The Bank of East Asia

Insurance, MPF & Trust

Decoration Protection Insurance Promotion

From now till 30th June, 2024, you can enjoy the following fantastic rewards when you enrol in a Decoration Protection Insurance plan through BEA Insurance Service website or BEA Online:


Discount Offer:

20% premium discount


Plan Highlights

Protect against accidental loss or damage due to decoration, renovation and maintenance works taking place at home, shop or office

Cover Material Damage and Public Liability to Third Parties up to HK$2,000,000 and HK$30,000,000 respectively

Free extended coverage against Public Liability to Third Parties arising out of vibration or by the removal or weakening of support during the contract work, with indemnity up to HK$10,000,000

Cover for construction period and maintenance period up to 12 months each

Protection for residential buildings aged up to 55 years and non-residential buildings aged up to 45 years

Apply via BEA Insurance Services Website Apply via BEA Online


Terms and Conditions:


To qualify for the 20% premium discount (the “Promotional Offer”), customers must apply for a Decoration Protection Insurance plan through the insurance services webpage of The Bank of East Asia, Limited (”BEA”) or BEA Online between 1st April and 30th June, 2024 (both dates inclusive) and the relevant policy must be successfully issued by Blue Cross (Asia-Pacific) Insurance Limited (”Blue Cross”).


The Promotional Offer cannot be enjoyed in conjunction with any other promotional or discount offers for the same insurance product, unless otherwise specified.


BEA and Blue Cross reserve the sole right to vary or cancel this promotional programme and/or amend or alter these terms and conditions at any time without prior notice. In the event of any dispute, the decision of BEA and Blue Cross shall be final and conclusive.


This marketing material is for reference only. For details of the insurance plan, please refer to the relevant product leaflet. For the exact terms and conditions of the insurance plan and the full list of exclusions, please refer to the policy.


Should there be any discrepancy between the English and Chinese versions of this marketing material and the terms and conditions, the English version shall apply and prevail.

This insurance plan is underwritten by Blue Cross (Asia-Pacific) Insurance Limited (藍十字(亞太)保險有限公司) ("Blue Cross"), a subsidiary of AIA Group Limited. The Bank of East Asia, Limited (“BEA”) is an appointed insurance agency of Blue Cross. This insurance plan is a product of Blue Cross but not BEA. All benefits payable under this insurance plan are subject to the credit risk of Blue Cross.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the related transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer.

Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of AIA Group Limited. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.

All insurance product information available here is not and shall not be construed as an offer to sell or a provision of insurance products to any person in any jurisdiction outside Hong Kong or a solicitation to such person to buy insurance products.

Apply via

BEA Insurance Services Website

2839 6377     Blue Cross Customer Service Hotline

Apply via

BEA Online