BEA Virtual Card

Remarks:
1. The approval time is subject to the individual circumstances of each applicant.
2. A physical card will be mailed to your correspondence address 3-5 business days after the virtual card is approved. As the credit card expiry date and CVV/ CVC may differ from those of the virtual card, you will also need to activate the physical card and re-add it to your digital wallet(s).
3. Physical card approval proces will be conducted by the Bank if instant approval for a virtual card is failure. The Bank will mail the physical card to you directly upon approval and will not issue any virtual card to you thereafter.
4. Welcome offer is subject to relevant promotional terms and conditions. For details, please click here.
5. The Brand New Rewards Experience is subject to terms and conditions. For details, please click here.
6. Starting from 1 April 2025, you can enjoy up to 12.5X Bonus Points (=5% rebate) on your spending in designated categories upon registration through BEA Mall App.
7. Not applicable to CNY spending transactions.