up plans
details
  • Priority booking for spectacular concerts
World Mastercard

World Mastercard® Exclusive Privileges

  • Enjoy an array of global experiences and offers on travel, shopping, dining, lifestyle, and entertainment exclusively for World Mastercard® holders. Please visit www.mastercard.com.hk/world for details.
PayPass

Mastercard® PayPassTM function

  • The built-in contactless transaction function enables you to simply tap your card to make payments of up to HK$1,000 wherever Mastercard®PayPassTM is accepted. For details, please visit the Mastercard website at www.mastercard.com/hk.
Card

Perpetual Annual Fee Waiver

Remarks:

  1. On top of the basic Bonus Points earned, cardholders will earn an extra 0.6X Bonus Points for all eligible spending (except PayMe/reloads through the Octopus Automatic Added Value Service). For details about which spending is eligible for basic Bonus Points, please refer to the Bonus Gallery Terms & Conditions.
  2. Transaction eligibility shall be determined at the sole and absolute discretion of BEA according to the merchant codes issued by Mastercard Asia/Pacific (Hong Kong) Limited.
  3. Transactions made at supermarkets, travel agencies, to government departments; and recurring transactions and/or autopay transactions will not be eligible for extra Bonus Points/cash rebate.
  4. Insurance premium transaction will not be eligible for Bonus Points/cash rebate.
  5. The miles are calculated based on the new BEA Mileage Reward conversion rate effective on August 5, 2024, i.e. 10 Bonus Points = 1 Asia Mile.
  6. Starting from August 5, 2024, a handling fee will be applied for Asia Miles conversion each time. For details, please refer to https://www.hkbea.com/pdf/en/am-noa-en.pdf.

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