Place a Time Deposit with designated amount of Eligible New Fund Balance / Existing Fund through BEA Online or BEA Mobile within service hours to enjoy the preferential interest rate according to the Time Deposit account type.
"Eligible New Fund Balance" refers to the incremental balance when comparing the latest deposit balance (including Savings Accounts, Current Accounts and Time Deposits) with the balance of the same currency as of 15 calendar days ago, after deduction of the sum of principal amount the same currency which has been entitled to new fund offer of Time Deposit within the last 15 calendar days.
The below preferential interest rate is only applicable to new time deposit placement, not applicable to renewal of time deposit.
Online HKD Time Deposit Preferential Rates (% p.a.)
|
Tenor |
SupremeGold Private |
Supreme |
BEA GOAL |
|---|---|---|---|
|
(In original currency of 10,000 or above) |
(In original currency of 1,000 or above) | ||
|
New Fund / Existing Fund* | |||
|
3 Months |
1.85 / 1.75 |
1.80 / 1.75 |
1.80 / 1.75 |
|
6 Months |
2.10 / 2.00 |
2.05 / 2.00 |
2.05 / 2.00 |
|
12 Months |
2.30 / 2.20 |
2.25 / 2.20 |
2.25 / 2.20 |
Online USD Time Deposit Preferential Rates (% p.a.)
|
Tenor |
SupremeGold Private |
Supreme |
BEA GOAL |
|---|---|---|---|
|
(In original currency of 1,000 or above) | |||
|
New Fund / Existing Fund* | |||
|
3 Months |
3.80 / 3.60 |
3.75 / 3.60 |
3.75 / 3.60 |
|
6 Months |
3.55 / 3.35 |
3.50 / 3.35 |
3.50 / 3.35 |
|
12 Months |
3.25 / 3.15 |
3.20 / 3.15 |
3.20 / 3.15 |
Online RMB Time Deposit Preferential Rates (% p.a.)
|
Tenor |
SupremeGold Private |
Supreme |
BEA GOAL |
|---|---|---|---|
|
(In original currency of 10,000 or above) | |||
|
New Fund / Existing Fund* | |||
|
3 Months |
1.45 / 1.35 |
1.45 / 1.35 |
1.45 / 1.35 |
|
6 Months |
1.45 / 1.35 |
1.45 / 1.35 |
1.45 / 1.35 |
|
12 Months |
1.55 / 1.45 |
1.55 / 1.45 |
1.55 / 1.45 |
*If the time deposit rate is the same for new fund and existing fund, please select "Existing Fund Deposit" at "Select Time Deposit" in BEA Online / BEA Mobile when you place time deposit.
These interest rates are quoted as of 15 May 2025. They are for reference only and not guaranteed. They are also subject to the relevant Terms and Conditions, please click here for details.
