Preferential HKD 6-month Time Deposit Rate of up to 4.00% p.a.From now until 31 December 2026, individual customers who complete designated investment transactions or successfully apply for a designated AIA individual insurance plan, and subsequently place a 6-month HKD time deposit with new funds, can enjoy a preferential time deposit rate of up to 4.00% p.a.Terms & conditions apply. Please click here for details.Important Notice :
- Investment involves risks. The price of units may go down as well as up, as the investments of a fund are subject to market fluctuations and the risks inherent in investments. You should not make an investment decision based solely on this material.
- This material does not disclose all risks (whether direct or indirect) or other considerations which may be material to you in entering into any transaction. Prior to entering into any transaction, you should ensure that you have sufficient knowledge and relevant experience, and obtain adequate professional advice to independently evaluate the merits and risks of the transaction. You should fully understand the risks associated with the relevant product and carefully consider your investment objectives and risk appetite. You should consult your own business, tax, legal, and/or accounting advisors. You should refrain from entering into any transaction unless you fully understand the risks involved and have made an independent determination that the transaction is suitable for your circumstances.
- The life insurance plans are underwritten by AIA International Limited (incorporated in Bermuda with limited liability) (“AIA”). BEA, being registered with the Insurance Authority as a licensed insurance agency, act as an appointed licensed insurance agent for AIA. The life insurance plans are products of AIA but not BEA. All benefits payable under the life insurance plans are subject to the credit risk of AIA.
Online Preferential Time Deposit Rates
Place a Time Deposit with designated amount of Eligible New Fund Balance / Existing Fund through BEA Online or BEA Mobile within service hours to enjoy the preferential interest rate according to the Time Deposit account type.
"Eligible New Fund Balance" refers to the incremental balance when comparing the latest deposit balance (including Savings Accounts, Current Accounts and Time Deposits) with the balance of the same currency as of 15 calendar days ago, after deduction of the sum of principal amount the same currency which has been entitled to new fund offer of the Time Deposit and BEA MAXSaver promotion within the last 15 calendar days.
The below preferential interest rate is only applicable to new time deposit placement, not applicable to renewal of time deposit.
Online HKD Time Deposit Preferential Rates (% p.a.)
| Tenor |
SupremeGold Private |
SupremeGold |
Supreme |
BEA GOAL
or
Other Personal All-in-one Account |
| (In original currency of 10,000 or above) |
(In original currency of 1,000 or above) |
| New Fund / Existing Fund* |
| 3 Months |
2.95 / 2.85 |
2.90 / 2.85 |
2.85 / 2.80 |
2.85 / 2.80 |
| 6 Months |
3.30 / 3.20 |
3.25 / 3.20 |
3.20 / 3.15 |
3.20 / 3.15 |
| 12 Months |
3.30 / 3.20 |
3.25 / 3.20 |
3.20 / 3.15 |
3.20 / 3.15 |
Online USD Time Deposit Preferential Rates (% p.a.)
| Tenor |
SupremeGold Private |
SupremeGold |
Supreme |
BEA GOAL
or
Other Personal All-in-one Account |
| (In original currency of 1,000 or above) |
| New Fund / Existing Fund* |
| 3 Months |
3.85 / 3.75 |
3.80 / 3.75 |
3.75 / 3.70 |
3.75 / 3.70 |
| 6 Months |
3.95 / 3.85 |
3.90 / 3.85 |
3.85 / 3.80 |
3.85 / 3.80 |
| 12 Months |
3.95 / 3.85 |
3.90 / 3.85 |
3.85 / 3.80 |
3.85 / 3.80 |
Online RMB Time Deposit Preferential Rates (% p.a.)
| Tenor |
SupremeGold Private
or
SupremeGold |
Supreme |
BEA GOAL
or
Other Personal All-in-one Account |
| (In original currency of 10,000 or above) |
| New Fund / Existing Fund* |
| 3 Months |
1.40 / 1.30 |
1.40 / 1.30 |
1.40 / 1.30 |
| 6 Months |
1.45 / 1.35 |
1.45 / 1.35 |
1.45 / 1.35 |
| 12 Months |
1.45 / 1.35 |
1.45 / 1.35 |
1.45 / 1.35 |
Online Other Foreign Currencies Time Deposit Preferential Rates (% p.a.)
| Tenor |
SupremeGold Private
or
SupremeGold |
Supreme |
BEA GOAL
or
Other Personal All-in-one Account |
| (In original currency of 1,000 or above) |
| New Fund / Existing Fund* |
| AUD |
| 1 Month |
2.40 / 2.30 |
2.35 / 2.30 |
2.35 / 2.30 |
| 3 Months |
3.50 / 3.40 |
3.45 / 3.40 |
3.45 / 3.40 |
| 6 Months |
3.50 / 3.40 |
3.45 / 3.40 |
3.45 / 3.40 |
| NZD |
| 1 Month |
1.80 / 1.70 |
1.75 / 1.70 |
1.75 / 1.70 |
| 3 Months |
2.20 / 2.10 |
2.15 / 2.10 |
2.15 / 2.10 |
| 6 Months |
2.20 / 2.10 |
2.15 / 2.10 |
2.15 / 2.10 |
| CAD |
| 1 Month |
1.25 / 1.15 |
1.20 / 1.15 |
1.20 / 1.15 |
| 3 Months |
1.80 / 1.70 |
1.75 / 1.70 |
1.75 / 1.70 |
| 6 Months |
2.00 / 1.90 |
1.95 / 1.90 |
1.95 / 1.90 |
| GBP |
| 1 Month |
2.75 / 2.65 |
2.70 / 2.65 |
2.70 / 2.65 |
| 3 Months |
3.30 / 3.20 |
3.25 / 3.20 |
3.25 / 3.20 |
| 6 Months |
3.40 / 3.30 |
3.35 / 3.30 |
3.35 / 3.30 |
*If the time deposit rate is the same for new fund and existing fund, please select "Existing Fund Deposit" at "Select Time Deposit" in BEA Online / BEA Mobile when you place time deposit.
These interest rates are quoted as of 2 Oct 2026. They are for reference only and not guaranteed. They are also subject to the relevant Terms and Conditions, please click here for details.
SupremeGold 24 Hour Service Hotline 2211 1122
Service Hotline for Other Customers 2211 1333
