The Bank of East Asia

Insurance, MPF & Trust

Decoration Protection Insurance Promotion

From now till 31st December, 2023, you can enjoy the following fantastic rewards when you enrol in a Decoration Protection Insurance online through BEA Insurance Service website or Cyberbanking:


Discount Offer:

10% premium discount (premium as low as HK$900*)



Premium is calculated based on Plan 1 with Section II only (Public Liability to Third Party: HK$5,000,000) (original premium: HK$1,000)

Plan Highlights


You can choose to be insured under  both Section I and Section II, or Section II only:

Section I – Material Damage Protection

The plan provides "all-risks" coverage against loss of/damage to insured contract materials/works at the contract site caused by fire, water, burglary, explosion, etc. during the insured period. Items covered include flooring, tiles, wallpaper, woodenware, sanitary ware, and other related decoration materials.

Section II – Public Liability to Third Party

Public liability protection covers you against legal liability for bodily injury to third parties and/or third party property damage arising from contract works.


Apply via BEA Insurance Services Website Apply via Cyberbanking


Terms and Conditions:


To qualify for the 10% premium discount (the “Promotional Offer”), customers must apply for a Decoration Protection Insurance plan through the insurance services webpage of The Bank of East Asia, Limited (”BEA”) or Cyberbanking between 1st October and 31st December, 2023 (both dates inclusive) and the relevant policy must be successfully issued by Blue Cross (Asia-Pacific) Insurance Limited (”Blue Cross”).


The Promotional Offer cannot be enjoyed in conjunction with any other promotional or discount offers for the same insurance product, unless otherwise specified.


BEA and Blue Cross reserve the sole right to vary or cancel this promotional programme and/or amend or alter these terms and conditions at any time without prior notice. In the event of any dispute, the decision of BEA and Blue Cross shall be final and conclusive.


This marketing material is for reference only. For details of the insurance plan, please refer to the relevant product leaflet. For the exact terms and conditions of the insurance plan and the full list of exclusions, please refer to the policy.


Should there be any discrepancy between the English and Chinese versions of this marketing material and the terms and conditions, the English version shall apply and prevail.

This insurance plan is underwritten by Blue Cross (Asia-Pacific) Insurance Limited (藍十字(亞太)保險有限公司) ("Blue Cross"), a subsidiary of AIA Group Limited. The Bank of East Asia, Limited (“BEA”) is an appointed insurance agency of Blue Cross. This insurance plan is a product of Blue Cross but not BEA. All benefits payable under this insurance plan are subject to the credit risk of Blue Cross.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the related transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved between Blue Cross and the customer directly.

Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of AIA Group Limited. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.

All insurance product information available here is not and shall not be construed as an offer to sell or a provision of insurance products to any person in any jurisdiction outside Hong Kong or a solicitation to such person to buy insurance products.

Apply via

BEA Insurance Services Website

2839 6377     Blue Cross Customer Service Hotline

Apply via