The Bank of East Asia

Personal Banking

BEA UnionPay Dual Currency PLATINUM Credit Card

HKBEA UnionPay Dual Currency PLATINUM Credit Card

Spectacular Offers and Privileges:

Up to 3X Bonus Points on Local Spending1-5
You can receive fabulous rewards for spending in Hong Kong:
- Spending at all dining outlets in Hong Kong: Unlimited 3X Bonus Points
- All other local retail spending: Unlimited 2X Bonus Points*
*Spending at all dining outlets in Hong Kong is excluded


Entertainment Privileges
Priority booking service for spectacular concerts


Redeem your Bonus Points for a splendid array of merchant cash coupons, movie vouchers and gift items



UnionPay Platinum Cardholders can enjoy a 12% rebate* on local spending at the following categories of merchants through Apple Pay/UnionPay QR Code Payment:

- Bakeries
- Fast food restaurants
- Coffee shops
- Transport

*Terms and conditions apply. For details,please click here.

Card Features:
One Card, Two Currencies, Countless Benefits
The Card consists of both Hong Kong dollar and Renminbi accounts. Spending or cash advance in Hong Kong and overseas will be settled in Hong Kong dollars while spending or cash advance in Mainland China will be settled in Renminbi. No matter where you go worldwide, you can conveniently use your Card.
Worldwide ATM Instant Cash Service
Cardholders can withdraw cash at more than 1,000,000 ATMs displaying the "UnionPay" logo worldwide. When travelling abroad, you no longer need to prepare/carry large amounts of cash in different currencies.  

UnionPay QuickPass contactless payment function+
UnionPay QuickPass is a contactless transaction function that enables you to simply tap your card to make payments wherever UnionPay QuickPass is accepted. For details, please visit the UnionPay International website at
+Applicable to UnionPay Dual Currency PLATINUM Credit Card issued from January, 2019 onwards.

UnionPay App Mobile Payment Services
Download and register UnionPay App and add your BEA UnionPay Dual Currency Platinum Credit Card, you can simply pay by QR code to enjoy convenient mobile payment services.

For more details on the use of UnionPay App and detailed eligible merchant list, please visit UnionPay International website at

Account Enquiry
You can use your HKD account number (6223-72XX-XXXX-XXXX) to enquire about both HKD and RMB transactions via following channels:

Customer Service Hotline: 3608 6688
Cyberbanking Website:


1. Transaction eligibility shall be determined at the sole and absolute discretion of BEA according to the merchant codes issued by UnionPay International.
2. Transactions made at supermarkets, travel agencies, to government departments; and recurring transactions and/or autopay transactions will not be eligible for extra Bonus Points/cash rebate.
3. Insurance premium transaction will not be eligible for Bonus Point/cash rebate.
4. The promotion period of Extra Reward runs from 1st January, 2024 until 30th June, 2024.
5. For details of “BEA Credit Cards – Privilege Services and Spending Reward “, please click here .



To borrow or not to borrow? Borrow only if you can repay!



Customer Services Hotline 3608 6688 


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