Co-branded / Affinity Cards

Key Facts Statement/Schedule of Fees and Charges 

As a The Hong Kong Racehorse Owners Association ("HKROA") World Mastercard cardholder, you will enjoy the following exclusive privileges in recognition of your prestigious status

1. Applicant must be a Hong Kong resident aged 18 or above; and
2. A member of The Hong Kong Racehorse Owners Association

2X Bonus Points for settling HKROA annual membership fee by auto-pay 

Bonus Points Rewards

You can select either one of the Bonus Points rewards below:

Option 1: BEA Mileage Reward^1,3,4

• Unlimited 1.6X Bonus Points for all eligible spending
• HK$6.25 = 1 mile⁵

Option 2: BEA Dining Reward^2,3,4

• Unlimited 4X Bonus Points at all dining outlets in Hong Kong
• Redeem your Bonus Points for a wide selection of merchant cash coupon

Remark：
Each request to change from “BEA Dining Reward” to “BEA Mileage Reward” after successful card approval will incur a handling charge of HK$1,800 per principal card.

Other Prestigious Privileges

• Up to 55% off on Blue Care Medical Centre check-up plans

• Priority booking for spectacular concerts

World Mastercard^® Exclusive Privileges

• Enjoy an array of global experiences and offers on travel, shopping, dining, lifestyle, and entertainment exclusively for World Mastercard^® holders. Please visit www.mastercard.com.hk/world for details.

Mastercard^® PayPass^TM function

• The built-in contactless transaction function enables you to simply tap your card to make payments of up to HK$1,000 wherever Mastercard^®PayPass^TM is accepted. For details, please visit the Mastercard website at www.mastercard.com/hk.

Remarks:

1. On top of the basic Bonus Points earned, cardholders will earn an extra 0.6X Bonus Points for all eligible spending (except PayMe/reloads through the Octopus Automatic Added Value Service). For details about which spending is eligible for basic Bonus Points, please refer to the Bonus Gallery Terms & Conditions.
2. Transaction eligibility shall be determined at the sole and absolute discretion of BEA according to the merchant codes issued by Mastercard Asia/Pacific (Hong Kong) Limited.

3. Transactions made at supermarkets, travel agencies, to government departments; and recurring transactions and/or autopay transactions will not be eligible for extra Bonus Points/cash rebate.

4. Insurance premium transaction will not be eligible for Bonus Points/cash rebate.

5. The miles are calculated based on the new BEA Mileage Reward conversion rate effective on August 5, 2024, i.e. 10 Bonus Points = 1 Asia Mile.

6. Starting from August 5, 2024, a handling fee will be applied for Asia Miles conversion each time. For details, please refer to https://www.hkbea.com/pdf/en/am-noa-en.pdf.

Terms and Conditions